NOT LISTED FOR SALE

39 N Maple Ave Smithsburg, MD 21783

Estimated Value: $262,000 - $282,000

3 Beds
1 Bath
1,512 Sq Ft
$179/Sq Ft Est. Value

Last Sold September 12, 2025

Last sale price $262,000 $173 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,551/month

14 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • Garage
  • Smithsburg Middle School Rated A-
  • Window Unit Cooling System
  • Heating Available

About This Home

As of September 2025

Price Improvement.... Motivated seller!

Financing Incentive!
Ask about our exclusive Payment Affordability Program, buyers who choose to finance with the seller’s preferred lender may be eligible for up to a 1% credit! This credit can be applied toward closing costs or used to buy down your interest rate, potentially saving you hundreds per month. ***Financing must be arranged through the preferred lender. Contact us today for full details!

Welcome to this beautifully maintained 3-bedroom, 1-bath Cape Cod nestled in the heart of Smithsburg. Built in 1906, this home blends timeless character with everyday comfort. The main level features a spacious living area, one bedroom, and a full bath, while two additional bedrooms are located upstairs.

The home offers approximately 1,500 square feet of living space with an unfinished basement providing ample storage or future finishing potential. Outside, enjoy a large backyard, private driveway, and a detached garage, ideal for extra parking or workspace.

This home is just minutes from local schools, shops, and parks. Whether you’re a first-time buyer or looking to downsize, this property is full of potential and small-town charm.

Last Agent to Sell the Property

Jennifer Fortson

(304) 239-0443 home@charisrealty.com Charis Realty Group License #0225264944 Listed on: 08/02/2025

Last Buyer's Agent

James Decker

(703) 378-8810 donnysamson@samsonproperties.net Samson Properties

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,022

Year Built

  • Built in 1906

Lot Details

  • 10,406 Sq Ft Lot

Home Design

  • Cape Cod Architecture
  • Block Foundation

Interior Spaces

  • Property has 2 Levels
  • Basement

Bedrooms and Bathrooms

  • 1 Full Bathroom

Parking

  • Garage
  • Driveway

Utilities

  • Window Unit Cooling System
  • Heating Available
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 21
  • Assessor Parcel Number 2207013485

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,022

Year Built

Built in 1906

Lot Details

10,406 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 8/8/2025 12:00:00 AM
  • Year Built: 1906
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Total Sq Ft: 2520
  • Living Area Sq Ft: 1512
  • Price Per Sq Ft: 171.30
  • Above Grade Finished Sq Ft: 1512
  • Below Grade Sq Ft: 1008
  • Total Below Grade Sq Ft: 1008
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10406.00
  • Zoning: U
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2022.00
  • Assessor Parcel Number: 2207013485
  • Tax Lot: 21
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: WASHINGTON COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2025
Closed on
Sep 12, 2025
Sold by
Reid Karen Gubbins
Bought by
Stoker Emmett and Stoker Hannah
Seller's Agent
Jennifer Fortson
Charis Realty Group
Buyer's Agent
James Decker
Samson Properties
List Price
$290,000
Sold Price
$262,000
Premium/Discount to List
-$28,000
-9.66%
Views
139
Current Estimated Value
$271,361

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,361
Avg. Annual Appreciation
6.85%
Original Mortgage
$226,535
Outstanding Balance
$225,744
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$45,617

Purchase Details

Listed on
Jan 29, 2022
Closed on
Mar 9, 2022
Sold by
Diane Quinn
Bought by
Reid Karen Gubbins
Seller's Agent
Leonard Morrell
The KW Collective
Buyer's Agent
Ken Abramowitz
RE/MAX Town Center
List Price
$225,000
Sold Price
$235,000
Premium/Discount to List
$10,000
4.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.15%
Original Mortgage
$188,000
Interest Rate
3.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 3, 2020
Sold by
Quinn Diane D and Estate Of Ruth H Douglas
Bought by
Quinn Diane D

Purchase Details

Closed on
Mar 2, 2016
Sold by
Quinn Diane
Bought by
Quinn Diane and Douglas Ruth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,000
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 29, 2006
Sold by
Larose Wesley H
Bought by
Diane Quinn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,500
Interest Rate
6.83%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 11, 2006
Sold by
Larose Wesley H
Bought by
Diane Quinn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,500
Interest Rate
6.83%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 2, 2005
Sold by
Sampsell James R
Bought by
Larose Wesley H and Larose Amanda M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,910
Interest Rate
5.68%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 12, 2005
Sold by
Sampsell James R
Bought by
Larose Wesley H and Larose Amanda M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,910
Interest Rate
5.68%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stoker Emmett $262,000 First American Title
Reid Karen Gubbins $235,000 New Title Company Name
Quinn Diane D -- None Available
Quinn Diane -- Closing Usa Llc
Diane Quinn $218,000 --
Diane Quinn $218,000 --
Larose Wesley H $199,900 --
Larose Wesley H $199,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stoker Emmett $226,535
Previous Owner Reid Karen Gubbins $188,000
Previous Owner Quinn Diane $123,000
Previous Owner Diane Quinn $137,500
Previous Owner Diane Quinn $137,500
Previous Owner Larose Wesley H $179,910
Previous Owner Larose Wesley H $179,910
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/12/2025 09/12/25 Sold $262,000 +1.2% $173 / Sq Ft
08/12/2025 08/12/25 Price Changed $259,000 -7.5% $171 / Sq Ft
08/07/2025 08/07/25 Price Changed $279,900 -3.5% $185 / Sq Ft
08/02/2025 08/02/25 For Sale $290,000 +23.4% $192 / Sq Ft
03/10/2022 03/10/22 Sold $235,000 +4.4% $155 / Sq Ft View Prior Sale
02/06/2022 02/06/22 Pending -- -- --
01/29/2022 01/29/22 For Sale $225,000 -- $149 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,488 $185,400 $0 $0
2024 $1,488 $163,300 $55,100 $108,200
2023 $1,387 $152,300 $0 $0
2022 $1,287 $141,300 $0 $0
2021 $1,213 $130,300 $55,100 $75,200
2020 $1,885 $129,533 $0 $0
2019 $1,204 $128,767 $0 $0
2018 $1,196 $128,000 $55,100 $72,900
2017 $1,158 $125,933 $0 $0
2016 -- $123,867 $0 $0
2015 $1,255 $121,800 $0 $0
2014 $1,255 $121,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDWA2030300

Bright MLS

APN: 07-013485

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