Ginny Jerkins
Premier South
(980) 890-6881
73 Total Sales
2 in Lake Norman of Catawba
$380K - $385K Price Range
3837 Granite St Terrell, NC 28682
Lake Norman of Catawba AreaEstimated Value: $554,000 - $595,883
3
Beds
2.5
Baths
2,588
Sq Ft
$219/Sq Ft
Est. Value
Highlights
- 1.24 Acre Lot
- Private Lot
- Wood Flooring
- Open Floorplan
- Transitional Architecture
- Wrap Around Porch
About This Home
As of April 2026Experience the coveted lake lifestyle in this beautifully appointed home tucked within a peaceful community just moments away from the shimmering shores of LKN. This home blends upscale comfort with timeless style while featuring brand new hardwood floors, carpet, neutral paint, SS appliances, light fixtures, a new front door & cabinetry hardware. Enjoy peace of mind with a new roof installation in 2023, a new A/C coil approx 7 yrs ago, a hot water heater approx 10 yrs ago, & HVAC that has been serviced 2X per year with Freeze Refrigeration. Central Vac and a 5-zone irrigation system make property maintenance a breeze. From the moment you step inside, the home reveals a bright, open interior awash in natural light with a seamless flow. Outdoors, the property invites you to unwind & savor the privacy & tranquility of both the covered front wrap-around porch and the rear covered porch, complete with retractable awnings. Whether you envision alfresco dining, morning coffee or evenings beneath the stars, this setting delivers a private sense of retreat. With Lake Norman across the street and access minutes away, your boating, waterfront dining & ease of access to shopping provide the vibrant lifestyle that makes this region so desirable. 3837 Granite St is more than a home--it's an elevated way of living, offering comfort & style. This is the kind of home that will make you slow down, breathe deeper, and say, "this is the one"!
The home currently shows as a 3 BR but the septic is rated for 4 BR's...easily convert the upper bonus to your 4th BR by finishing one of the walk-in attic spaces for a closet. The office/den on main was originally meant to be a 4th BR but these original owners preferred it to be a den and had the arched doorway installed during construction. This oversized lot, surrounded by woods with no neighbors, provides the privacy that every buyer desires. Fireplace being sold as-is, no propane tank on property. 5-Zone irrigation located in front & left-side yard, zone 5 is for a trickle system in natural areas.
Last Agent to Sell the Property
houzRE Brokerage Email: cedeuel@gmail.com License #182022 Listed on: 01/09/2026
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Year Built
- Built in 2003
Lot Details
- 1.24 Acre Lot
- Back Yard Fenced
- Private Lot
- Irrigation
- Property is zoned R-30
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- On-Street Parking
- 4 Open Parking Spaces
Home Design
- Transitional Architecture
- Architectural Shingle Roof
- Vinyl Siding
- Stone Veneer
Interior Spaces
- Open Floorplan
- Central Vacuum
- Wired For Data
- Ceiling Fan
- Propane Fireplace
- Insulated Windows
- French Doors
- Entrance Foyer
- Great Room with Fireplace
- Storage
- Crawl Space
- Walk-In Attic
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Self-Cleaning Oven
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- Garden Bath
Laundry
- Laundry Room
- Laundry on main level
Outdoor Features
- Wrap Around Porch
- Shed
Schools
- Sherrills Ford Elementary School
- Mill Creek Middle School
- Bandys High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
- Cable TV Available
Community Details
- Somerset On Lake Norman Property Owners Assoc Association, Phone Number (828) 674-0900
- Built by Ogden Construction
- Somerset On Lake Norman Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 4617144463970000
- Tax Block PH2
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 9, 2026
Closed on
Apr 24, 2026
Sold by
Bought by
Seller's Agent
Corinne Deuel
houzRE
Buyer's Agent
Pattie Benfield
Century 21 Echelon
List Price
$599,900
Sold Price
$550,000
Premium/Discount to List
-$49,900
-8.32%
Views
134
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,721
Avg. Annual Appreciation
8.64%
Original Mortgage
$440,000
Outstanding Balance
$439,140
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$126,581
Purchase Details
Closed on
Nov 3, 2003
Purchase Details
Closed on
Mar 8, 2002
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Terrell, NC
-
Ginny Jerkins
-
Nick Cabaniss
Nick Cabaniss
Carolina Realty & Investing Group LLC
(980) 580-8276
169 Total Sales
1 in Lake Norman of Catawba
$675,000 Price
-
Richard Anderson
Richard Anderson
Ivester Jackson Christie's
(424) 373-3377
13 Total Sales
1 in Lake Norman of Catawba
$2,775,000 Price
-
Mark Gibson
Mark Gibson
Coldwell Banker Realty
(980) 319-1042
152 Total Sales
3 in Lake Norman of Catawba
$415K - $1.4M Price Range
-
Jennifer Jeter
Jennifer Jeter
Howard Hanna Allen Tate Huntersville
(980) 825-4772
67 Total Sales
2 in Lake Norman of Catawba
$361K - $1.1M Price Range
-
Danielle Stone
Danielle Stone
RE/MAX A-Team
(828) 523-8779
129 Total Sales
1 in Lake Norman of Catawba
$200,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $550,000 | Old Republic Title | ||
| $260,000 | -- | ||
| $51,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $440,000 | ||
| Previous Owner | $20,000 | ||
| Previous Owner | $284,000 | ||
| Previous Owner | $297,000 | ||
| Previous Owner | $30,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/24/2026 04/24/26 | Sold | $550,000 | -8.3% | $213 / Sq Ft |
| 02/10/2026 02/10/26 | For Sale | $599,900 | 0.0% | $232 / Sq Ft |
| 02/02/2026 02/02/26 | Pending | -- | -- | -- |
| 01/20/2026 01/20/26 | Price Changed | $599,900 | -4.0% | $232 / Sq Ft |
| 01/09/2026 01/09/26 | For Sale | $625,000 | -- | $241 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,065 | $518,100 | $42,600 | $475,500 |
| 2025 | $2,552 | $518,100 | $42,600 | $475,500 |
| 2024 | $2,552 | $518,100 | $42,600 | $475,500 |
| 2023 | $2,500 | $338,200 | $42,600 | $295,600 |
| 2022 | $2,384 | $338,200 | $42,600 | $295,600 |
| 2021 | $2,384 | $338,200 | $42,600 | $295,600 |
| 2020 | $2,384 | $338,200 | $42,600 | $295,600 |
| 2019 | $2,384 | $338,200 | $0 | $0 |
| 2018 | $2,166 | $316,200 | $42,300 | $273,900 |
| 2017 | $2,166 | $0 | $0 | $0 |
| 2016 | $2,166 | $0 | $0 | $0 |
| 2015 | $2,148 | $316,200 | $42,300 | $273,900 |
| 2014 | $2,148 | $358,000 | $60,000 | $298,000 |
Source: Public Records
Agents Affiliated with this Home
-
Corinne Deuel
Seller's Agent in 2026
Corinne Deuel
houzRE
(704) 657-0593
38 Total Sales
-
Pattie Benfield
Buyer's Agent in 2026
Pattie Benfield
Century 21 Echelon
(828) 446-4991
11 Total Sales
Map
Source: Canopy MLS
MLS Number: 4334408
APN: 4617144463970000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
Nearby Homes
- 3889 Granite St
- 3950 Granite St
- 3738 Yorkshire Place
- 8021 E North Carolina 150 Hwy
- 8729 Riverwood Rd
- 8793 Peninsula Dr
- 4232 Sigmon Cove Ln Unit 4
- 8159 Mccormick St
- 8139 Sheffield Dr
- 4107 Cascade St Unit 5
- 8924 Holdsclaw Rd
- 8924 Holdsclaw Rd Unit 3
- 8137 McDonald Dr
- 4271 Candlewood Dr
- 4265 Candlewood Dr
- 4257 Candlewood Dr
- 8806 Hearthstone Ct
- 8445 Timberlake Ln
- 000 Slanting Bridge Rd
- 7950 Mocassin Dr
- 3828 Granite St
- 3875 Granite St
- 3848 Granite St
- 3810 Granite St
- 3800 Granite St
- 3800 Granite St Unit 16
- 3905 Granite St
- 3870 Granite St
- 3911 Granite St
- 3855 Granite St
- 3876 Granite St
- 8470 Mayflower Ct
- 3919 Townes Blvd
- 3919 Townes Blvd Unit 79
- 3916 Townes Blvd
- 3922 Townes Blvd
- 3913 Townes Blvd
- 8097 Sheffield Dr
- 8097 Sheffield Dr Unit 112
- 3933 Townes Blvd
Your Personal Tour Guide
Ask me questions while you tour the home.