Seller's Agent in 2025
Iris Helfrich
MONTICELLO COUNTRY REAL ESTATE, INC.
(434) 981-9956
72 in this area
102 Total Sales
39 Overlook Cir Palmyra, VA 22963
3
Beds
2.5
Baths
2,095
Sq Ft
0.45
Acres
Highlights
- Main Floor Primary Bedroom
- Entrance Foyer
- Heat Pump System
- Front Porch
- Central Air
- Gas Log Fireplace
About This Home
As of October 2025Adorable cape cod located on almost 1/2 acre in the Crofton section of Lake Monticello. This home features main level living with 2 additional bedrooms on the second level and bonus space in the partially finished basement. Entering this home, you notice the hardwood floors in the main entry. To the left of the entrance is the Primary bedroom featuring a en-suite bath with dual vanities, and a walk in closet. To the right of the entry is a bonus room perfect for a home office or reading room. Walking towards the rear of the home you will pass the powder room on the way to the great room with fireplace and access to the oversized rear deck, dining area and kitchen. The kitchen features a breakfast bar, granite countertops and loads of cabinets. The second floor features 2 sizeable bedrooms and a second full bath. There is a partially finished terrace level which offers a flexible finished area great for a play area, home theatre, or family room. The oversized yard offers numerous options for the addition of a garage, huge play area or formal garden. This home also offers quick access to Lake Monticello Road. As part of Lake Monticello, there is full access to all amenities.
Last Agent to Sell the Property
MONTICELLO COUNTRY REAL ESTATE, INC. License #0225073583 Listed on: 04/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,800
Year Built
- Built in 1996
Lot Details
- 0.45 Acre Lot
- Zoning described as R-4 Residential
HOA Fees
- $122 per month
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- Gas Log Fireplace
- Entrance Foyer
- Basement
Kitchen
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 7 31
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 21, 2017
Sold by
Ramm Duane E and Ramm Mary A
Bought by
Jordan Sylvester B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,217
Outstanding Balance
$153,230
Interest Rate
4.02%
Mortgage Type
VA
Estimated Equity
$163,481
Purchase Details
Closed on
Jun 15, 2006
Sold by
Layman Ginger Leigh and Cox Ginger Layman
Bought by
Dennis Ryan Wayne and Dennis Denns Lisa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,800
Interest Rate
6.24%
Mortgage Type
Balloon
Purchase Details
Closed on
Jan 23, 2006
Sold by
Layman Ginger Leigh and Cox Ginger Layman
Bought by
Layman Ginger Leigh
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,400
Interest Rate
7.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 1, 2005
Sold by
Cox Wesley D and Cox Ginger Layman
Bought by
Cox Ginger Layman
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $179,900 | Stewart Title | |
| Warranty Deed | $274,000 | None Available | |
| Warranty Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $184,217 | VA | |
| Previous Owner | $44,800 | Balloon | |
| Previous Owner | $219,200 | New Conventional | |
| Previous Owner | $210,400 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/22/2025 10/22/25 | Sold | $311,000 | 0.0% | $148 / Sq Ft |
| 09/11/2025 09/11/25 | Pending | -- | -- | -- |
| 09/10/2025 09/10/25 | Price Changed | $311,000 | -2.5% | $148 / Sq Ft |
| 09/05/2025 09/05/25 | For Sale | $319,000 | 0.0% | $152 / Sq Ft |
| 09/05/2025 09/05/25 | Price Changed | $319,000 | +2.6% | $152 / Sq Ft |
| 07/11/2025 07/11/25 | Off Market | $311,000 | -- | -- |
| 07/11/2025 07/11/25 | Pending | -- | -- | -- |
| 06/17/2025 06/17/25 | Price Changed | $325,000 | -0.2% | $155 / Sq Ft |
| 05/20/2025 05/20/25 | Price Changed | $325,700 | -1.2% | $155 / Sq Ft |
| 05/12/2025 05/12/25 | Price Changed | $329,700 | -1.5% | $157 / Sq Ft |
| 04/11/2025 04/11/25 | For Sale | $334,700 | -- | $160 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,549 | $339,800 | $30,000 | $309,800 |
| 2024 | $22 | $257,200 | $30,000 | $227,200 |
| 2023 | $2,171 | $257,200 | $30,000 | $227,200 |
| 2022 | $1,922 | $220,900 | $25,000 | $195,900 |
| 2021 | $1,922 | $220,900 | $25,000 | $195,900 |
| 2020 | $1,890 | $204,300 | $25,000 | $179,300 |
| 2019 | $1,890 | $204,300 | $25,000 | $179,300 |
| 2018 | $1,791 | $197,500 | $25,000 | $172,500 |
| 2017 | $1,791 | $197,500 | $25,000 | $172,500 |
| 2016 | $1,335 | $145,600 | $25,000 | $120,600 |
| 2015 | $1,588 | $145,600 | $25,000 | $120,600 |
| 2014 | $1,588 | $180,400 | $25,000 | $155,400 |
Source: Public Records
Agents Affiliated with this Home
-
Iris Helfrich
-
Kris Jensen
K
Buyer's Agent in 2025
Kris Jensen
REAL ESTATE III, INC.
(434) 566-1738
6 in this area
47 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 663105
APN: 18A-7-31
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