Eduardo Osorio
Eagan Realty LLC
(651) 401-8257
107 Total Sales
1 in White Bear Lake
$370,000 Price
3889 Oak Terrace Saint Paul, MN 55110
White Bear Lake AreaEstimated Value: $402,743
4
Beds
2
Baths
2,212
Sq Ft
$182/Sq Ft
Est. Value
Highlights
- Deck
- No HOA
- The kitchen features windows
- Main Floor Primary Bedroom
- Lower Floor Utility Room
- 2 Car Attached Garage
About This Home
As of January 2025Nestled in a lovely White Bear Lake neighborhood, this 4 bedroom, 2 bathroom gem offers a perfect blend of warmth and character. Step inside to discover a spacious living area featuring a beautiful brick wall with a cozy wood-burning fireplace, perfect for Minnesota winters. The thoughtfully designed layout includes ample room for living, entertaining, and relaxing. The fenced backyard is a private retreat, complete with a handy shed for all your storage needs. Located in a desirable community with nearby parks, schools, and amenities, this home is ready for you to make it your own. Don’t miss this opportunity—schedule your tour today!!
Last Agent to Sell the Property
Realty ONE Group SIMPLIFIED Brokerage Email: cindy@cindyotten.com Listed on: 11/18/2024
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,564
Year Built
- Built in 1970
Lot Details
- Lot Dimensions are 80x160
- Property is Fully Fenced
- Chain Link Fence
- Few Trees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Bi-Level Home
- Pitched Roof
- Block Exterior
Interior Spaces
- Wood Burning Fireplace
- Brick Fireplace
- Family Room with Fireplace
- Combination Kitchen and Dining Room
- Lower Floor Utility Room
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
Laundry
- Dryer
- Washer
Finished Basement
- Block Basement Construction
- Laundry in Basement
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- 100 Amp Service
- Gas Water Heater
Community Details
- No Home Owners Association
- Green Acres Subdivision
Listing and Financial Details
- Assessor Parcel Number 253022240040
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 18, 2024
Closed on
Jan 3, 2025
Sold by
Bought by
Seller's Agent
Cindy Otten
Realty ONE Group SIMPLIFIED
Buyer's Agent
Brett Lizotte
RE/MAX Results
List Price
$385,000
Sold Price
$369,000
Premium/Discount to List
-$16,000
-4.16%
Views
437
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,743
Avg. Annual Appreciation
5.69%
Original Mortgage
$357,930
Outstanding Balance
$352,386
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$50,357
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saint Paul, MN
-
Eduardo Osorio
-
Matthew Kennedy
Matthew Kennedy
LPT Realty, LLC
(763) 270-2712
70 Total Sales
1 in White Bear Lake
$460,000 Price
-
Jennifer Giovinazzo
Jennifer Giovinazzo
eXp Realty
(651) 661-2759
129 Total Sales
1 in White Bear Lake
$257,000 Price
-
Lisa Boe
Lisa Boe
Keller Williams Premier Realty
(651) 383-8969
72 Total Sales
1 in White Bear Lake
$361,000 Price
-
Bradley Weber
Bradley Weber
AA Realty
(612) 800-0905
57 Total Sales
1 in White Bear Lake
$260,000 Price
-
Artemisa Boston
Artemisa Boston
eXp Realty
(612) 255-5850
1,093 Total Sales
6 in White Bear Lake
$270K - $400K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $369,000 | Legacy Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $357,930 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/03/2025 01/03/25 | Sold | $369,000 | -4.2% | $167 / Sq Ft |
| 01/03/2025 01/03/25 | Pending | -- | -- | -- |
| 11/18/2024 11/18/24 | For Sale | $385,000 | -- | $174 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,256 | $379,600 | $84,800 | $294,800 |
| 2025 | $4,564 | $356,100 | $84,800 | $271,300 |
| 2023 | $4,564 | $323,100 | $84,800 | $238,300 |
| 2022 | $3,880 | $316,100 | $84,800 | $231,300 |
| 2021 | $3,670 | $271,100 | $84,800 | $186,300 |
| 2020 | $4,000 | $262,300 | $84,800 | $177,500 |
| 2019 | $3,270 | $268,200 | $84,800 | $183,400 |
| 2018 | $2,758 | $233,700 | $84,800 | $148,900 |
| 2017 | $2,754 | $201,700 | $84,800 | $116,900 |
| 2016 | $2,508 | $0 | $0 | $0 |
| 2015 | $2,436 | $172,200 | $79,700 | $92,500 |
| 2014 | $2,792 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Otten
Seller's Agent in 2025
Cindy Otten
Realty ONE Group SIMPLIFIED
(612) 916-7309
95 Total Sales
-
Brenda Daubenspeck
Seller Co-Listing Agent in 2025
Brenda Daubenspeck
Realty ONE Group SIMPLIFIED
(651) 332-0025
93 Total Sales
-
Brett Lizotte
Buyer's Agent in 2025
Brett Lizotte
RE/MAX Results
(651) 319-6599
174 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6633431
APN: 25-30-22-24-0040
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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