$750,000

3831 Bay Dr Middle River, MD 21220

Estimated payment $4,710/month

Total Views 615
2 Beds
1 Bath
1,410 Sq Ft
$532 Price per Sq Ft

Highlights

  • Popular Property
  • Primary bedroom faces the bay
  • Pier
  • 100 Feet of Waterfront
  • 1 Dock Slip
  • Boat Ramp

About This Home

Welcome to 3831 Bay Drive - a classic waterfront home in Bowleys Quarters on a rarely available large flat double Lot boasting over a 100 ft of water frontage and picturesque million dollar panoramic views of the Chesapeake Bay - available to purchase for the 1st time in over 50 years!

This stunning 0.46 acre property features a Pier with mechanical Boat Lift, a concrete kayak or jet ski launching ramp, stone shoreline bulkhead, a detached waterfront Cabana Room, a detached 2 car Garage with automatic door, 2 concrete patios, mature landscaping and an invisible electric dog fence.

(Buyer to verify the subdivision potential of the double Lot)

The home features two covered porches that are perfect for relaxing or entertaining guests, 2 sizable Bedrooms and 1 full Bathroom with a tub shower combo, high ceilings throughout, a wood burning Brick Fireplace, hickory wood Floors in the Living Room. 2 Bay Windows with water views, a main level Laundry Room, Attic, Basement, Central A/C and forced air Heat.

This rarely available property is an absolute MUST SEE to truly appreciate the value and the potential. Make your appointment today!

Listing Agent

Benjamin McGann

Compass License #643159 Listed on: 08/13/2025

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,231

Year Built

  • Built in 1945

Lot Details

  • 0.46 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • North Facing Home
  • Property has an invisible fence for dogs
  • Premium Lot
  • Level Lot
  • Back, Front, and Side Yard
  • Subdivision Possible
  • Property is in good condition

Parking

  • 2 Car Detached Garage
  • 3 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Property Views

  • Bay
  • Panoramic

Home Design

  • Coastal Architecture
  • Bungalow
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Central Vacuum
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Wood Burning Fireplace
  • Brick Fireplace
  • Vinyl Clad Windows
  • Stained Glass
  • Bay Window
  • Window Screens
  • French Doors
  • Combination Dining and Living Room
  • Attic

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Primary Bedroom
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump

Outdoor Features

  • Cabana
  • Pier
  • Canoe or Kayak Water Access
  • Property near a bay
  • Bulkhead
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • Boat Ramp
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Powered Boats Permitted
  • Outbuilding
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Above Ground Utilities
  • 220 Volts
  • 200+ Amp Service
  • Electric Water Heater
  • Grinder Pump
  • Municipal Trash

Listing and Financial Details

  • Tax Lot 253
  • Assessor Parcel Number 04151519074350

Community Details

Overview

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,231

Year Built

Built in 1945

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal, Bungalow
  • Ownership: Fee Simple
  • Inclusions: Boat Lift Equipment; Refrigerator in Cabana Room; Electric "Invisible Dog Fence"; 1 double seat Sea Kayak (optional) ; 1 single seat Sea Kayak (optional)
  • New Construction: No
  • Story List: Main
  • Expected On Market: 8/14/2025 12:00:00 AM
  • Year Built: 1945
  • Remarks Public: Welcome to 3831 Bay Drive - a classic waterfront home in Bowleys Quarters on a rarely available large flat double Lot boasting over a 100 ft of water frontage and picturesque million dollar panoramic views of the Chesapeake Bay - available to purchase for the 1st time in over 50 years! This stunning 0.46 acre property features a Pier with mechanical Boat Lift, a concrete kayak or jet ski launching ramp, stone shoreline bulkhead, a detached waterfront Cabana Room, a detached 2 car Garage with automatic door, 2 concrete patios, mature landscaping and an invisible electric dog fence. (Buyer to verify the subdivision potential of the double Lot) The home features two covered porches that are perfect for relaxing or entertaining guests, 2 sizable Bedrooms and 1 full Bathroom with a tub shower combo, high ceilings throughout, a wood burning Brick Fireplace, hickory wood Floors in the Living Room. 2 Bay Windows with water views, a main level Laundry Room, Attic, Basement, Central A/C and forced air Heat. This rarely available property is an absolute MUST SEE to truly appreciate the value and the potential. Make your appointment today!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Icemaker, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Extra Refrigerator/Freezer, Washer, Water Heater
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Attic, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Central Vacuum, Combination Dining/Living, Floor Plan - Open, Primary Bedroom - Bay Front, Stain/Lead Glass, Upgraded Countertops, Wood Floors
  • Window Features: Bay/Bow, Vinyl Clad, Screens
  • Fireplace Features: Brick, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French
  • Wall Ceiling Types: High, 9'+ Ceilings
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Basement, Laundry, Bathroom 1
  • Basement: Yes
  • Basement Type: Outside Entrance, Unfinished, Sump Pump, Full
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor
  • Total Sq Ft: 2820
  • Living Area Sq Ft: 1410
  • Price Per Sq Ft: 531.91
  • Above Grade Finished Sq Ft: 1410
  • Below Grade Sq Ft: 1410
  • Total Below Grade Sq Ft: 1410
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3831

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Cabana/Pool House
  • Construction Materials: Block, Vinyl Siding
  • Exterior Features: Outbuilding(s), Sidewalks
  • Roof: Architectural Shingle
  • View: Bay, Panoramic, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Monthly Average Electric: 117
  • Previous Twelve Months Electric Expense: 1400.00
  • Electric Service: 200+ Amp Service, 220 Volts
  • Heating Fuel: Oil
  • Heating Oil Avg Month: 73.17
  • Heating Oil Prev12 Months: 878.00
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer, Grinder Pump
  • Utilities: Above Ground
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Fencing: Invisible
  • Land Use Code: R
  • Lot Features: Bulkheaded, Fishing Available, Level, Front Yard, Sideyard(s), Rear Yard, Premium, Subdivision Possible
  • Lot Size Acres: 0.46
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20100.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Good
  • Year Assessed: 2025
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7231.21
  • Assessor Parcel Number: 04151519074350
  • Tax Lot: 253
  • Tax Total Finished Sq Ft: 1410
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 2
  • Waterfront Features: Private Dock Site, Boat/Launch Ramp - Private

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,012 $500,000 -- --
2024 $6,012 $439,100 $0 $0
2023 $2,881 $378,200 $264,000 $114,200
2022 $5,677 $377,233 $0 $0
2021 $5,794 $376,267 $0 $0
2020 $5,794 $375,300 $264,000 $111,300
2019 $5,478 $363,200 $0 $0
2018 $5,334 $351,100 $0 $0
2017 $5,035 $339,000 $0 $0
2016 $4,373 $339,000 $0 $0
2015 $4,373 $339,000 $0 $0
2014 $4,373 $346,200 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 For Sale $750,000 -- $532 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $50,000 Credit Line Revolving
Closed $50,000 Credit Line Revolving
Open $213,000 Stand Alone Second
Source: Public Records

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Source: Bright MLS

MLS Number: MDBC2135740

Bright MLS

APN: 15-1519074350