NOT LISTED FOR SALE

Estimated Value: $1,005,000 - $2,764,041

6 Beds
5.5 Baths
5,400 Sq Ft
$394/Sq Ft Est. Value

Last Sold August 30, 2021

Last sale price $1,100,000 $204 Per Sq Ft

Est. 94% increase in value since last sale

Current estimated payment $12,953/month

1,505 Days on Market

Highlights

  • 470 Feet of Waterfront
  • Boat Slip Deeded Off-Site
  • Solar Heated In Ground Pool
  • Frank E. Brigham Academy Rated 9+
  • Home Theater
  • Lake View

About This Home

As of August 2021

LAKEFRONT HOME with brand new roof, downstairs flooring and paint. Now being offered below appraised value! The property you are inquiring about is located in Winter Haven, FL in the Gaines Cove area of Polk County. On the shores of Lake Eloise you will find this estate home situated on 2.75 acres in a non-gated community. The tranquility of this area is amazing on the largest Chain of Lakes in the County. Traditional design but with a flair open contemporary. Enjoy the infinity pool while entertaining, ample parking with circular and side drive and detached 4 car garage. The current price is supported by recent appraisal that is available for your view upon request. Call for an exclusive viewing. AGENTS – please read Realtor Only remarks.

Last Agent to Sell the Property

Renee Butler

BROKERS REALTY OF CENTRAL FLOR License #316015 Listed on: 05/16/2017

Last Buyer's Agent

Doug DeWitt

NEW HOME ADVANTAGE LLC License #EA40047443

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,661

Year Built

  • Built in 1989

Lot Details

  • 1.86 Acre Lot
  • 470 Feet of Waterfront
  • Lake Front
  • Property fronts a lake that is connected to a chain of lakes
  • Mature Landscaping
  • Irrigation

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 4 Car Garage
  • Portico
  • Circular Driveway

Home Design

  • Tri-Level Property
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 5,400 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Home Theater
  • Inside Utility
  • Chain Of Lake Views

Kitchen

  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 6 Bedrooms

Pool

  • Solar Heated In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Pool Sweep

Outdoor Features

  • Access To Chain Of Lakes
  • Access To Lake
  • Boat Slip Deeded Off-Site
  • Deck
  • Screened Patio
  • Outdoor Storage
  • Porch

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Gaines Cove Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,661

Year Built

Built in 1989

Lot Details

0

HOA Fees

$19 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Brick
  • Fireplace: Yes
  • Living Area: 5400
  • Lot Size Acres: 1.86
  • New Construction: No
  • Year Built: 1989
  • Building Area Total: 7395
  • Lot Size Sq Ft: 120060
  • Directions to Property: Head west on W Central Ave toward 6th St NW. Turn left at the 1st cross street onto US-17 S/6th St SW. Turn left onto Co Rd 655/Snively Ave. Turn left onto State Hwy 655/Eloise Loop Rd. Turn left onto Gaines Dr. Turn right onto Gaines Ct.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/P4715625?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/P4715625?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 1 to less than 2
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Call Center Phone Number: 800-746-9464
  • Ratio: Close Price\List Price: 0.88
  • Price per Sq Ft: 203.7
  • Close to Original List Price Ratio: 0.6875
  • Ratio: Current Price\Building Area Total: 148.75
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2020
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Other
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 6
  • Levels: Three Or More
  • Window Features: Blinds
  • Street Number Modifier: 3826
  • Room Count: 13
  • Additional Rooms: Inside Utility, Media Room
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Other Structures: Storage
  • Pool Features: Gunite, In Ground, Pool Sweep, Salt Water, Solar Heat
  • Exterior Features: Irrigation System, Storage
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: Lake Eloise
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Patio, Porch, Screened
  • Water View: Lake, Lake - Chain of Lakes
  • Water Access: Lake, Lake - Chain of Lakes
  • Water Extras: Dock - Slip Deeded Off-Site
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Flood Zone Panel: 12105C0530G
  • Waterfront Frontage: 470
  • Water Frontage Feet Lake: 235
  • Water Frontage Feet Lake Chain: 235

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 4
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Driveway, Portico
  • Covered Parking Spaces: 4
  • Open Parking: No

Utilities

  • Utilities: Cable Connected
  • Cooling: Central Air, Zoned
  • Heating: Central, Zoned
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 225
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 225
  • Monthly HOA Fee: 18.75
  • Total Monthly Fees: 18.75

Lot Info

  • Zoning: UNK
  • Parcel Number: 26-29-09-687010-000171
  • Additional Parcels: No
  • Lot Features: In County
  • Millage Rate: 14.9
  • Flood Zone Code: AE
  • Flood Zone Date: 2016-12-22
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Pet Restrictions: see deed restrictions

Tax Info

  • Tax Annual Amount: 10661.28
  • Tax Book Number: 65-4
  • Tax Lot: 17

Multi Family

  • Waterfront Features: Lake, Lake - Chain of Lakes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2017
Closed on
Aug 30, 2021
Sold by
Lubin Edward and Lubin Lenora A
Bought by
Gaskins John and Gaskins Jeane
Seller's Agent
Renee Butler
BROKERS REALTY OF CENTRAL FLOR
Buyer's Agent
Doug DeWitt
NEW HOME ADVANTAGE LLC
List Price
$1,250,000
Sold Price
$1,100,000
Premium/Discount to List
-$150,000
-12%
Current Estimated Value
$2,129,680

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,029,680
Avg. Annual Appreciation
3.45%
Original Mortgage
$880,000
Outstanding Balance
$806,581
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$448,788

Purchase Details

Closed on
Apr 25, 2008
Sold by
Forman John W and Forman Lorraine B
Bought by
Lubin Edward and Lubin Lenora A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.08%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gaskins John $1,100,000 Oak Harbor Title Svcs Llc
Lubin Edward $860,000 Real Estate Title Svcs Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gaskins John $500,000
Open Gaskins John $880,000
Previous Owner Lubin Edward $815,000
Previous Owner Lubin Edward $417,000
Previous Owner Lubin Edward $417,000
Previous Owner Lubin Edward $271,000
Previous Owner Forman John W $300,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/30/2021 08/30/21 Sold $1,100,000 -12.0% $204 / Sq Ft
06/30/2021 06/30/21 Pending -- -- --
06/01/2019 06/01/19 For Sale $1,250,000 +13.6% $231 / Sq Ft
06/01/2019 06/01/19 Off Market $1,100,000 -- --
03/04/2019 03/04/19 Price Changed $1,250,000 -3.8% $231 / Sq Ft
05/25/2018 05/25/18 Price Changed $1,299,000 -7.2% $241 / Sq Ft
11/15/2017 11/15/17 Price Changed $1,400,000 -12.5% $259 / Sq Ft
05/16/2017 05/16/17 For Sale $1,600,000 -- $296 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $13,672 $1,010,964 $0 $0
2022 $13,407 $981,518 $357,034 $624,484
2021 $10,739 $758,164 $0 $0
2020 $10,653 $747,696 $0 $0
2018 $10,592 $717,258 $0 $0
2017 $10,322 $702,505 $0 $0
2016 $10,289 $688,056 $0 $0
2015 $10,073 $683,273 $0 $0
2014 $9,966 $677,850 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: P4715625

Stellar MLS

APN: 26-29-09-687010-000171