$600,000
PENDING

384 Cardinal Ln Toccoa, GA 30577

Estimated payment $3,432/month

Total Views 1,571
4 Beds
3 Baths
2,400 Sq Ft
$250 Price per Sq Ft

Highlights

  • 85 Feet of Waterfront
  • Access To Lake
  • Deck
  • 1 Boat Dock
  • Lake View
  • Vaulted Ceiling

About This Home

This Lake Hartwell home offers 3 bedrooms and 3 full baths across two finished levels and has been recently updated with a new HVAC system and a concrete path leading to the covered slip boat dock with lift. The main floor features a vaulted great room with hardwood floors, seamlessly connected to the open kitchen and dining area. Step out onto a spacious, covered porch that spans the width of the home and flows into a large open deck, perfect for grilling and enjoying lake views. The main level includes two bedrooms and two full bathrooms. Downstairs, the terrace level offers a third bedroom, an additional full bath, bunk room with built in bunk beds. A generously sized bonus room that makes a comfortable space for watching TV or playing games. There's also a quiet nook ideal for a home office, allowing you to work while soaking in the lakeside atmosphere. A second covered deck on the lower level leads to the improved concrete path down to the lake, where you'll find a covered slip dock complete with a boat lift and PWC lift. Located in a protected deep water cove, the dock offers stunning views of one of Lake Hartwell's main channels. This home is move-in ready, with furnishings negotiable.

Listing Agent

Stephen Caudell

Hammock Realty North Georgia License #357431 Listed on: 07/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,972

Year Built

  • Built in 2001

Lot Details

  • 0.28 Acre Lot
  • 85 Feet of Waterfront
  • Lake Front
  • Sloped Lot

Parking

  • Parking Pad

Home Design

  • Traditional Architecture
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Factory Built Fireplace
  • Double Pane Windows
  • Family Room
  • Combination Dining and Living Room
  • Bonus Room
  • Vinyl Flooring
  • Lake Views
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Double Vanity

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Fireplace in Basement
  • Finished Basement Bathroom
  • Laundry in Basement
  • Natural lighting in basement

Outdoor Features

  • Access To Lake
  • Deep Water Access
  • Army Corps Of Engineers Controlled
  • 1 Boat Dock
  • Dock Rights
  • Deck
  • Porch

Schools

  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • High Speed Internet
  • Phone Available

Community Details

  • No Home Owners Association
  • Shorewood Est Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,972

Year Built

Built in 2001

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2001
  • ArchitecturalStyle: Other, Traditional
  • Levels: Two
  • Lot Size Acres: .28
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Dock Slips: 1
  • Total Finished Area2: 2400
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Oven/Range (Combo), Refrigerator
  • Bedrooms: 4
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Bath Finished, Concrete, Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Below Grade Finished Sq Ft: 1200
  • Total Finished Sq Ft: 1200
  • Above Grade Finished Sq Ft: 1200
  • Interior Amenities: Double Vanity, Master On Main Level, Vaulted Ceiling(s)
  • Feature Name: Hartwell
  • Full Bathrooms: 3
  • Fireplace Features: Basement, Factory Built
  • Flooring: Vinyl
  • Kitchen Features: Breakfast Bar
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 250

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 2
  • Bedroom Lower Level: 2
  • Bedroom Main Level: 2

Exterior Features

  • Waterfront Frontage: 85
  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Dock
  • Lot Features: Sloped
  • Patio And Porch Features: Deck, Porch
  • Property Condition: Resale
  • Roof: Metal
  • View: Lake
  • Waterfront Features: Corps of Engineers Control, Deep Water Access, Dock Rights, Lake, Lake Access

Garage/Parking

  • Parking Features: Parking Pad

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: In Basement
  • Sewer: Septic Tank
  • Utilities: Electricity Available, High Speed Internet, Phone Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Other
  • High School: Stephens County
  • Middle School: Stephens County
  • Elementary School: Other
  • Middle School: Stephens County
  • High School: Stephens County

Lot Info

  • Deed Book: 1377
  • Deed Page: 221
  • Plat Book: 16
  • Plat Page: 44

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 24
  • Tax Annual Amount: 2971.84

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,201 $105,123 $39,100 $66,023
2023 $2,994 $100,560 $39,100 $61,460
2022 $2,590 $86,991 $29,070 $57,921
2021 $2,587 $82,746 $29,070 $53,676
2020 $2,454 $77,718 $29,070 $48,648
2019 $2,464 $77,718 $29,070 $48,648
2018 $2,464 $77,718 $29,070 $48,648
2017 $2,189 $67,946 $29,070 $38,876
2016 $2,155 $67,945 $29,070 $38,875
2015 $2,266 $68,218 $29,070 $39,148
2014 $2,144 $63,520 $24,040 $39,480
2013 -- $63,520 $24,040 $39,480
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2025 07/26/25 Pending -- -- --
07/16/2025 07/16/25 For Sale $600,000 +6.6% $250 / Sq Ft
08/12/2024 08/12/24 Sold $563,000 +2.4% $314 / Sq Ft
07/11/2024 07/11/24 For Sale $550,000 +80.6% $307 / Sq Ft
06/30/2020 06/30/20 Sold $304,500 +1.5% $170 / Sq Ft
06/05/2020 06/05/20 Pending -- -- --
05/29/2020 05/29/20 For Sale $300,000 +34.8% $167 / Sq Ft
10/11/2017 10/11/17 Sold $222,500 -1.1% $124 / Sq Ft
09/06/2017 09/06/17 Pending -- -- --
08/01/2017 08/01/17 For Sale $225,000 -- $125 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $563,000 --
Warranty Deed -- --
Warranty Deed $304,500 --
Warranty Deed $222,500 --
Deed $209,000 --
Deed -- --
Deed $64,000 --
Deed $54,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $450,400 New Conventional
Previous Owner $243,600 New Conventional
Previous Owner $200,250 New Conventional
Previous Owner $162,000 New Conventional
Previous Owner $167,200 New Conventional
Source: Public Records

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Source: Georgia MLS

MLS Number: 10565598

Georgia MLS

APN: 057E-152