NOT LISTED FOR SALE

Estimated Value: $822,826 - $892,000

5 Beds
4 Baths
3,860 Sq Ft
$222/Sq Ft Est. Value

Last Sold January 19, 2024

Last sale price $710,000 $184 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $6,103/month

221 Days on Market

Highlights

  • Spa
  • Waterfront
  • Open Floorplan
  • Ferson Creek Elementary School Rated A
  • 0.92 Acre Lot
  • Mature Trees

About This Home

As of January 2024

*New Paint First Floor!* This custom Three Lakes home is a builder's model loaded with extra features. As you enter, you are greeted by a grand two-story entry with transom windows in the dining and living rooms. The home boasts six bedrooms, four bathrooms, three fireplaces, and a three-car garage with bonus storage. The gourmet kitchen has been remodeled with granite countertops and GE / Jenn-Air stainless steel appliances. GE Oven (2021) is Bluetooth equipped with an air fryer and camera inside. Dishwasher (2017). The kitchen is adjacent to the sunken family room. You won't want to miss the master bed/bathroom which was remodeled in 2021, featuring a double shower and double vanity. Who doesn't love the laundry room upstairs? Three additional bedrooms upstairs share a hallway bathroom with double vanity. There is also a full bathroom on the first floor as well as a bedroom/office next to the kitchen. The finished basement has a rustic flair and includes a bar, bedroom, full bathroom, workout area, additional workspace, and another workshop with storage. The home is wired for "Alexa" lighting and sound system throughout the home. Outside, you will find a spectacular large backyard with mature trees, a low deck, hot tub with bar, a large fire pit, gardens, and beautiful views of the private lake. Enjoy access to the lake on an unmotorized boat or by fishing from the shoreline. New Roof in 2021. Located in School District D303 and just minutes to shopping and dining on Randall Road. Seller is including an Achosa Home Warranty.

Last Agent to Sell the Property

Christine Albertson

HomeSmart Connect LLC License #475198664 Listed on: 05/24/2023

HomeSmart Connect LLC

Co-Listed By

Jennifer Webb

Hearth & Home Real Estate LLC License #471021217

Last Buyer's Agent

Carlos Cubas

Weichert, Realtors - All Pro License #475151956

Weichert, Realtors - All Pro

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,093

Year Built

  • Built in 1998

Lot Details

  • 0.92 Acre Lot
  • Waterfront
  • Property has an invisible fence for dogs
  • Mature Trees
  • Garden

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage ceiling height seven feet or more
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,860 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bookcases
  • Bar Fridge
  • Historic or Period Millwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Shutters
  • Blinds
  • Mud Room
  • Family Room with Fireplace
  • 3 Fireplaces
  • Formal Dining Room
  • Recreation Room
  • Workshop
  • Lower Floor Utility Room
  • Water Views
  • Unfinished Attic

Kitchen

  • Breakfast Bar
  • Built-In Double Oven
  • Gas Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Wine Refrigerator
  • Granite Countertops

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 6 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 4 Full Bathrooms
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry on upper level
  • Sink Near Laundry
  • Gas Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Fireplace in Basement
  • Finished Basement Bathroom

Home Security

  • Intercom
  • Carbon Monoxide Detectors

Outdoor Features

  • Spa
  • Pond
  • Deck
  • Stamped Concrete Patio
  • Fire Pit

Location

  • Property is near a park

Schools

  • Ferson Creek Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas
  • Well
  • Gas Water Heater
  • Water Purifier
  • Water Purifier is Owned
  • Water Softener is Owned
  • Private or Community Septic Tank
  • Cable TV Available

Community Details

  • Brian Pregler Association, Phone Number (630) 584-0209
  • Three Lakes Subdivision
  • Property managed by Property Management Techniques

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,093

Year Built

Built in 1998

Lot Details

0

HOA Fees

$21 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Three Lakes
  • Year Built: 1998
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Freezer, Wine Refrigerator, Water Purifier, Water Purifier Owned, Water Softener, Water Softener Owned, Gas Cooktop, Intercom, Wall Oven
  • Basement: Full
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Finished Sq Ft: 1560
  • Fireplace Features: Gas Log
  • Fireplaces: 3
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Bar-Wet, Hardwood Floors, First Floor Bedroom, Second Floor Laundry, First Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, Ceiling - 10 Foot, Open Floorplan, Some Carpeting, Special Millwork, Some Window Treatmnt, Some Wood Floors, Granite Counters, Separate Dining Room, Some Wall-To-Wall Cp, Pantry, Workshop Area (Interior)
  • LivingArea: 3860
  • Other Equipment: Humidifier, Water-Softener Owned, TV-Cable, Intercom, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Radon Mitigation System, Water Heater-Gas
  • Room Type: Bedroom 5, Bedroom 6, Eating Area, Recreation Room, Workshop, Mud Room, Utility Room-Lower Level
  • Estimated Total Finished Sq Ft: 5420
  • Assessed Sq Ft: 3768
  • Basement Description: Finished,Partially Finished
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 3860
  • Basement Sq Ft: 2037
  • Fireplace Location: Family Room,Basement,Other
  • Total Sq Ft: 5897
  • Unfinished Basement Sq Ft: 477
  • Upper Level Sq Ft: 1732
  • Attic: Unfinished
  • Main Level Sq Ft: 2128
  • Door Features: French Doors,Storm Door(s)
  • Window Features: Blinds,Shutters,Skylight(s)
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Hot Tub, Stamped Concrete Patio, Fire Pit, Invisible Fence
  • Foundation Details: Concrete Perimeter
  • List Price: 750000
  • Lot Features: Pond(s), Water View, Mature Trees, Garden, Fence-Invisible Pet, Waterfront
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Brick,Masonite

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s),7 Foot or more high garage door
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, Sink
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Community Features: Park
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Property Management Techniques
  • Management Contact Name: Brian Pregler
  • Management Phone: 630-584-0209
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 0.92
  • Lot Dimensions: 40162
  • Rural (Y/N): N
  • Lot Size: .50-.99 Acre
  • Special Assessments: Y

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 14093.4
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 24, 2023
Closed on
Jan 18, 2024
Sold by
Eldridge Jefferson and Eldridge Laura
Bought by
Bibly Christopher and Bibly Lisa
Seller's Agent
Christine Albertson
HomeSmart Connect LLC
Buyer's Agent
Carlos Cubas
Weichert, Realtors - All Pro
List Price
$775,000
Sold Price
$710,000
Premium/Discount to List
-$65,000
-8.39%
Total Days on Market
221
Views
750
Current Estimated Value
$855,207

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$145,207
Avg. Annual Appreciation
14.32%
Original Mortgage
$355,000
Outstanding Balance
$350,239
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$504,968

Purchase Details

Listed on
Feb 5, 2015
Closed on
Nov 10, 2015
Sold by
Lain Lori
Bought by
Eldridge Jefferson and Eldridge Laura
Seller's Agent
Tom Gancer
HomeSmart Connect LLC
Buyer's Agent
Terry Bunch
Century 21 Circle
List Price
$629,900
Sold Price
$565,000
Premium/Discount to List
-$64,900
-10.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.83%
Original Mortgage
$415,000
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 27, 2014
Sold by
Lain Jimmy
Bought by
Lain Lori

Purchase Details

Closed on
May 29, 1998
Sold by
Hinsbrook Bank & Trust Of Willowbrook
Bought by
Lain Jim and Lain Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,000
Interest Rate
7.32%

Purchase Details

Closed on
Mar 14, 1997
Sold by
Three Lakes Development Corp
Bought by
Hinsbrook Bank & Trust Company and Trust #97-004

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,700
Interest Rate
8.25%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bibly Christopher $710,000 None Listed On Document
Eldridge Jefferson $565,000 Fidelity National Title
Lain Lori -- None Available
Lain Jim $430,000 Chicago Title Insurance Co
Hinsbrook Bank & Trust Company $81,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bibly Christopher $355,000
Previous Owner Eldridge Jefferson $415,000
Previous Owner Lain Jim $180,000
Previous Owner Lain Jim $420,000
Previous Owner Lain Jim $118,500
Previous Owner Lain Jim $420,000
Previous Owner Lain Jim B $420,000
Previous Owner Lain Jim $70,000
Previous Owner Lain Jim $47,250
Previous Owner Lain Jimmy $418,000
Previous Owner Lain Jim $38,000
Previous Owner Lain Jim $344,000
Previous Owner Hinsbrook Bank & Trust Company $56,700
Closed Lain Jim $43,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/19/2024 01/19/24 Sold $710,000 -5.3% $184 / Sq Ft
01/01/2024 01/01/24 Pending -- -- --
10/27/2023 10/27/23 Price Changed $750,000 -3.2% $194 / Sq Ft
09/22/2023 09/22/23 For Sale $775,000 0.0% $201 / Sq Ft
09/21/2023 09/21/23 Pending -- -- --
09/17/2023 09/17/23 Price Changed $775,000 0.0% $201 / Sq Ft
09/17/2023 09/17/23 For Sale $775,000 +9.2% $201 / Sq Ft
09/08/2023 09/08/23 Off Market $710,000 -- --
07/26/2023 07/26/23 Pending -- -- --
06/22/2023 06/22/23 Price Changed $779,000 -2.6% $202 / Sq Ft
06/13/2023 06/13/23 Price Changed $800,000 -5.9% $207 / Sq Ft
05/24/2023 05/24/23 For Sale $850,000 +50.4% $220 / Sq Ft
11/11/2015 11/11/15 Sold $565,000 -5.8% $150 / Sq Ft
10/04/2015 10/04/15 Pending -- -- --
06/23/2015 06/23/15 Price Changed $599,900 -1.6% $159 / Sq Ft
05/29/2015 05/29/15 Price Changed $609,900 -1.6% $162 / Sq Ft
04/28/2015 04/28/15 Price Changed $619,900 -1.6% $165 / Sq Ft
02/05/2015 02/05/15 For Sale $629,900 -- $167 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $15,386 $211,014 $41,663 $169,351
2022 $14,938 $201,283 $43,809 $157,474
2021 $14,093 $191,863 $41,759 $150,104
2020 $14,000 $188,285 $40,980 $147,305
2019 $13,751 $184,557 $40,169 $144,388
2018 $14,170 $189,587 $40,676 $148,911
2017 $13,813 $183,105 $39,285 $143,820
2016 $14,977 $181,724 $37,905 $143,819
2015 -- $171,440 $37,496 $133,944
2014 -- $175,367 $37,496 $137,871
2013 -- $157,923 $37,871 $120,052
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11772534

Midwest Real Estate Data (MRED)

APN: 09-06-401-004