NOT LISTED FOR SALE

Estimated Value: $396,867 - $528,000

4 Beds
2 Baths
2,116 Sq Ft
$207/Sq Ft Est. Value

Last Sold December 04, 2020

Last sale price $270,000 $128 Per Sq Ft

Est. 62% increase in value since last sale

Current estimated payment $2,725/month

7 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • 316 Feet of Waterfront
  • Deck
  • Murray Lake Elementary School Rated A
  • Property fronts a channel
  • Skylights

About This Home

As of December 2020

Welcome to this 4 bed/2 bath home which offers beautiful views of Murray Lake! Oversized garage has built in mudroom nook and workshop. Main level has a bright, open feel with cathedral ceilings and a gas fireplace overlooking the lake. Upper level has 2 bedrooms with lake views, hall bath w/skylight, and a cathedral master suite with dual closets, master bath, and slider to a private deck. The lower level has a daylight living space, office area, lots of storage and the 4th bedroom. Flooring, furnace, a/c, and water softener are all updated. Enjoy a private backyard w/treehouse, and just a short walk to your deeded all-sports lake access at a 1 ac private park exclusive to residents on this street with volleyball, fire pit, sandy beach and dock. No HOA! Don't let this one get away!

Last Agent to Sell the Property

Amanda Rogers

Rogers Neighborhood Realty License #6502431082 Listed on: 10/22/2020

Last Buyer's Agent

Kendra Havemeier

Bellabay Realty (North) License #6502407311

Bellabay Realty (North)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,481

Year Built

  • Built in 1993

Lot Details

  • 0.34 Acre Lot
  • Lot Dimensions are 85x170
  • Property fronts a channel
  • 316 Feet of Waterfront
  • Property is zoned RL, RL

HOA Fees

  • $2 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,116 Sq Ft Home
  • 2-Story Property
  • Built-In Desk
  • Skylights
  • Window Treatments
  • Living Room with Fireplace
  • Water Views
  • Natural lighting in basement

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded Waterfront Access Rights
  • Shared Waterfront
  • Deck

Location

  • Mineral Rights

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Natural Gas Water Heater
  • Water Softener is Owned
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,481

Year Built

Built in 1993

Lot Details

0

HOA Fees

$2 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Tri-Level
  • Stories: 2
  • Year Built: 1993
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 85x170
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2116.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 3480.75
  • Tax Info:Zoning3: RL
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Waterfront Options:Water Frontage3: 316.0
  • Util Avail at Street:Cable2: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Substructure:Daylight: Yes
  • Mineral Rights:Yes: Yes
  • Windows:Skylight(s): Yes
  • General Property Info:SqFt Above Grade: 1495.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Tri-Level: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Interior Amenities: Kitchen Island
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Daylight
  • LivingArea: 2116.0
  • Window Features: Skylight(s), Window Treatments
  • General Property Info:Stories2: 2.0
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Desk Built-In: Yes
  • Appliances:Water Softener-Owned: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 274900.0
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront Features: Lake
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
  • Water Source: Well
  • Water Well: Yes

Condo/Co-op/Association

  • Association Fee: 25.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 25.0
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Channel: Yes

Lot Info

  • Lot Size Acres: 0.34
  • Lot Size Area: 0.34
  • Lot Dimensions: 85x170
  • Lot Size Sq Ft: 14854.0
  • Zoning Description: RL
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3480.75
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 22, 2020
Closed on
Dec 4, 2020
Sold by
Polczak Matthew and Polczak Jessica
Bought by
Davis Ashley and Davis Matthew
Seller's Agent
Amanda Rogers
Rogers Neighborhood Realty
Buyer's Agent
Kendra Havemeier
Bellabay Realty (North)
List Price
$274,900
Sold Price
$270,000
Premium/Discount to List
-$4,900
-1.78%
Current Estimated Value
$437,717

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$167,717
Avg. Annual Appreciation
10.78%
Original Mortgage
$236,000
Outstanding Balance
$211,439
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$226,278

Purchase Details

Listed on
Apr 15, 2016
Closed on
Jun 9, 2016
Sold by
Willis Derek J and Willis Melissa A
Bought by
Polczak Matthew and Polczak Jessica
Seller's Agent
Jody Ribbens
Five Star Real Estate (Grandv)
Buyer's Agent
Joshua Mccracken
Greenridge Realty (Lowell)
List Price
$219,900
Sold Price
$216,600
Premium/Discount to List
-$3,300
-1.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.03%
Original Mortgage
$209,198
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 17, 2005
Sold by
Eckman Phyllis Marie
Bought by
Willis Derek J and Willis Melissa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,900
Interest Rate
5.75%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Mar 30, 1999
Bought by
Willis Phyllis M and Willis Derek J

Purchase Details

Closed on
Feb 28, 1996
Sold by
Smith Craig
Bought by
Kerutis Brian and Willis Derek J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Davis Ashley $270,000 Sun Title Agency Of Mi Llc
Polczak Matthew $216,600 Star Title Agency Llc
Willis Derek J $221,000 Chicago Title
Willis Phyllis M $146,000 --
Kerutis Brian $150,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Davis Ashley $236,000
Previous Owner Polczak Matthew $209,198
Previous Owner Willis Derek J $25,000
Previous Owner Willis Derek J $198,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/30/2025 01/30/25 Off Market $270,000 -- --
12/04/2020 12/04/20 Sold $270,000 -1.8% $128 / Sq Ft
10/29/2020 10/29/20 Pending -- -- --
10/22/2020 10/22/20 For Sale $274,900 +26.9% $130 / Sq Ft
06/09/2016 06/09/16 Sold $216,600 -1.5% $115 / Sq Ft
04/20/2016 04/20/16 Pending -- -- --
04/15/2016 04/15/16 For Sale $219,900 -- $117 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,052 $175,100 $0 $0
2024 $4,052 $176,200 $0 $0
2022 $3,481 $128,400 $0 $0
2021 $3,481 $121,400 $0 $0
2020 $3,481 $116,200 $0 $0
2019 $3,413 $114,000 $0 $0
2018 $3,413 $109,600 $0 $0
2017 $0 $89,300 $0 $0
2016 $0 $91,500 $0 $0
2015 -- $91,500 $0 $0
2013 -- $82,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20044478

Southwestern Michigan Association of REALTORS®

APN: 41-12-33-301-032