$515,000

3872 Higgins St Loveland, CO 80538

Estimated payment $3,082/month

Total Views 150
3 Beds
2 Baths
2,045 Sq Ft
$252 Price per Sq Ft

Highlights

  • Open Floorplan
  • Deck
  • Hiking Trails
  • Colonial Architecture
  • Cathedral Ceiling
  • 3 Car Attached Garage

About This Home

Absolutely Amazing Opportunity in Enchantment Ridge! Don't miss this one-owner home, meticulously maintained and in immaculate condition. Nestled near the mountains, this property backs to open space and offers breathtaking foothill views right from the backyard. Featuring three spacious bedrooms and two bathrooms, this home includes an incredible primary suite designed for comfort. No metro tax and a very low HOA makes this home extremely affordable. You'll love the open layout, abundant storage space, and a full three-car garage-perfect for all your vehicles and gear. Enjoy a private and quiet backyard with stunning foothills views, ideal for relaxing or entertaining. Located just minutes from the Rocky Mountains, Devil's Backbone, scenic bike trails, and abundant wildlife, this home offers the ultimate Colorado lifestyle. This is a move-in-ready home in amazing condition-priced to sell quickly. Don't miss your chance to own a worry-free home in beautiful Loveland!

Listing Agent

Jeffrey Pyle

Focal Real Estate Group Listed on: 08/06/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,628

Year Built

  • Built in 2008

Lot Details

  • 6,980 Sq Ft Lot
  • Open Space
  • North Facing Home
  • Wood Fence
  • Level Lot
  • Sprinkler System
  • Property is zoned P-58

HOA Fees

  • $44 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 2,045 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Window Treatments
  • Family Room
  • Fire and Smoke Detector
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Hallway
  • Low Pile Carpeting

Outdoor Features

  • Deck
  • Exterior Lighting

Schools

  • Ponderosa Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R1628745

Community Details

Overview

  • Association fees include management
  • Enchantment Ridge Association, Phone Number (970) 236-1279
  • Giuliano First Sub Lov Subdivision

Recreation

  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,628

Year Built

Built in 2008

Lot Details

0

HOA Fees

$44 per month

Parking

3

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Garage Door Opener,Disposal,Smoke Alarm(s)
  • Year Built: 2008
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.16
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Concrete
  • Subdivision Name: Giuliano First Sub Lov
  • Directions: From Wilson Avenue go west on W 43rd St, north on Stump turn east on Higgins, 2nd house on right.
  • Above Grade Finished Sq Ft: 2045
  • Architectural Style: Colonial
  • Garage Yn: Yes
  • Unit Levels: Tri-Level
  • New Construction: No
  • Building Stories: 3
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2045
  • Special Features: VirtualTour
  • Stories: 3

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
  • Accessibility Features: Level Lot, Accessible Hallway(s), Low Carpet
  • Has Basement: Partially Finished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 696
  • Interior Amenities: Satellite Avail, High Speed Internet, Eat-in Kitchen, Cathedral/Vaulted Ceilings, Open Floorplan, Walk-In Closet(s), Kitchen Island
  • Living Area: 2045
  • Window Features: Window Coverings
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Vinyl Floor
  • IRESDS_HasFamilyRoom: Yes
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 100
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 100
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 13
  • Room Family Room Area: 368
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Family Room Level: Lower
  • Room Kitchen Features: Vinyl Floor
  • Room Living Room Area: 288
  • Family Room Features: Carpet
  • Living Room Features: Carpet
  • Room Kitchen Area: 150
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 195
  • Room Dining Room Area: 120
  • Master Bathroom Features: Full Primary Bath, 5 Piece Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet, Lawn Sprinkler System, Level, Abuts Public Open Space
  • View: Foothills View
  • View: Yes
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame
  • Direction Faces: North
  • Exterior Features: Lighting
  • Patio And Porch Features: Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Garage Door Opener, Oversized
  • IRESDS_Garage Sq Ft: 638
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, City Loveland
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Underground Utilities
  • Laundry Features: Washer/Dryer Hookups, Lower Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • HOA Fee Includes: Management
  • Community Features: Hiking/Biking Trails
  • Senior Community: No
  • Association Fee: 525
  • Association Fee Frequency: Annually
  • Association Name: Enchantment Ridge
  • Phone: 970-236-1279
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Ponderosa
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: P-58
  • Lot Size Sq Ft: 6980
  • Parcel #: R1628745
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2628

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,628 $36,616 $8,710 $27,906
2024 $2,535 $36,616 $8,710 $27,906
2022 $2,197 $27,606 $5,602 $22,004
2021 $2,257 $28,400 $5,763 $22,637
2020 $2,250 $28,293 $5,763 $22,530
2019 $2,212 $28,293 $5,763 $22,530
2018 $2,007 $24,386 $5,803 $18,583
2017 $1,728 $24,386 $5,803 $18,583
2016 $1,688 $23,012 $3,980 $19,032
2015 $1,674 $23,010 $3,980 $19,030
2014 $1,442 $19,180 $3,980 $15,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 For Sale $515,000 -- $252 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $80,000 Land Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $120,000 Unknown
Closed $78,522 Seller Take Back
Source: Public Records

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Source: IRES MLS

MLS Number: 1041003

IRES MLS

APN: 96333-06-026