3860 Clay St Point of Rocks, MD 21777
5
Beds
3
Baths
1,944
Sq Ft
0.26
Acres
Highlights
- Traditional Architecture
- 3-minute walk to Point Of Rocks
- Central Air
- Valley Elementary School Rated A-
- No HOA
- Heat Pump System
About This Home
As of September 20245 bed 3 bath charmer in the heart of Point of Rocks, MD!... Brand new carpet, fresh paint, clean as a whistle and ready to be moved into!! Spacious home with many upgrades. Country kitchen has All SS appliances sliding glass door to spacious rear deck, Living Room w/wood fireplace, 2 main level BR's & full bath. Upper level 2 bedrooms with a full bath, Bright and roomy walk out at grade basement has family room, full bath & laundry room and another Bedroom. Large Level fenced yard with chicken coop, vegetable garden and large storage shed. Stamped concrete stairs and rear patio off. Enjoy Valley Elementary, Brunswick Middle and High School! Roof in 2021+/- and all electric HVAC. Basement pluming stubbed out for a second kitchen.Public water and sewer. NO HOA!!! Walk to C&O canal, MARC train station & park. Just a short ride to the famous Rocky Point Creamery and conveniently sited with access to Rt 15 and 28!!!
Last Agent to Sell the Property
Route 28 Real Estate License #6659 Listed on: 08/27/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,314
Year Built
- Built in 1993
Lot Details
- 0.26 Acre Lot
Home Design
- Traditional Architecture
- Block Foundation
- Poured Concrete
- Advanced Framing
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Basement
Bedrooms and Bathrooms
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 1101006762
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 25, 2024
Closed on
Sep 4, 2024
Sold by
Stone Derek R and Chung Anna J
Bought by
Ziobro Andrew and Johnson Cabin
Seller's Agent
Steve Powell
Samson Properties
Buyer's Agent
Stacy Hurney
The List Realty
List Price
$509,900
Sold Price
$484,900
Premium/Discount to List
-$25,000
-4.9%
Views
82
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,871
Avg. Annual Appreciation
7.31%
Original Mortgage
$363,675
Outstanding Balance
$361,459
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$155,578
Purchase Details
Listed on
Aug 27, 2023
Closed on
Sep 15, 2023
Sold by
Shay Justin W and Shay Carolyn M
Bought by
Stone Derek R and Chung Anna J
Seller's Agent
Brian William Jamison
Route 28 Real Estate
Buyer's Agent
Gary Ozbenian
Realty Advantage of Maryland LLC
List Price
$499,900
Sold Price
$480,000
Premium/Discount to List
-$19,900
-3.98%
Views
76
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.05%
Original Mortgage
$386,000
Interest Rate
7.09%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 16, 2013
Closed on
Apr 30, 2013
Sold by
Gansel James G and Gansel Susan J
Bought by
Shay Justin W and Brown Carolyn M
Seller's Agent
Katherine Vallaster
RE/MAX Results
Buyer's Agent
Pamela Jamison
Charles H. Jamison, LLC
List Price
$279,900
Sold Price
$275,000
Premium/Discount to List
-$4,900
-1.75%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.51%
Original Mortgage
$220,000
Interest Rate
3.57%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 23, 1992
Sold by
Lizzi Alfredo
Bought by
Gansel James G and Gansel Susan J
Similar Homes in Point of Rocks, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $484,900 | Village Settlements | |
| Special Warranty Deed | $480,000 | Household Title | |
| Special Warranty Deed | $275,000 | Commonwealth Land Title Insu | |
| Deed | $30,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $363,675 | New Conventional | |
| Previous Owner | $386,000 | New Conventional | |
| Previous Owner | $220,000 | New Conventional | |
| Previous Owner | $120,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/04/2024 09/04/24 | Sold | $484,900 | 0.0% | $159 / Sq Ft |
| 08/06/2024 08/06/24 | Price Changed | $484,900 | -3.0% | $159 / Sq Ft |
| 08/01/2024 08/01/24 | Price Changed | $499,900 | -2.0% | $164 / Sq Ft |
| 07/25/2024 07/25/24 | For Sale | $509,900 | +6.2% | $168 / Sq Ft |
| 09/15/2023 09/15/23 | Sold | $480,000 | -4.0% | $247 / Sq Ft |
| 08/27/2023 08/27/23 | For Sale | $499,900 | +81.8% | $257 / Sq Ft |
| 04/30/2013 04/30/13 | Sold | $275,000 | -1.8% | $141 / Sq Ft |
| 03/27/2013 03/27/13 | Pending | -- | -- | -- |
| 03/16/2013 03/16/13 | For Sale | $279,900 | -- | $144 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,774 | $304,400 | $83,200 | $221,200 |
| 2023 | $3,529 | $293,567 | $0 | $0 |
| 2022 | $3,372 | $282,733 | $0 | $0 |
| 2021 | $3,230 | $271,900 | $79,000 | $192,900 |
| 2020 | $3,230 | $270,567 | $0 | $0 |
| 2019 | $3,128 | $269,233 | $0 | $0 |
| 2018 | $3,023 | $267,900 | $79,000 | $188,900 |
| 2017 | $2,852 | $267,900 | $0 | $0 |
| 2016 | $2,898 | $232,433 | $0 | $0 |
| 2015 | $2,898 | $214,700 | $0 | $0 |
| 2014 | $2,898 | $214,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Steve Powell
Samson Properties
(301) 991-7990
2 in this area
223 Total Sales
-
Buyer's Agent in 2024
Stacy Hurney
The List Realty
(240) 388-5359
1 in this area
24 Total Sales
-
Seller's Agent in 2023
Brian William Jamison
Route 28 Real Estate
(301) 788-8817
8 in this area
89 Total Sales
-
Buyer's Agent in 2023
Gary Ozbenian
Realty Advantage of Maryland LLC
(301) 404-1040
1 in this area
69 Total Sales
-
Seller's Agent in 2013
Katherine Vallaster
RE/MAX
(240) 446-2692
26 Total Sales
-
P
Buyer's Agent in 2013
Pamela Jamison
Charles H. Jamison, LLC
(240) 388-0720
Map
Source: Bright MLS
MLS Number: MDFR2039184
APN: 01-006762
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