$785,000
SOLD OCT 4, 2024
4 Beds
5.5 Baths
3,990 Sq Ft
0.89 Acres

Recently Sold

$197 Per Sq Ft

1% Above List Price

13 Days on Market

Highlights

  • Home Theater
  • Multiple Garages
  • Fireplace in Primary Bedroom
  • Ferson Creek Elementary School Rated A
  • 0.89 Acre Lot
  • Deck

About This Home

As of October 2024

**MULTIPLE OFFERS RECEIVED** Highest and best called for by Tuesday 8/27 at 7pm. Nestled at the base of a cul-de-sac in the Three Lakes neighborhood, this home is the best value around with several recent updates and over 5500 sqft of finished living space! Come through the welcoming foyer flanked with dining and living rooms to the huge kitchen with large island, wet bar, and plenty of cabinets for storage. The kitchen features granite countertops, a large eating area, and stainless steel appliances. The open floor plan to the family room features a stone fireplace, vaulted ceilings and leads to and a sun room overlooking the backyard. Enjoy primarily hardwood floors throughout the home, refinished in 2018. Upstairs, each of the four bedrooms have en-suite bathrooms, walk-in closets, and ceiling fans, including one bathroom completely remodeled in 2023. The large 4-car garage has plenty of shelving and room to fit vehicles, tractors, and all your outdoor toys and equipment. A new gas heater was installed in 2022 and two new smart garage door motors installed in 2024. Come through the mudroom where you will find custom built cubbies (2020), a separate laundry room with sink (washer & dryer 2020), a newly remodeled powder room (2023), and an office with new beautiful custom built-ins (2024) tucked in the back of the home, perfect for working remotely in luxury! Walk down the plush carpeted steps to find the newly finished (2020) English lookout basement. This additional 1500+ sqft of finished space is great for entertaining away from the rest of the home with a large bar with sink, dishwasher, and wine fridge (2024), and plenty of cabinet and granite countertop space. The bold farm doors make quite a statement. You will find a fifth bedroom, full bathroom, a workshop, a large storage area with shelving, and stairs leading directly to the garage. Outside, enjoy string lights over the composite deck, with storage underneath, facing the large backyard with sprinkler system lined with a row of Arborvitaes planted in 2020, fully equipped with an electric fence for your furry friends. All new sump pumps in 2020. Both A/C units and one furnace are new as of 2020, the other furnace was installed in 2022. New water softener system in 2024. Kitchen Cabinets refinished in 2019. Brand new roof and gutters in 2023. New well pump in 2018 with new pressure tank in 2023. Some windows and exterior doors replaced in 2022. This home is protected by 5 Ring Exterior Cameras and Ring Doorbell System. This home in unincorporated St. Charles is great for any size family looking to move into a great neighborhood, with friendly neighbors, that is close to Randall Road shopping and dining in the highly accredited D303 school district.

Last Agent to Sell the Property

Christine Albertson

HomeSmart Connect LLC License #475198664 Listed on: 08/15/2024

HomeSmart Connect LLC

Last Buyer's Agent

Kyle Schlicher

Coldwell Banker Realty License #475194939

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,175

Year Built

  • Built in 2002

Lot Details

  • 0.89 Acre Lot
  • Cul-De-Sac
  • Property has an invisible fence for dogs
  • Paved or Partially Paved Lot
  • Sprinkler System

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Multiple Garages
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,990 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Sided Fireplace
  • Gas Log Fireplace
  • Blinds
  • Mud Room
  • Entrance Foyer
  • Family Room with Fireplace
  • 3 Fireplaces
  • Formal Dining Room
  • Home Theater
  • Home Office
  • Recreation Room
  • Sun or Florida Room
  • Storage Room
  • Wood Flooring
  • Unfinished Attic

Kitchen

  • Breakfast Bar
  • Double Oven
  • Range Hood
  • Microwave
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Main Floor Bedroom
  • Fireplace in Primary Bedroom
  • Bathroom on Main Level
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Washer
  • Sink Near Laundry

Finished Basement

  • English Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Fireplace in Basement
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage
  • Basement Window Egress
  • Basement Lookout

Home Security

  • Home Security System
  • Intercom
  • Carbon Monoxide Detectors

Outdoor Features

  • Deck
  • Porch

Schools

  • Ferson Creek Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Humidifier
  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • Water Softener is Owned
  • Private or Community Septic Tank
  • Cable TV Available

Community Details

  • Association fees include insurance
  • Three Lakes Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,175

Year Built

Built in 2002

Lot Details

0

HOA Fees

$21 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Three Lakes
  • Year Built: 2002
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Range Hood
  • Basement: Full, English
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bathrooms: 6
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1545
  • Fireplace Features: Double Sided, Gas Log
  • Fireplaces: 3
  • Interior Amenities: Vaulted/Cathedral Ceilings, Bar-Wet, Hardwood Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath
  • LivingArea: 3990
  • Other Equipment: Humidifier, Water-Softener Owned, TV-Cable, Security System, Intercom, CO Detectors, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Backup Sump Pump;, Security Cameras, Water Heater-Electric
  • Room Type: Office, Eating Area, Foyer, Media Room, Mud Room, Sun Room, Bedroom 5, Storage, Recreation Room
  • Estimated Total Finished Sq Ft: 5535
  • Basement Description: Finished,Exterior Access,Egress Window,Lookout,Rec/Family Area,Sleeping Area,Storage Space
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 3990
  • Basement Sq Ft: 2090
  • Fireplace Location: Family Room,Master Bedroom,Basement
  • Total Sq Ft: 6080
  • Unfinished Basement Sq Ft: 545
  • Upper Level Sq Ft: 1812
  • Attic: Unfinished
  • Main Level Sq Ft: 2178
  • Door Features: Pocket Door(s),6 Panel Door(s),Sliding Glass Door(s)
  • Window Features: Blinds
  • ResoLivingAreaSource: Plans

Exterior Features

  • ExteriorFeatures: Deck, Porch, Invisible Fence
  • Foundation Details: Concrete Perimeter
  • List Price: 775000
  • Lot Features: Cul-De-Sac
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 4
  • ParkingTotal: 4
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Multiple Garages
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air, Electric
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, Sink
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Community Features: Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 0.8931
  • Lot Dimensions: 38903
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 15175.22
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2024
Closed on
Sep 18, 2024
Sold by
Robert And Christine Albertson Living Tr and Albertson Robert C
Bought by
Patel Ketul and Patel Devanshi
Seller's Agent
Christine Albertson
HomeSmart Connect LLC
Buyer's Agent
Kyle Schlicher
Coldwell Banker Realty
List Price
$775,000
Sold Price
$785,000
Premium/Discount to List
$10,000
1.29%
Views
26
Current Estimated Value
$849,848

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,848
Avg. Annual Appreciation
9.22%
Original Mortgage
$628,000
Outstanding Balance
$622,014
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$227,834

Purchase Details

Closed on
Jun 19, 2020
Sold by
Albertson Christine E and Albertson Robert C
Bought by
Albertson Robert C and Albertson Christine E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$512,952
Interest Rate
2.75%
Mortgage Type
VA

Purchase Details

Closed on
Feb 19, 2019
Sold by
Albertson Robert C and Albertson Christine
Bought by
Albertson Robert C and Albertson Christine E

Purchase Details

Listed on
Jul 27, 2018
Closed on
Aug 21, 2018
Sold by
Lesniak Ethelyn V and The Ethelyn V Lesniak Trust
Bought by
Albertson Robert C and Albertson Christine
Seller's Agent
Debora McKay
Coldwell Banker Realty
Buyer's Agent
Alison France
@properties Christie's International Real Estate
List Price
$498,500
Sold Price
$495,000
Premium/Discount to List
-$3,500
-0.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.00%
Original Mortgage
$499,972
Interest Rate
4.75%
Mortgage Type
VA

Purchase Details

Closed on
Jul 1, 2011
Sold by
Orlando Michael J and Orlando Anna M
Bought by
Lesniak Ethelyn V and Ethelyn V Lesniak Trust

Purchase Details

Closed on
Jan 11, 2002
Sold by
Cressida Builders Inc
Bought by
Orlando Michael J and Orlando Anna M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
7.24%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $785,000 Chicago Title
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Chicago Title Insurance Co
Trustee Deed $495,000 Primary Title Svcs Llc
Warranty Deed $555,000 Chicago Title Insurance Co
Warranty Deed $465,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $628,000 New Conventional
Previous Owner $100,000 New Conventional
Previous Owner $509,946 VA
Previous Owner $512,952 VA
Previous Owner $507,400 VA
Previous Owner $499,972 VA
Previous Owner $395,000 New Conventional
Previous Owner $532,000 Unknown
Previous Owner $448,000 Unknown
Previous Owner $300,700 Unknown
Previous Owner $300,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/04/2024 10/04/24 Sold $785,000 +1.3% $197 / Sq Ft
08/28/2024 08/28/24 Pending -- -- --
08/15/2024 08/15/24 For Sale $775,000 +56.6% $194 / Sq Ft
08/21/2018 08/21/18 Sold $495,000 -0.7% $132 / Sq Ft
07/30/2018 07/30/18 Pending -- -- --
07/27/2018 07/27/18 For Sale $498,500 -- $132 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,764 $233,201 $65,681 $167,520
2023 $15,175 $210,680 $59,338 $151,342
2022 $14,114 $192,104 $54,106 $137,998
2021 $13,307 $179,603 $50,585 $129,018
2020 $12,904 $170,279 $48,291 $121,988
2019 $12,311 $162,201 $46,000 $116,201
2018 $12,120 $152,804 $43,335 $109,469
2017 $15,461 $197,351 $40,967 $156,384
2016 $15,674 $183,088 $38,006 $145,082
2015 -- $167,817 $34,836 $132,981
2014 -- $144,089 $34,406 $109,683
2013 -- $138,201 $35,314 $102,887
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12129481

Midwest Real Estate Data (MRED)

APN: 06-31-453-008