Seller's Agent in 2025
Mike Cady
Coastal Premier Properties
(619) 992-4968
24 in this area
125 Total Sales
3882 Ruette San Raphael Unit 66 San Diego, CA 92130
Carmel Valley Neighborhood
3
Beds
3
Baths
2,372
Sq Ft
2.82
Acres
Highlights
- Gated Community
- Open Floorplan
- Valley View
- Carmel Valley Middle School Rated A+
- Retreat
- Bonus Room
About This Home
As of September 2025Tucked away in the quiet back corner of the gated San Raphael community, this detached, corner lot home offers the ideal blend of privacy, style, and convenience. Far from any road noise, here you will enjoy peace, quiet, and great coastal breezes. Around the corner from your front door, you will find access to expansive hiking trails with awe-inspiring ocean and canyon views. Inside, you will find a beautifully updated 3-bedroom plus loft, 2.5-bath home with a smart layout and modern finishes throughout. The open-concept main floor effortlessly blends the living and dining spaces into a low-maintenance backyard—perfect for morning coffee, weekend BBQs, or just relaxing in the sun. The updated kitchen features custom cabinetry and tile, modern, stainless-steel appliances and plenty of storage. Upstairs, the primary suite is spacious and bright, with two spacious walk-in closets and a modern bathroom with a soaking tub. Two more bedrooms and a loft offer flexible spaces for guests, kids, or a home office! San Raphael is a quiet, well-kept community with access to walking trails, landscaped green space and secure gated access for peace of mind. Nestled in the sought-after Torrey Hills neighborhood, you are surrounded by award-winning schools, Torrey Hills parks, green spaces, shopping and dining. With easy freeway access, you are minutes from Torrey Pines State Park and the beautiful beaches of Del Mar. If you are looking for a low-maintenance home that balances style with functionality and convenience, do not miss the opportunity to make this your new home in CV!
Last Agent to Sell the Property
Coastal Premier Properties License #01136676 Listed on: 07/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,897
Year Built
- Built in 2001 | Remodeled
Lot Details
- Gated Home
- Property is Fully Fenced
- Corner Lot
- Private Yard
- Property is zoned R-1:SINGLE
HOA Fees
- $250 Monthly HOA Fees
Parking
- 2 Car Garage
Property Views
- Valley
- Park or Greenbelt
Home Design
- Turnkey
- Clay Roof
- Stucco
Interior Spaces
- 2,372 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Formal Entry
- Family Room
- Living Room with Fireplace
- Dining Area
- Home Office
- Bonus Room
Kitchen
- Breakfast Area or Nook
- Built-In Range
- Range Hood
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Partially Carpeted
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Retreat
- All Upper Level Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include common area maintenance, exterior (landscaping), gated community, limited insurance
- San Raphael Association
- Carmel Valley Subdivision
Recreation
- Community Pool
- Community Spa
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 25, 2025
Closed on
Aug 13, 2025
Sold by
Darcy Mitchell Cohen Living Trust and Cohen Darcy M
Bought by
Lim Minsu and Ryu Jungah
Seller's Agent
Mike Cady
Coastal Premier Properties
Buyer's Agent
Thomas Lee
T&H Realty Group, Inc.
List Price
$1,775,000
Sold Price
$1,757,000
Premium/Discount to List
-$18,000
-1.01%
Views
48
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.68%
Original Mortgage
$1,000,000
Outstanding Balance
$997,958
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$768,603
Purchase Details
Closed on
Mar 25, 2019
Sold by
Cohen Darcy Mitchell
Bought by
Darcy Mitchell Cohen Living Trust
Purchase Details
Closed on
Jan 4, 2017
Sold by
Cohen Darcy Mitchell
Bought by
Cohen Darcy Mitchell
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$394,000
Interest Rate
2.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 6, 2013
Sold by
Cohen Derek Montague
Bought by
Cohen Darcy Mitchell
Purchase Details
Closed on
May 29, 2013
Sold by
Adams Peter M and Adams Lauren A
Bought by
Cohen Darcy Mitchell
Purchase Details
Closed on
Apr 3, 2007
Sold by
Stuppel Rochelle
Bought by
Adams Peter M and Adams Lauren A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,000
Interest Rate
6.14%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Feb 8, 2001
Sold by
Stuppel Frank
Bought by
Stuppel Rochelle
Purchase Details
Closed on
Jun 22, 2000
Sold by
Western Pacific Housing Sorrento Llc
Bought by
Stuppel Rochelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
7.12%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,757,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | Western Resources Title | |
| Interfamily Deed Transfer | -- | Western Resources Title | |
| Interfamily Deed Transfer | -- | California Title Company | |
| Grant Deed | $850,000 | California Title Company | |
| Grant Deed | $795,000 | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | First American Title | |
| Grant Deed | $412,000 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,000,000 | New Conventional | |
| Previous Owner | $394,000 | New Conventional | |
| Previous Owner | $59,000 | Credit Line Revolving | |
| Previous Owner | $636,000 | Purchase Money Mortgage | |
| Previous Owner | $275,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/11/2025 09/11/25 | Off Market | $1,757,000 | -- | -- |
| 09/04/2025 09/04/25 | Sold | $1,757,000 | -1.0% | $741 / Sq Ft |
| 08/11/2025 08/11/25 | Pending | -- | -- | -- |
| 08/01/2025 08/01/25 | For Sale | $1,775,000 | -- | $748 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,897 | $1,046,702 | $615,709 | $430,993 |
| 2024 | $11,897 | $1,026,180 | $603,637 | $422,543 |
| 2023 | $11,813 | $1,006,059 | $591,801 | $414,258 |
| 2022 | $11,641 | $986,334 | $580,198 | $406,136 |
| 2021 | $11,253 | $966,995 | $568,822 | $398,173 |
| 2020 | $11,342 | $957,081 | $562,990 | $394,091 |
| 2019 | $11,140 | $938,315 | $551,951 | $386,364 |
| 2018 | $10,696 | $919,918 | $541,129 | $378,789 |
| 2017 | $81 | $901,881 | $530,519 | $371,362 |
| 2016 | $10,205 | $884,198 | $520,117 | $364,081 |
| 2015 | $10,068 | $870,918 | $512,305 | $358,613 |
| 2014 | $9,896 | $853,859 | $502,270 | $351,589 |
Source: Public Records
Agents Affiliated with this Home
-
Mike Cady
-
Trent Cady
Seller Co-Listing Agent in 2025
Trent Cady
Coastal Premier Properties
(619) 993-1816
13 in this area
103 Total Sales
-
Thomas Lee
Buyer's Agent in 2025
Thomas Lee
T&H Realty Group, Inc.
(619) 261-2031
5 in this area
28 Total Sales
Map
Source: San Diego MLS
MLS Number: 250035044
APN: 307-572-06-11
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