David Cooke
Douglas Elliman
(561) 473-1470
248 Total Sales
1 in Lake Monticello
$365,000 Price
39 Overlook Cir Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $317,000 - $368,688
3
Beds
2.5
Baths
2,095
Sq Ft
$163/Sq Ft
Est. Value
Highlights
- Main Floor Primary Bedroom
- Entrance Foyer
- Heat Pump System
- Front Porch
- Central Air
- Gas Log Fireplace
About This Home
As of October 2025Adorable cape cod located on almost 1/2 acre in the Crofton section of Lake Monticello. This home features main level living with 2 additional bedrooms on the second level and bonus space in the partially finished basement. Entering this home, you notice the hardwood floors in the main entry. To the left of the entrance is the Primary bedroom featuring a en-suite bath with dual vanities, and a walk in closet. To the right of the entry is a bonus room perfect for a home office or reading room. Walking towards the rear of the home you will pass the powder room on the way to the great room with fireplace and access to the oversized rear deck, dining area and kitchen. The kitchen features a breakfast bar, granite countertops and loads of cabinets. The second floor features 2 sizeable bedrooms and a second full bath. There is a partially finished terrace level which offers a flexible finished area great for a play area, home theatre, or family room. The oversized yard offers numerous options for the addition of a garage, huge play area or formal garden. This home also offers quick access to Lake Monticello Road. As part of Lake Monticello, there is full access to all amenities.
Last Agent to Sell the Property
MONTICELLO COUNTRY REALTY, LLC License #0225073583 Listed on: 04/11/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,800
Year Built
- Built in 1996
Lot Details
- 19,602 Sq Ft Lot
- Zoning described as R-4 Residential
HOA Fees
- $122 per month
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- Gas Log Fireplace
- Entrance Foyer
- Basement
Kitchen
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 7 31
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 11, 2025
Closed on
Sep 12, 2025
Sold by
Jordan Sylvester B
Bought by
Seller's Agent
Iris Helfrich
MONTICELLO COUNTRY REALTY, LLC
Buyer's Agent
Kris Jensen
REAL ESTATE III, INC.
List Price
$319,000
Sold Price
$311,000
Premium/Discount to List
-$8,000
-2.51%
Views
202
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,301
Avg. Annual Appreciation
10.75%
Original Mortgage
$301,670
Outstanding Balance
$299,089
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$41,833
Purchase Details
Closed on
Jun 21, 2017
Sold by
Ramm Duane E and Ramm Mary A
Bought by
Jordan Sylvester B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,217
Interest Rate
4.02%
Mortgage Type
VA
Purchase Details
Closed on
Jun 15, 2006
Sold by
Layman Ginger Leigh and Cox Ginger Layman
Bought by
Dennis Ryan Wayne and Dennis Denns Lisa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,800
Interest Rate
6.24%
Mortgage Type
Balloon
Purchase Details
Closed on
Jan 23, 2006
Sold by
Layman Ginger Leigh and Cox Ginger Layman
Bought by
Layman Ginger Leigh
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,400
Interest Rate
7.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 1, 2005
Sold by
Cox Wesley D and Cox Ginger Layman
Bought by
Cox Ginger Layman
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
David Cooke
-
BRITTANY GRAY
BRITTANY GRAY
FIND HOMES REALTY LLC
(434) 443-5838
60 Total Sales
10 in Lake Monticello
$280K - $335K Price Range
-
Myra R. Beams
Myra R. Beams
REAL BROKER LLC
(540) 609-2722
67 Total Sales
1 in Lake Monticello
$46,000 Price
-
Doug McGowan
Doug McGowan
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
(434) 443-7532
62 Total Sales
2 in Lake Monticello
$370,000 Price Range
-
Cynthia Hash
Cynthia Hash
FIND HOMES REALTY LLC
(434) 443-7402
100 Total Sales
3 in Lake Monticello
$335K - $343K Price Range
-
Errin Kardos-Searcy
Errin Kardos-Searcy
STORY HOUSE REAL ESTATE
(434) 443-8846
171 Total Sales
35 in Lake Monticello
$20K - $660K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $311,000 | Old Republic National Title In | ||
| Jordan Sylvester B | $179,900 | Stewart Title | |
| Dennis Ryan Wayne | $274,000 | None Available | |
| Layman Ginger Leigh | -- | None Available | |
| Cox Ginger Layman | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $301,670 | ||
| Previous Owner | Jordan Sylvester B | $276,095 | |
| Previous Owner | Jordan Sylvester B | $184,217 | |
| Previous Owner | Ramm Duane E | $132,478 | |
| Previous Owner | Dennis Ryan Wayne | $44,800 | |
| Previous Owner | Dennis Ryan Wayne | $219,200 | |
| Previous Owner | Layman Ginger Leigh | $210,400 | |
| Previous Owner | Layman Ginger Leigh | $60,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/22/2025 10/22/25 | Sold | $311,000 | 0.0% | $148 / Sq Ft |
| 09/11/2025 09/11/25 | Pending | -- | -- | -- |
| 09/10/2025 09/10/25 | Price Changed | $311,000 | -2.5% | $148 / Sq Ft |
| 09/05/2025 09/05/25 | For Sale | $319,000 | 0.0% | $152 / Sq Ft |
| 09/05/2025 09/05/25 | Price Changed | $319,000 | +2.6% | $152 / Sq Ft |
| 07/11/2025 07/11/25 | Off Market | $311,000 | -- | -- |
| 07/11/2025 07/11/25 | Pending | -- | -- | -- |
| 06/17/2025 06/17/25 | Price Changed | $325,000 | -0.2% | $155 / Sq Ft |
| 05/20/2025 05/20/25 | Price Changed | $325,700 | -1.2% | $155 / Sq Ft |
| 05/12/2025 05/12/25 | Price Changed | $329,700 | -1.5% | $157 / Sq Ft |
| 04/11/2025 04/11/25 | For Sale | $334,700 | -- | $160 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,565 | $339,800 | $30,000 | $309,800 |
| 2025 | $2,549 | $339,800 | $30,000 | $309,800 |
| 2024 | $22 | $257,200 | $30,000 | $227,200 |
| 2023 | $2,171 | $257,200 | $30,000 | $227,200 |
| 2022 | $1,922 | $220,900 | $25,000 | $195,900 |
| 2021 | $1,922 | $220,900 | $25,000 | $195,900 |
| 2020 | $1,890 | $204,300 | $25,000 | $179,300 |
| 2019 | $1,890 | $204,300 | $25,000 | $179,300 |
| 2018 | $1,791 | $197,500 | $25,000 | $172,500 |
| 2017 | $1,791 | $197,500 | $25,000 | $172,500 |
| 2016 | $1,335 | $145,600 | $25,000 | $120,600 |
| 2015 | $1,588 | $145,600 | $25,000 | $120,600 |
| 2014 | $1,588 | $180,400 | $25,000 | $155,400 |
Source: Public Records
Agents Affiliated with this Home
-
Iris Helfrich
Seller's Agent in 2025
Iris Helfrich
MONTICELLO COUNTRY REALTY, LLC
(434) 981-9956
98 Total Sales
-
Kris Jensen
KJ
Buyer's Agent in 2025
Kris Jensen
REAL ESTATE III, INC.
(434) 566-1738
33 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 663105
APN: 18A-7-31
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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