$645,000
SOLD DEC 30, 2025
3 Beds
2 Baths
2,363 Sq Ft
2009 Built

Recently Sold

$273 Per Sq Ft

1% Below List Price

5 Days on Market

Highlights

  • Landscaped Professionally
  • Clubhouse
  • Property is near park
  • Heartland Elementary School Rated A-
  • Deck
  • Cathedral Ceiling

About This Home

As of December 2025

Highest and best due by Monday 11-3 by 1pm. Beautiful ranch home opportunity in the Mill Creek Subdivision. This home is nestled on a tree-lined street of red maples. As you approach, a covered porch leads to a gorgeous leaded glass entry door with sidelights. Inside, an open floor plan features soaring ceilings, cherry hardwood floors, and white trim with multi-piece crown moldings and chair rail. The flexible layout includes a formal dining room off the entry and a formal living room that can also serve as a main-floor den. The vaulted great room with a stone fireplace offers views of the gourmet kitchen, which boasts maple cabinets, granite countertops, stainless appliances, a large island, a walk-in pantry closet, and a separate eating area. This space seamlessly opens into a sunroom, surrounded by two walls of windows, providing access to the Trex deck with Pergola (as is) with views of the beautifully landscaped yard with wrought iron fence and sprinkler system. The split bedroom layout offers privacy with the primary suite on one side of the home with a large walk-in closet, bay window, and a primary bath with a soaking tub, dual vanity, and a step-in spray shower. The two additional bedrooms are on the opposite side of the home with ample closets and access to a hall bath. The back service hall leads to the laundry room (washer/dryer included) with cherry cabinets and a utility sink, and access to the oversized three-car garage. Awaiting your touches is the deep pour full unfinished basement with bath rough in. Mill Creek, in beautiful Geneva, IL, offers walking trails, a small downtown area, a community pool, and a golf course. Enjoy easy access to Downtown Geneva with its fine dining, shopping, Metra train, and the Fox River Valley bike trails.

Last Agent to Sell the Property

Michelle Collingbourne

RE/MAX All Pro - St Charles License #475142210 Listed on: 10/30/2025

RE/MAX All Pro - St Charles

Last Buyer's Agent

Chris Lukins

Compass License #475127678

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,795

Year Built

  • Built in 2009

Lot Details

  • Lot Dimensions are 85x107x90x132
  • Fenced
  • Landscaped Professionally
  • Corner Lot
  • Paved or Partially Paved Lot
  • Sprinkler System

Parking

  • 3 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,363 Sq Ft Home
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Screens
  • Family Room with Fireplace
  • Great Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Full Attic
  • Carbon Monoxide Detectors

Kitchen

  • Walk-In Pantry
  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Dual Sinks
  • Soaking Tub
  • Shower Body Spray
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Stubbed For A Bathroom

Outdoor Features

  • Deck
  • Pergola

Location

  • Property is near park

Schools

  • Heartland Elementary School
  • Geneva Middle School
  • Geneva Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Shared Well
  • Water Softener is Owned
  • Cable TV Available

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Recreation

  • Tennis Courts

Additional Features

  • Mill Creek Subdivision, Abbey IV Floorplan
  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,795

Year Built

Built in 2009

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Mill Creek
  • Year Built: 2009
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Water Softener Owned, Humidifier
  • Basement: Unfinished, Bath/Stubbed, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath
  • LivingArea: 2363
  • Other Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Radon Mitigation System
  • Room Type: Breakfast Room, Great Room, Office
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 2363
  • Bathroom Amenities: Separate Shower,Double Sink,Full Body Spray Shower,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 2363
  • Attic: Full
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Brick, Other
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Corner Lot, Landscaped
  • OtherStructures: Pergola
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Clubhouse, Park, Tennis Court(s), Sidewalks, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Heartland Elementary School
  • High School: Geneva Community High School
  • Middle/Junior School: Geneva Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 85X107X90X132
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 12794.66
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2025
Closed on
Dec 22, 2025
Sold by
Thomas Robert H and Thomas Bette J
Bought by
Everson Robert and Everson Denise
Seller's Agent
Michelle Collingbourne
RE/MAX All Pro - St Charles
Buyer's Agent
Chris Lukins
Compass
List Price
$649,900
Sold Price
$645,000
Premium/Discount to List
-$4,900
-0.75%
Views
473

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.99%
Original Mortgage
$175,000
Outstanding Balance
$174,834
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$476,035

Purchase Details

Listed on
Sep 21, 2014
Closed on
Nov 13, 2014
Sold by
Mcguigan Robert E and Mcguigan Delia M
Bought by
Thomas Robert H and Thomas Bette J
Seller's Agent
Ginny Sylvester
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Debora McKay
Coldwell Banker Realty
List Price
$449,000
Sold Price
$446,000
Premium/Discount to List
-$3,000
-0.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.37%

Purchase Details

Closed on
Aug 28, 2013
Sold by
Shodeen Homes Llc
Bought by
Ukaobasi Ekanem and Ukaobasi James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$412,867
Interest Rate
4.87%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Feb 22, 2013
Sold by
Sho Deen Inc
Bought by
Mcguigan Robert E and Mcguigan Delia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$337,200
Interest Rate
3.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 18, 2009
Sold by
The State Bank Of Geneva
Bought by
Sho Deen Inc
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $645,000 None Listed On Document
Warranty Deed $446,000 Chicago Title Insurance Co
Warranty Deed $513,500 Chicago Title Insurance Comp
Warranty Deed $387,500 Chicago Title Insurance Comp
Corporate Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,000 New Conventional
Previous Owner $412,867 Adjustable Rate Mortgage/ARM
Previous Owner $337,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/30/2025 12/30/25 Sold $645,000 -0.8% $273 / Sq Ft
11/04/2025 11/04/25 Pending -- -- --
10/30/2025 10/30/25 For Sale $649,900 +45.7% $275 / Sq Ft
11/17/2014 11/17/14 Sold $446,000 -0.7% $183 / Sq Ft View Prior Sale
09/28/2014 09/28/14 Pending -- -- --
09/21/2014 09/21/14 For Sale $449,000 -- $184 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,795 $174,064 $44,780 $129,284
2023 $12,383 $158,240 $40,709 $117,531
2022 $12,063 $147,036 $37,827 $109,209
2021 $11,719 $141,571 $36,421 $105,150
2020 $11,475 $139,410 $35,865 $103,545
2019 $11,380 $136,770 $35,186 $101,584
2018 $11,976 $143,658 $35,186 $108,472
2017 $12,658 $149,570 $34,248 $115,322
2016 $12,575 $147,548 $33,785 $113,763
2015 -- $140,281 $32,121 $108,160
2014 -- $125,812 $32,121 $93,691
2013 -- $96,463 $2,772 $93,691
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12501034

Midwest Real Estate Data (MRED)

APN: 12-07-178-005