$635,000
$35K PRICE INCREASE

3889 Granite St Terrell, NC 28682

Estimated payment $3,640/month

Total Views 40,147
3 Beds
2.5 Baths
2,950 Sq Ft
$215 Price per Sq Ft

Highlights

  • Water Views
  • Open Floorplan
  • Deck
  • Sherrills Ford Elementary School Rated A-
  • Fireplace in Primary Bedroom
  • Private Lot

About This Home

SOMERSET LAKE NORMAN!! This well-maintained home is situated on a private, peaceful lot with winter views of Lake Norman in Terrell, Catawba County, NC. A well-manicured lawn, lush landscaping and a nice exterior envelope you as you drive up. This transitional-style, one-owner home has a fabulous floor plan with both the primary bedroom and laundry room on the main level. You are welcomed inside by newly refinished, beautiful hardwood floors to two-story Great Room w/gas logs fireplace and a dedicated Dining Room with a beautiful vaulted ceiling! The Kitchen is open to the Living Room and features hickory cabinets, an electric cooktop w/microwave hood, a wall oven, new stainless steel dishwasher, disposal and a pantry. There is a cozy Breakfast Room overlooking the backyard gardens and nice back deck with retractable awning. Fresh paint and NEW windows in 2026 that feature Plantation Shutters and custom roller shades . The main level Primary Bedroom has a nice sitting area with a cozy gas logs fireplace, a large en suite bathroom with dual vanities, garden tub and separate shower, and huge walk-in closet with laundry chute! A Powder Room on main level for guests is tucked away in the back hall. You will love the large Laundry/Mud Room, which is right off the Garage and has a utility sink and side door. The upstairs has two nice-sized secondary Bedrooms with large closets and a shared bathroom with double vanity areas. There is also Bonus Room over the garage with additional flexible space, which was originally designed as a home theater w/ wet bar and home gym. Convenient attached, 500-sq ft double garage with built-in shelving for additional storage. Irrigation system and recent spring yard service. Encapsulated crawl space. Nestled halfway between Mooresville and Denver for schools, restaurants, shops & conveniences in either direction!! Just 5 minutes to Midway Marina with Boat Rentals and private Boat Clubs, and only 7 minutes to both Pinnacle and McCrary Creek Public Lake Access launch sites!! Come live the Lake Life!!

Listing Agent

Nikki Robinson

Lake Norman Realty, Inc Brokerage Email: NikkiR@lakenormanrealty.com License #282886 Listed on: 04/23/2026

Lake Norman Realty, Inc

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2003

Lot Details

  • 37,026 Sq Ft Lot
  • Private Lot
  • Irrigation
  • Wooded Lot
  • Property is zoned R-30

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Architectural Shingle Roof
  • Vinyl Siding
  • Stone Veneer

Interior Spaces

  • 1.5-Story Property
  • Open Floorplan
  • Built-In Features
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Propane Fireplace
  • Plantation Shutters
  • Mud Room
  • Great Room with Fireplace
  • Storage
  • Water Views
  • Crawl Space
  • Home Security System

Kitchen

  • Breakfast Bar
  • Built-In Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Soaking Tub
  • Garden Bath

Laundry

  • Laundry Room
  • Laundry Chute
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Deck
  • Front Porch

Schools

  • Sherrills Ford Elementary School
  • Mill Creek Middle School
  • Bandys High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Propane
  • Septic Tank

Community Details

  • Somerset On Lake Norman HOA, Phone Number (828) 674-0900
  • Somerset On Lake Norman Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 461714439928

Home Details

Home Type

Single Family

Year Built

Built in 2003

Lot Details

0.85 Acres

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2003
  • Restrictions: Deed,Subdivision
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 215.25
  • Geocode Confidence: High
  • Attribution Contact: NikkiR@lakenormanrealty.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Attic Other, Breakfast Bar, Built-in Features, Garden Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1875
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1075
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Wall Oven
  • Other Equipment: Fuel Tank - Leased
  • Above Grade Finished Sq Ft: 2950
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Great Room, Primary Bedroom, Propane
  • Living Area: 2950
  • Window Features: Window Treatments
  • Bedroom Main: 1

Exterior Features

  • Exterior Features: In-Ground Irrigation
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water, Winter
  • Water Body Name: Lake Norman
  • Construction Type: Stone Veneer, Vinyl
  • Patio And Porch Features: Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Central, Electric, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, In Hall, Utility Room, Inside, Laundry Chute, Main Level, Sink, Washer Hookup
  • Security: Security System
  • Cooling: Central Air, Electric
  • Utilities: Electricity Connected, Propane
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Somerset on Lake Norman HOA
  • Phone: 828-674-0900
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 250.00

Schools

  • Middle Or Junior School: Mill Creek
  • HOA Subject To: Required

Lot Info

  • Lot Features: Private, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 461714439928
  • Plat Book Slide: 47/156
  • Lot Size Acres: 0.85
  • Additional Parcels: No
  • Zoning Specification: R-30

MLS Schools

  • Elementary School: Sherrills Ford
  • High School: Bandys

3D Interior and Exterior Tours

Floorplans

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,509 $509,400 $36,500 $472,900
2024 $2,509 $509,400 $36,500 $472,900
2023 $2,458 $346,400 $36,500 $309,900
2022 $2,442 $346,400 $36,500 $309,900
2021 $2,442 $346,400 $36,500 $309,900
2020 $2,442 $346,400 $36,500 $309,900
2019 $2,442 $346,400 $0 $0
2018 $1,993 $291,000 $36,100 $254,900
2017 $1,993 $0 $0 $0
2016 $1,993 $0 $0 $0
2015 $1,814 $290,960 $36,100 $254,860
2014 $1,814 $302,400 $47,100 $255,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/03/2026 07/03/26 For Sale $635,000 +5.8% $215 / Sq Ft
06/16/2026 06/16/26 Off Market $600,000 -- --
04/23/2026 04/23/26 For Sale $600,000 -- $203 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $266,000 --
Deed $51,000 --
Source: Public Records

About the Listing Agent

Nikki Robinson
Nikki Robinson

Lake Norman Realty, Inc

(828) 528-6632

Section Image

As a proud Lake Norman citizen and Mooresville local, I love everything about our diverse community--from the luxury waterfront homes in The Point and The Peninsula to the charming Main Streets of Downtown Mooresville, Davidson and Cornelius. With over 10 years experience in the Lake Norman area, I bring a deep market knowledge, attention to detail and a client-first mindset to every transaction. Honesty, integrity and dedication drive me to provide top-tier service--from expert staging advice

View Nikki's Profile

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Source: Canopy MLS

MLS Number: 4367523

Canopy MLS

APN: 4617144399280000

North Carolina Catawba County Terrell 28682

3889 Granite St, Terrell, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Nikki Robinson
Nikki Robinson
Listing Agent Section Image
Lake Norman Realty, Inc
(828) 528-6632
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