Listed by Windermere Real Estate Whidbey, Bought with Keller Williams Western Realty
$400,000
SOLD SEP 14, 2018

3838 Ridgewood Dr Oak Harbor, WA 98277

3 Beds
3 Baths
2,807 Sq Ft
0.35 Acres

Recently Sold

$143 Per Sq Ft

9% Below List Price

Highlights

  • Waterfront Community
  • Community Boat Launch
  • Deck
  • Ocean View
  • Clubhouse
  • Wood Flooring

About This Home

As of June 2025

Enjoy remarkable views of Dugualla Bay & mountains from this 2,800+ sf home. An inviting deck welcomes you to the main level of this large home where you will enjoy 3 bedrooms and 2 full baths, kitchen, dining room, living room with pellet stove, vaulted ceilings and a second deck. The lower level offers a family room w/ wood burning stove & walk out sliders to the backyard plus large den/office with closet, two extra rooms plus laundry room and another full bath! Who could ask for more!?

Last Agent to Sell the Property

Diana Rasmussen

Windermere Real Estate Whidbey Listed on: 06/04/2018

Co-Listed By

Kristen Stavros

Windermere Whidbey Island License #114510

Last Buyer's Agent

Cary Anderson

Keller Williams Western Realty License #27248

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: NWM1302691

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,555

Year Built

  • Built in 1976

Lot Details

  • Steep Slope
  • Garden

Parking

  • Attached Garage

Property Views

  • Ocean
  • Views of a Sound
  • Bay
  • Strait Views
  • Mountain

Home Design

  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Wood Composite

Interior Spaces

  • 2 Fireplaces
  • Natural lighting in basement

Kitchen

  • Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate

Outdoor Features

  • Deck

Utilities

  • Septic System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number S651503140040

Community Details

Overview

  • Dugualla Bay Community
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Waterfront Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,555

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: 12 - 2 Story
  • Building Information: Built On Lot
  • Entrance Level: Main
  • Year Built: 1976
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Bath Off Master, Dbl Pane/Storm Windw, Dining Room, Vaulted Ceilings
  • Floor Covering: Hardwood, Laminate, Wall To Wall Carpet
  • Appliances That Stay: Dishwasher, Range/Oven, Refrigerator
  • Approved Number of Bedrooms: 3
  • Bedrooms: 3.00
  • Main Floor Bedrooms: 3
  • Bathrooms: 3.00
  • Total Full Bathrooms: 3
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Master Bedroom: Main
  • Fireplaces: 2
  • Fireplaces Main: 1
  • Fireplaces Lower: 1
  • Basement: Daylight
  • Den or Office: Lower
  • Dining Room: Main
  • Extra Finished Room: Lower
  • Family Room: Lower
  • Living Room: Main
  • Kitchen w/ Eating Area: Main
  • Estimated Sq Ft: 2807
  • Square Footage Finished: 2807

Exterior Features

  • Exterior: Wood, Wood Products
  • Foundation: Poured Concrete
  • Roof: Composition
  • View: Bay, Mountain, Ocean, Sound, Strait

Garage/Parking

  • Parking Type: Garage-Attached
  • Total Covered Parking: 2

Utilities

  • Heating And Cooling: Baseboard, Insert
  • Power Company: PSE
  • Septic Approved for Number of Bedrooms: 3
  • Sewer: Septic
  • Sewer Company: Septic
  • Water Company: Dugualla Bay
  • Water Heater: laundry room-electric
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 49
  • Community Name: Dugualla Bay
  • Community Features: Boat Launch, CCRs, Clubhouse, Community Waterfront/Pvt Beach

Schools

  • Elementary School: Buyer To Verify
  • Middle School: Buyer To Verify
  • High School: Buyer To Verify
  • School District: OH

Lot Info

  • Lot Details: Paved Street
  • Lot Sq Ft: 15455
  • Lot Topography Vegetation: Garden Space, Sloped, Steep Slope
  • Parcel Number: S651503140040
  • Lot Topography: Garden Space, Sloped, Steep Slope

Tax Info

  • Tax Amount: 3026

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2025
Closed on
Jun 23, 2025
Sold by
Cordeiro John G and Cordeiro Mary R
Bought by
Montenegro Roberto Emilio and Arteaga Cristina
Seller's Agent
Cary Anderson
Keller Williams Western Realty
Buyer's Agent
Katherine Lisecki
COMPASS
List Price
$898,600
Sold Price
$838,000
Premium/Discount to List
-$60,600
-6.74%
Views
100

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.96%
Original Mortgage
$703,000
Outstanding Balance
$702,402
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$133,822

Purchase Details

Listed on
Jun 4, 2018
Closed on
Sep 11, 2018
Sold by
Waif Endowment Foundation
Bought by
Cordeiro John G and Cordeiro Mary R
Seller's Agent
Diana Rasmussen
Windermere Real Estate Whidbey
Buyer's Agent
Cary Anderson
Keller Williams Western Realty
List Price
$440,000
Sold Price
$400,000
Premium/Discount to List
-$40,000
-9.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.49%
Original Mortgage
$320,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 5, 2018
Sold by
Dell Beverly B O and The Beverly B O Dell Revocable
Bought by
Waif Endowment Foundation

Purchase Details

Closed on
Jun 3, 2016
Sold by
Dell Beverly Brase O
Bought by
Dell Beverly B O

Purchase Details

Closed on
Jul 6, 2005
Sold by
Phelps Robert L and Phelps Corinne L
Bought by
Odell Beverly Brase

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.58%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 8, 2005
Sold by
Odell Ralph V
Bought by
Odell Beverly B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.58%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $838,000 None Listed On Document
Warranty Deed $400,000 Premier Title Of Island Co
Quit Claim Deed -- Premium Title Of Island Coun
Interfamily Deed Transfer -- None Available
Warranty Deed $374,950 Land Title Company Island Co
Interfamily Deed Transfer -- Land Title Company Island Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $703,000 New Conventional
Previous Owner $100,000 New Conventional
Previous Owner $317,000 New Conventional
Previous Owner $320,000 New Conventional
Previous Owner $131,200 New Conventional
Previous Owner $150,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $838,000 -4.2% $299 / Sq Ft
06/01/2025 06/01/25 Pending -- -- --
05/01/2025 05/01/25 Price Changed $875,000 -2.6% $312 / Sq Ft
04/17/2025 04/17/25 For Sale $898,600 +124.7% $320 / Sq Ft
09/14/2018 09/14/18 Sold $400,000 -2.4% $143 / Sq Ft
08/08/2018 08/08/18 Pending -- -- --
07/30/2018 07/30/18 Price Changed $409,900 -3.6% $146 / Sq Ft
06/19/2018 06/19/18 Price Changed $425,000 -3.4% $151 / Sq Ft
06/04/2018 06/04/18 For Sale $440,000 -- $157 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,555 $644,862 $300,000 $344,862
2023 $4,555 $649,507 $300,000 $349,507
2022 $5,138 $616,476 $300,000 $316,476
2021 $4,573 $498,858 $220,000 $278,858
2020 $4,206 $442,459 $170,000 $272,459
2019 $3,830 $409,946 $195,000 $214,946
2018 $4,136 $407,736 $180,000 $227,736
2017 $3,026 $389,244 $160,000 $229,244
2016 $2,943 $304,165 $120,000 $184,165
2015 -- $284,749 $97,750 $186,999
2013 -- $290,414 $97,750 $192,664
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: NWM1302691

Northwest Multiple Listing Service (NWMLS)

APN: S6515-03-14004-0