NOT LISTED FOR SALE

385 Harbor Point Rd Silver Point, TN 38582

Estimated Value: $650,390 - $901,000

4 Beds
3 Baths
1,946 Sq Ft
$413/Sq Ft Est. Value

Last Sold March 24, 2023

Last sale price $797,500 $410 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,323/month

Highlights

  • Spa
  • Living Room with Fireplace
  • 1 Car Attached Garage
  • Screened Deck
  • Wood Flooring
  • Wet Bar

About This Home

As of March 2023

Welcome to the ultimate Center Hill Lake escape. This stunning, gated custom home is loaded with luxurious, high-end features for optimal lake living. Nestled on 1.3 beautiful acres in the exclusive Harbor Pointe Community & surrounded by Edgar Evins State Park, this peaceful retreat features two main floor primary bedrooms, each with an en-suite full bathroom, heated flooring & Italian Nicolazzi faucets. Main living area & kitchen showcase imported Australian white birch flooring. The entire home features custom Pella windows & doors, granite countertops, beautiful custom maple cabinetry, wet bar and grand fireplace. Entertain your family and friends on the large patio with brand new spa or in the impressive 530 sq ft screened outdoor pavilion with fireplace.

Last Agent to Sell the Property

Kristie Driver

Center Hill Realty License #248677 Listed on: 03/21/2023

Last Buyer's Agent

Cathy Sullivan

Benchmark Realty, LLC License #352911

Benchmark Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,474

Year Built

  • Built in 2002

Lot Details

  • 1.29 Acre Lot
  • Sloped Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Frame Construction

Interior Spaces

  • 1,946 Sq Ft Home
  • Property has 2 Levels
  • Wet Bar
  • Ceiling Fan
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • 2 Fireplaces
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Screened Deck
  • Screened Patio
  • Outdoor Storage

Schools

  • Northside Elementary School
  • Dekalb Middle School
  • Dekalb Co High School

Utilities

  • Central Air
  • Heat Pump System
  • STEP System includes septic tank and pump
  • High Speed Internet

Community Details

  • Harbor Pointe Subdivision

Listing and Financial Details

  • Assessor Parcel Number 017 01127 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,474

Year Built

Built in 2002

Lot Details

1.29 Acres

HOA Fees

$8 per month

Parking

1

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Other
  • Year Built: 2002
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: RENOV
  • ResoPropertyType: Residential
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: Ceiling Fan(s), High Speed Internet, Hot Tub, Utility Connection, Wet Bar
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Fireplace Features: Living Room, Wood Burning
  • Fireplace: Yes
  • Fireplaces: 2
  • Flooring: Finished Wood, Tile
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 3
  • Has Basement: Crawl Space
  • Above Grade Finished Sq Ft: 1946
  • Building Area Units: Square Feet
  • Living Area: 1946
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Garage Door Opener, Storage
  • Construction Type: Frame
  • Patio And Porch Features: Deck, Patio, Screened Deck, Screened Patio
  • Pool Private: No
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Attached - Rear
  • Total Parking Spaces: 1

Utilities

  • Sewer: STEP System
  • Water Source: Private
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Security: Smoke Detector(s)

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Lot Info

  • Lot Features: Sloped
  • Lot Size Acres: 1.29
  • Lot Size Units: Acres
  • Parcel #: 017 01127 000
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1474

MLS Schools

  • Elementary School: Northside Elementary
  • High School: DeKalb Co High School
  • Middle Or Junior School: Dekalb Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2022
Closed on
Apr 27, 2022
Sold by
Jones Jimmy J and Jones Victor Vanessa
Bought by
Cundiff Kevin Brent and Cundiff Tambry Juan
Seller's Agent
Ryan Boggs
Benchmark Realty, LLC
Buyer's Agent
Kristie Driver
Center Hill Realty
List Price
$825,000
Sold Price
$780,000
Premium/Discount to List
-$45,000
-5.45%
Current Estimated Value
$804,463

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,463
Avg. Annual Appreciation
0.82%
Original Mortgage
$200,000
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2021
Sold by
Cundiff Kevin Brent and Cundiff Tambry Juan
Bought by
Deaux Charles S and Deaux Rebecca Owen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$605,865
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Listed on
Aug 14, 2017
Closed on
Oct 12, 2017
Sold by
Charles Hagood
Bought by
Jones Jimmy J
Seller's Agent
Jane Higgins
Benchmark Realty, LLC
Buyer's Agent
Ryan Boggs
Benchmark Realty, LLC
List Price
$325,000
Sold Price
$395,000
Premium/Discount to List
$70,000
21.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.90%
Original Mortgage
$395,000
Interest Rate
3.78%
Mortgage Type
VA

Purchase Details

Listed on
Jan 12, 2016
Closed on
Oct 7, 2016
Sold by
Hagood Charles
Bought by
Williams David A and Williams Deanna J
Seller's Agent
Jane Higgins
Benchmark Realty, LLC
Buyer's Agent
Tony Laskey
Mid Ten Realty
List Price
$324,900
Sold Price
$388,500
Premium/Discount to List
$63,600
19.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.64%
Original Mortgage
$310,800
Interest Rate
3.44%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 2, 2011
Closed on
Mar 8, 2012
Sold by
Thompson Mindy M
Bought by
Hagood Charles and Hagood Terri
Seller's Agent
Gene Windham
Pilkerton Realtors
Buyer's Agent
Gene Windham
Pilkerton Realtors
List Price
$239,900
Sold Price
$342,000
Premium/Discount to List
$102,100
42.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.82%

Purchase Details

Closed on
Apr 23, 2010
Sold by
Mcconnell Linda K
Bought by
Thompson Mindy M

Purchase Details

Closed on
Apr 1, 2008
Sold by
Mcconnell Joe C
Bought by
Mcconnell Linda K

Purchase Details

Closed on
Jul 20, 2000
Bought by
Mcconnell Joe C & Linda %Fifth Third Bank
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Cundiff Kevin Brent $780,000 New Title Company Name
Deaux Charles S $797,500 Dekalb Title
Jones Jimmy J $395,000 --
Williams David A $388,500 --
Hagood Charles $342,000 --
Thompson Mindy M $188,911 --
Mcconnell Linda K -- --
Mcconnell Joe C & Linda %Fifth Third Bank $79,100 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Cundiff Kevin Brent $200,000
Previous Owner Deaux Charles S $605,865
Previous Owner Jones Jimmy J $395,000
Previous Owner Williams David A $310,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/24/2023 03/24/23 Sold $797,500 -6.2% $410 / Sq Ft
03/21/2023 03/21/23 Pending -- -- --
03/21/2023 03/21/23 For Sale $849,900 +9.0% $437 / Sq Ft
04/27/2022 04/27/22 Sold $780,000 -5.5% $300 / Sq Ft View Prior Sale
03/26/2022 03/26/22 Pending -- -- --
03/24/2022 03/24/22 For Sale $825,000 +175.9% $317 / Sq Ft
12/09/2020 12/09/20 Pending -- -- --
08/07/2020 08/07/20 Price Changed $299,000 -8.0% $115 / Sq Ft
02/12/2020 02/12/20 For Sale $325,000 +1.6% $125 / Sq Ft
09/03/2018 09/03/18 Pending -- -- --
08/23/2018 08/23/18 Price Changed $319,900 -1.5% $123 / Sq Ft
08/04/2018 08/04/18 For Sale $324,900 0.0% $125 / Sq Ft
07/28/2018 07/28/18 Pending -- -- --
06/29/2018 06/29/18 For Sale $324,900 0.0% $125 / Sq Ft
06/29/2018 06/29/18 Pending -- -- --
06/09/2018 06/09/18 For Sale $324,900 -17.7% $125 / Sq Ft
10/13/2017 10/13/17 Sold $395,000 +1.7% $152 / Sq Ft View Prior Sale
10/07/2016 10/07/16 Sold $388,500 +2185.3% $149 / Sq Ft View Prior Sale
10/02/2016 10/02/16 Pending -- -- --
10/01/2016 10/01/16 Off Market $17,000 -- --
09/05/2016 09/05/16 Pending -- -- --
01/12/2016 01/12/16 For Sale $399,828 +16.9% $154 / Sq Ft
03/24/2014 03/24/14 Off Market $342,000 -- --
10/25/2013 10/25/13 For Sale $239,900 +1311.2% $92 / Sq Ft
09/19/2013 09/19/13 Sold $17,000 -95.0% $7 / Sq Ft View Prior Sale
03/08/2012 03/08/12 Sold $342,000 -- $131 / Sq Ft View Prior Sale
Source: Realtracs

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,190 $87,250 $8,975 $78,275
2024 $2,190 $87,250 $8,975 $78,275
2023 $1,745 $87,250 $8,975 $78,275
2022 $1,475 $85,200 $8,975 $76,225
2021 $1,475 $85,200 $8,975 $76,225
2020 $1,506 $85,200 $8,975 $76,225
2019 $1,506 $70,925 $10,600 $60,325
2018 $1,300 $70,925 $10,600 $60,325
2017 $1,300 $70,925 $10,600 $60,325
2016 $1,191 $64,975 $10,600 $54,375
2015 $1,053 $64,975 $10,600 $54,375
2014 $1,013 $62,500 $14,675 $47,825
2013 $1,013 $62,500 $14,675 $47,825
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2499276

Realtracs

APN: 017-011.27

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