$625,000

3837 Granite St Terrell, NC 28682

Estimated payment $3,470/month

Total Views 364
3 Beds
2.5 Baths
2,588 Sq Ft
$241 Price per Sq Ft

Highlights

  • Open Floorplan
  • Private Lot
  • Wood Flooring
  • Sherrills Ford Elementary School Rated A-
  • Transitional Architecture
  • Wrap Around Porch

About This Home

Experience the coveted lake lifestyle in this beautifully appointed home tucked within a peaceful community just moments away from the shimmering shores of LKN. This home blends upscale comfort with timeless style while featuring brand new hardwood floors, carpet, neutral paint, SS appliances, light fixtures, a new front door & cabinetry hardware. Enjoy peace of mind with a new roof installation in 2023, a new A/C coil approx 7 yrs ago, a hot water heater approx 10 yrs ago, & HVAC that has been serviced 2X per year with Freeze Refrigeration. Central Vac and a 5-zone irrigation system make property maintenance a breeze. From the moment you step inside, the home reveals a bright, open interior awash in natural light with a seamless flow. Outdoors, the property invites you to unwind & savor the privacy & tranquility of both the covered front wrap-around porch and the rear covered porch, complete with retractable awnings. Whether you envision alfresco dining, morning coffee or evenings beneath the stars, this setting delivers a private sense of retreat. With Lake Norman across the street and access minutes away, your boating, waterfront dining & ease of access to shopping provide the vibrant lifestyle that makes this region so desirable. 3837 Granite St is more than a home--it's an elevated way of living, offering comfort & style. This is the kind of home that will make you slow down, breathe deeper, and say, "this is the one"!
The home currently shows as a 3 BR but the septic is rated for 4 BR's...easily convert the upper bonus to your 4th BR by finishing one of the walk-in attic spaces for a closet. The office/den on main was originally meant to be a 4th BR but these original owners preferred it to be a den and had the arched doorway installed during construction. This oversized lot, surrounded by woods with no neighbors, provides the privacy that every buyer desires. Fireplace being sold as-is, no propane tank on property. 5-Zone irrigation located in front & left-side yard, zone 5 is for a trickle system in natural areas.

Listing Agent

Corinne Deuel

houzRE Brokerage Email: cedeuel@gmail.com License #182022 Listed on: 01/09/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2003

Lot Details

  • 1.24 Acre Lot
  • Back Yard Fenced
  • Private Lot
  • Irrigation
  • Property is zoned R-30

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • 4 Open Parking Spaces

Home Design

  • Transitional Architecture
  • Architectural Shingle Roof
  • Vinyl Siding
  • Stone Veneer

Interior Spaces

  • Open Floorplan
  • Central Vacuum
  • Wired For Data
  • Ceiling Fan
  • Propane Fireplace
  • Insulated Windows
  • French Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Storage
  • Laundry Room
  • Crawl Space
  • Walk-In Attic

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Self-Cleaning Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Garden Bath

Outdoor Features

  • Wrap Around Porch
  • Shed

Schools

  • Sherrills Ford Elementary School
  • Mill Creek Middle School
  • Bandys High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • Somerset On Lake Norman Property Owners Assoc Association, Phone Number (828) 674-0900
  • Built by Ogden Construction
  • Somerset On Lake Norman Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 4617144463970000
  • Tax Block PH2

Home Details

Home Type

Single Family

Year Built

Built in 2003

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Transitional
  • Year Built: 2003
  • Restrictions: Subdivision
  • Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: 1 Story/F.R.O.G.
  • Ratio CurrentPrice/TotalPropertyHLA: 241.50
  • Geocode Confidence: High
  • Attribution Contact: cedeuel@gmail.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl, Wood
  • Interior Amenities: Attic Walk In, Breakfast Bar, Cable Prewire, Central Vacuum, Entrance Foyer, Garden Tub, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2308
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 280
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Self Cleaning Oven
  • Above Grade Finished Sq Ft: 2588
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Great Room, Propane
  • Living Area: 2588
  • Window Features: Insulated Window(s)
  • Bedroom Main: 3

Exterior Features

  • Exterior Features: In-Ground Irrigation
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • Pool Private: No
  • Water Body Name: Lake Norman
  • Construction Type: Stone Veneer, Vinyl
  • Other Structures: Shed(s)
  • Patio And Porch Features: Awning(s), Covered, Front Porch, Rear Porch, Wrap Around

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking Spaces: 4
  • Open Parking: Yes
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, On Street

Utilities

  • Heating: Electric, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Available, Wired Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Somerset on Lake Norman Property Owners Assoc
  • Phone: 828-674-0900
  • Association: Yes
  • Association Email: lkn.somerset@yahoo.com

Association/Amenities

  • Association Annual Expense: 250.00

Schools

  • Middle Or Junior School: Mill Creek
  • HOA Subject To: Required

Lot Info

  • Lot Features: Private
  • Lot Size Units: Acres
  • Parcel Number: 4617144463970000
  • Zoning: RES
  • Plat Book Slide: 52/198
  • Development Status: Completed
  • Lot Size Acres: 1.24
  • Additional Parcels: No
  • Zoning Specification: R-30

Building Info

  • Builder Name: Ogden Construction

Tax Info

  • Tax Block: PH2

MLS Schools

  • Elementary School: Sherrills Ford
  • High School: Bandys

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,552 $518,100 $42,600 $475,500
2024 $2,552 $518,100 $42,600 $475,500
2023 $2,500 $338,200 $42,600 $295,600
2022 $2,384 $338,200 $42,600 $295,600
2021 $2,384 $338,200 $42,600 $295,600
2020 $2,384 $338,200 $42,600 $295,600
2019 $2,384 $338,200 $0 $0
2018 $2,166 $316,200 $42,300 $273,900
2017 $2,166 $0 $0 $0
2016 $2,166 $0 $0 $0
2015 $2,148 $316,200 $42,300 $273,900
2014 $2,148 $358,000 $60,000 $298,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/09/2026 01/09/26 For Sale $625,000 -- $241 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Deed $260,000 --
Deed $51,000 --
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4334408

Canopy MLS (Canopy Realtor® Association)

APN: 4617144463970000