
3820 Coconut Dr Saint James City, FL 33956
Saint James City NeighborhoodEstimated payment $2,447/month
Highlights
- Boat Dock
- Waterfront
- Canal View
- Cape Coral High School Rated A-
- Canal Access
- Great Room
About This Home
Discover the charm and ease of island living in this beautifully renovated 2-bedroom, 2-bath home located in the highly desirable waterfront community of St. James City on Pine Island. Built in 1965, this conventionally built home is built on a slab foundation (not a mobile home), offering long-term durability and peace of mind. With 1,210 square feet of tastefully updated living space and direct Gulf access, this property is a rare blend of Old Florida charm and modern convenience.
Step inside to a light and airy open-concept layout that has been fully renovated from top to bottom. Enjoy a brand-new kitchen featuring modern cabinetry, new countertops, and stainless steel appliances—perfect for cooking up the day’s fresh catch. Both bathrooms have been completely remodeled with stylish finishes and updated fixtures. New flooring flows throughout the home, adding a clean and cohesive touch to the living space.
Outside, the spacious screened lanai stretches across the back of the home, offering serene views of the wide canal and creating the perfect space for outdoor dining, morning coffee, or evening cocktails. A private dock with a boat lift (8,000 lbs) and a separate lift (4,000 lbs) for a jet ski makes this home a boater’s dream—just minutes to open water with no bridges, making your trips to Sanibel, Cayo Costa, or the Gulf quick and effortless.
Additional upgrades include new paint, updated windows, and a newer roof—truly a turnkey property with no work needed.
What truly sets this offering apart is the opportunity to purchase the neighboring lot at 3828 Coconut Dr. This adjacent property can be used to add RV or boat parking, a garage, or even a custom pool and outdoor entertainment area. With both parcels, you’ll have flexibility that’s hard to find on the island—whether you're looking for more privacy, space for toys, or future expansion.
St. James City is a peaceful, golf cart-friendly village at the southern tip of Pine Island, offering a laid-back lifestyle surrounded by nature, water, and some of the best fishing in Southwest Florida. Local favorites like the Waterfront Restaurant, Low Key Tiki, and the many artist studios and seafood markets give the area its unique island vibe.
Whether you're seeking a full-time Florida residence, a winter getaway, or a vacation rental investment (management services available), this property checks all the boxes.
Don't miss this rare opportunity to own a move-in-ready waterfront home with direct Gulf access in one of Southwest Florida’s last true island communities.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,813
Year Built
- Built in 1965
Lot Details
- 3,267 Sq Ft Lot
- Lot Dimensions are 40 x 89 x 42 x 89
- Waterfront
- South Facing Home
- Rectangular Lot
- Property is zoned MH1
Home Design
- Wood Frame Construction
- Shingle Roof
- Stucco
Interior Spaces
- 1,210 Sq Ft Home
- 1-Story Property
- Double Hung Windows
- Great Room
- Combination Dining and Living Room
- Screened Porch
- Vinyl Flooring
- Canal Views
- Washer and Dryer Hookup
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
- Shower Only
- Separate Shower
Parking
- Driveway
- Unpaved Parking
- Assigned Parking
Outdoor Features
- Canal Access
- Screened Patio
Utilities
- Central Heating and Cooling System
- Private Sewer
- Cable TV Available
Listing and Financial Details
- Tax Lot 196
- Assessor Parcel Number 02-46-22-10-00000.1960
Community Details
Overview
- No Home Owners Association
- St James City Subdivision
Recreation
- Boat Dock
Map
Home Values in the Area
Average Home Value in this Area
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/02/2025 07/02/25 | For Sale | $399,900 | -- | $330 / Sq Ft |
About the Listing Agent

I'm an expert real estate agent with Fathom Realty on beautiful Pine Island, FL and the nearby area, providing home-buyers and sellers with professional, responsive, and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Give me a call! I'm eager to help and would love to talk to you.
Brandon's Other Listings
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 225060784

APN: 02-46-22-10-00000.1960
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