NOT LISTED FOR SALE

3826 Ruette San Raphael San Diego, CA 92130

Carmel Valley Neighborhood

Estimated Value: $1,816,000 - $1,936,724

3 Beds
2.5 Baths
2,372 Sq Ft
$786/Sq Ft Est. Value

Last Sold August 21, 2023

Last sale price $1,705,000 $719 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $11,997/month

4 Days on Market

Highlights

  • Retreat
  • Community Pool
  • 2 Car Attached Garage
  • Carmel Valley Middle School Rated A+
  • Fireplace
  • Living Room

About This Home

As of August 2023

Come see this bright and airy 3 bedroom + loft/ office and 2.5 bath detached home in the gated community of San Raphael in Torrey Hills. Just minutes to I-5, 805 and 56 freeways. This home was recently updated with new interior paint, new carpet, new kitchen appliances, fixtures, hardware, LED lighting, kitchen sink is new too! The loft is complete with a built-in desk, bookshelf & entertainment, it can be an office or entertainment area. Master bedroom has built-in 6 drawer dresser. Backyard is paved with planters & new built-in outdoor bbq grill & side burners. No direct neighbor on either side. Next door is a walkway entry to a walking trail in the back of the complex & a community parking space. Gated community & a beautiful community pool. The house faces the street which makes it easy to get in and out of the driveway. Also, the house is on an elevation which does not allow for a direct eye-level view of the living room from the street. Carmel valley is a highly sought out neighborhood because of its excellent schools, dining, entertainment, and proximity to hospitals, biotech companies and the beach! The house is move-in ready!

Last Agent to Sell the Property

Noreen McKinley

Cal. Homes & Prop. Realty License #01755481 Listed on: 07/26/2023

Last Buyer's Agent

Adam Messing

Coldwell Banker Realty License #01909830

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $19,300

Year Built

  • Built in 2000

Lot Details

  • Property is Fully Fenced
  • Level Lot

HOA Fees

  • $225 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Guest Parking

Home Design

  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 2,372 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Family Room
  • Living Room
  • Dining Area

Kitchen

  • Gas Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Retreat

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 307-572-05-06
  • $1,131 annual special tax assessment

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), gated community, trash pickup
  • Walters Management Association

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$19,300

Year Built

Built in 2000

Lot Details

0

HOA Fees

$225 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: Coastal North
  • Cross Street: El Camino Real
  • Neighborhood: San Raphael
  • Supplement: Master bedroom has built-in 6 drawer dresser. Backyard is paved with planters & new built-in outdoor bbq grill & side burners. No direct neighbor on either side. Next door is a walkway entry to a walking trail in the back of the complex & a community parking space. Gated community & a beautiful community pool. The house faces the street which makes it easy to get in and out of the driveway. Also, the house is on an elevation which does not allow for a direct eye-level view of the living room from the street. Carmel valley is a highly sought out neighborhood because of its excellent schools, dining, entertainment, and proximity to hospitals, biotech companies and the beach! The house is move-in ready!
  • LP / Sq Ft: 685.08
  • Price Per Sq Ft: 718.8
  • SP/ Sq Ft: 718.8
  • Stories: 2 Story
  • Ownership: Fee Simple
  • Total Stories: 2
  • Year Built: 2000
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Equipment Available: Dishwasher, Dryer, Garage Door Opener, Microwave, Washer, Gas Cooking
  • Searchable Rooms: Dining Area, Family Room, Master Retreat, Kitchen, Living Room, Master Bedroom, Laundry, Master Bathroom
  • Total Bedrooms: 3
  • Bedrooms: 3
  • Master Bedroom Dimensions: 25x18
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 2372
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full
  • Pool: Community/Common
  • Roof: Tile/Clay

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 2
  • Non Garage Parking: Driveway, Guest Parking
  • Garage Spaces: 2
  • Parking Spaces Total: 4

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Gas & Electric Dryer HU
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Fireplace, Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Total Fees: 2700.0
  • Community: CARMEL VALLEY
  • Home Owner Association: Walters Management
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Gated Community, Trash Pickup
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 225.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: (858)495-090

Fee Information

  • CFD Mello Roos Fee: 1131.0
  • CFD Mello Roos Fee Reflects: Year
  • Total Monthly Fees: 319
  • CFD Mello Roos Fee Frequency: Annual

Lot Info

  • Lot Size: 4,000-7,499 SF
  • Topography: Level
  • Assessor Parcel Number: 307-572-05-06

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 26, 2023
Closed on
Aug 18, 2023
Sold by
Karniski Rasch Sarah
Bought by
Rasch Damian R
Seller's Agent
Noreen McKinley
Cal. Homes & Prop. Realty
Buyer's Agent
Adam Messing
Coldwell Banker Realty
List Price
$1,625,000
Sold Price
$1,705,000
Premium/Discount to List
$80,000
4.92%
Views
179
Current Estimated Value
$1,865,431

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$160,431
Avg. Annual Appreciation
3.55%
Original Mortgage
$1,449,250
Outstanding Balance
$1,417,639
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$411,132

Purchase Details

Listed on
Jul 26, 2023
Closed on
Aug 2, 2023
Sold by
Moy Family Trust
Bought by
Rasch Damian R
Seller's Agent
Noreen McKinley
Cal. Homes & Prop. Realty
Buyer's Agent
Adam Messing
Coldwell Banker Realty
List Price
$1,625,000
Sold Price
$1,705,000
Premium/Discount to List
$80,000
4.92%
Views
179

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,449,250
Outstanding Balance
$1,417,639
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$411,132

Purchase Details

Closed on
Jul 16, 2014
Sold by
Moy Jeffrey C and Moy Nancy B
Bought by
Moy Family Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
3.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 8, 2014
Sold by
Moy Jeffrey C and Moy Nancy B
Bought by
Moy Jeffrey C and Moy Nancy B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
3.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 9, 2013
Sold by
Moy Jeffrey C and Moy Nancy B
Bought by
Moy Jeffrey C and Moy Nancy B

Purchase Details

Closed on
Dec 9, 2012
Sold by
Moy Jeffrey C and Moy Jeffrey Corwin
Bought by
Moy Jeffrey C and Moy Nancy B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$229,000
Interest Rate
2.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 6, 2000
Sold by
Western Pacific Housing Sorrento Llc
Bought by
Moy Jeffrey Corwin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,800
Interest Rate
8.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rasch Damian R -- Corinthian Title Company
Rasch Damian R $1,705,000 Corinthian Title Company
Moy Family Trust -- Accommodation
Moy Jeffrey C -- Fidelity National Title Co
Moy Jeffrey C -- None Available
Moy Jeffrey C -- None Available
Moy Jeffrey C -- Fidelity National Title Co
Moy Jeffrey Corwin $511,500 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rasch Damian R $1,449,250
Previous Owner Moy Jeffrey C $417,000
Previous Owner Moy Jeffrey C $229,000
Previous Owner Moy Jeffrey Corwin $333,700
Previous Owner Moy Jeffrey Corwin $365,000
Previous Owner Moy Jeffrey Corwin $15,000
Previous Owner Moy Jeffrey Corwin $365,000
Previous Owner Moy Jeffrey Corwin $335,000
Previous Owner Moy Jeffrey Corwin $335,300
Previous Owner Moy Jeffrey Corwin $336,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2023 08/21/23 Sold $1,705,000 +4.9% $719 / Sq Ft
07/31/2023 07/31/23 Pending -- -- --
07/26/2023 07/26/23 For Sale $1,625,000 -- $685 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $19,300 $1,739,100 $1,275,000 $464,100
2024 $19,300 $1,705,000 $1,250,000 $455,000
2023 $7,804 $609,738 $217,240 $392,498
2022 $7,693 $597,783 $212,981 $384,802
2021 $7,453 $586,062 $208,805 $377,257
2020 $7,505 $580,053 $206,664 $373,389
2019 $7,383 $568,680 $202,612 $366,068
2018 $7,087 $557,531 $198,640 $358,891
2017 $6,976 $546,600 $194,746 $351,854
2016 $6,788 $535,883 $190,928 $344,955
2015 $6,705 $527,835 $188,061 $339,774
2014 -- $517,497 $184,378 $333,119
Source: Public Records

Agents Affiliated with this Home

  • Noreen McKinley

    Seller's Agent in 2023

    Noreen McKinley

    Cal. Homes & Prop. Realty

    (858) 437-3040

    1 in this area

    28 Total Sales

    Noreen McKinley
    Section Image
  • Adam Messing

    Buyer's Agent in 2023

    Adam Messing

    Coldwell Banker Realty

    (951) 303-3000

    1 in this area

    19 Total Sales

    Adam Messing
    Section Image
See All Agents

Map

Source: San Diego MLS

MLS Number: 230014440

San Diego MLS

APN: 307-572-05-06

California San Diego County San Diego 92130 Carmel Valley

3826 Ruette San Raphael, San Diego, CA

This home is located at 3826 Ruette San Raphael, San Diego, CA 92130 since 26 July 2023 and is currently estimated at $1,865,431, approximately $786 per square foot. This property was built in 2000. 3826 Ruette San Raphael is a home located in San Diego County with nearby schools including Ocean Air Elementary School, Carmel Valley Middle School, and Torrey Hills High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

San Diego MLS This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property.
BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly
prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2025 San Diego MLS.

Nearby Homes