$232,000
SOLD NOV 18, 2024

39 Willow Pond Dr E Unit 39 Saginaw, MI 48603

2 Beds
3 Baths
2,022 Sq Ft
$320/mo HOA Fee

Recently Sold

$115 Per Sq Ft

7% Below List Price

43 Days on Market

Highlights

  • Deck
  • Pond
  • Cathedral Ceiling
  • Sherwood Elementary School Rated A-
  • Ranch Style House
  • Porch

About This Home

As of May 2025

Are you dreading the snow shovel this winter?? This condo is ready for you to move in. This one has and open floor plan with laundry hook-up ready on the 1st floor. Updates include some additional kitchen cabinets, newer flooring both upstairs and downstairs. All kitchen appliance's stay. The full basement features a large family room, bedroom, an office, wet bar, storage room and currently the laundry.

Last Agent to Sell the Property

Annie Houlihan

Berkshire Hathaway HomeServices License #SBR-6501352920 Listed on: 09/12/2024

Berkshire Hathaway HomeServices

Last Buyer's Agent

Linda Sarmiento

Berkshire Hathaway HomeServices License #SBR-6501278470

Berkshire Hathaway HomeServices

Property Details

Home Type

  • Condominium

Est. Annual Taxes

Year Built

  • Built in 1995

Lot Details

  • Street terminates at a dead end
  • Sprinkler System

HOA Fees

  • $320 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Poured Concrete
  • Wood Siding

Interior Spaces

  • Wet Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Living Room with Fireplace
  • Ceramic Tile Flooring
  • Basement
  • Sump Pump

Kitchen

  • Oven or Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms

Outdoor Features

  • Pond
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 23124091239000

Community Details

Overview

  • Association fees include ground maintenance, snow removal, maintenance structure
  • The Ponds Of Mallard Cove Condo Subdivision

Pet Policy

  • Call for details about the types of pets allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,172

Year Built

Built in 1995

Lot Details

0

HOA Fees

$320 per month

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Condominium
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 3172
  • Total Tax Year: 2024
  • Year Built: 1995
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Interior Amenities: Cable/Internet Avail., Cathedral/Vaulted Ceiling, Ceramic Floors, Sump Pump, Walk-In Closet, Wet Bar/Bar, Window Treatment(s)
  • Appliances: Dishwasher, Disposal, Range/Oven, Refrigerator
  • Fireplace: Yes
  • Fireplaces: LivRoom Fireplace
  • Basement: Yes
  • Basement: Poured, Sump Pump
  • Bedrooms: 2
  • Bedroom 1: On Main Floor, Dimensions: 12 x 15
  • Bedroom 2: Dimensions: 12 x 13
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Lower
  • Bathroom 3: On Level: First
  • Room Types: First Floor Bedroom, Living Room, First Flr Full Bathroom
  • Dining Room: On Main Floor, Dimensions: 9 x 13
  • Family Room: On Lower Floor, Dimensions: 13 x 24
  • Kitchen: On Main Floor, Dimensions: 10 x 13
  • Living Room: On Main Floor, Dimensions: 15 x 22
  • Other Room1: Dimensions: 11x13, On Level: Lower
  • Below Grade Sq Ft: 1100
  • Finished Below Grade Sq Ft: 873
  • Above Grade Finished Sq Ft: 1149
  • Total Finished Sq Ft: 2022

Exterior Features

  • Exterior: Wood
  • Exterior Features: Deck, Lawn Sprinkler, Porch, Storms/Screens, Pond
  • Foundation: Basement
  • Road: City/County

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 2
  • Parking: Garage
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s), Central A/C

Condo/Co-op/Association

  • HOA Fee Includes: Maintenance Grounds, Snow Removal, Maintenance Structure
  • HOA Fees: 320
  • HOA Fee Frequency: Monthly
  • Association Fee: Yes

Lot Info

  • Assessor Parcel Number: 23124091239000
  • Zoning: Site Condominium
  • Lot Description: Treed
  • Site Condo: Yes
  • Site/Lot Features: Dead End

Rental Info

  • Pet Restriction: Call For Pet Restrictions

Tax Info

  • Summer Tax: Year: 2024, Amount: $1,771.00
  • Winter Tax: Year: 2023, Amount: $1,401.00
  • Taxable Value: 79406
  • Total Tax: Year: 2024, Amount: $3,172.00
  • SEV Year: 2024

MLS Schools

  • School District: Saginaw Twp Community School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2025
Closed on
May 12, 2025
Sold by
Hummel Nancy
Bought by
Osinski Tabitha K
Seller's Agent
Linda Sarmiento
Berkshire Hathaway HomeServices
Buyer's Agent
Tonya Billmeier
Agent History
List Price
$264,900
Sold Price
$264,900
Views
108

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-30.79%

Purchase Details

Listed on
Sep 12, 2024
Closed on
Nov 18, 2024
Sold by
Drago Jane M
Bought by
Hummel Nancy
Seller's Agent
Annie Houlihan
Berkshire Hathaway HomeServices
Buyer's Agent
Linda Sarmiento
Berkshire Hathaway HomeServices
List Price
$249,000
Sold Price
$232,000
Premium/Discount to List
-$17,000
-6.83%
Views
92

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.82%
Original Mortgage
$185,600
Interest Rate
6.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 4, 2010
Sold by
Trier William D
Bought by
Drago Jane M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,600
Interest Rate
4.26%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 23, 2006
Sold by
Trier K A Trust
Bought by
Trier Kathryn A

Purchase Details

Closed on
Oct 27, 2004
Sold by
Trier K A
Bought by
Trier K A Trust

Purchase Details

Closed on
Jun 1, 2004
Sold by
Psetas J M Trust
Bought by
Trier K A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.39%
Mortgage Type
Balloon

Purchase Details

Closed on
Sep 25, 2003
Sold by
Psetas J M
Bought by
Psetas J M Trust

Purchase Details

Closed on
May 4, 2001
Sold by
Gill B K and H K
Bought by
Psetas J M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,825
Interest Rate
7.23%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $264,900 Diversified National Title
Warranty Deed $232,000 Title Resource Agency
Warranty Deed $232,000 Title Resource Agency
Warranty Deed $127,000 --
Deed -- --
Deed -- --
Interfamily Deed Transfer -- --
Deed $180,000 --
Warranty Deed $180,000 --
Deed -- --
Interfamily Deed Transfer -- --
Deed $173,500 --
Warranty Deed $173,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $185,600 New Conventional
Previous Owner $89,000 New Conventional
Previous Owner $100,358 Stand Alone Refi Refinance Of Original Loan
Previous Owner $101,600 Purchase Money Mortgage
Previous Owner $80,000 Balloon
Previous Owner $164,825 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Sold $264,900 0.0% $131 / Sq Ft
04/30/2025 04/30/25 Pending -- -- --
04/25/2025 04/25/25 For Sale $264,900 0.0% $131 / Sq Ft
04/06/2025 04/06/25 Pending -- -- --
03/26/2025 03/26/25 For Sale $264,900 +14.2% $131 / Sq Ft
11/18/2024 11/18/24 Sold $232,000 -6.8% $115 / Sq Ft
10/25/2024 10/25/24 Pending -- -- --
09/12/2024 09/12/24 For Sale $249,000 -- $123 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,771 $102,100 $0 $0
2023 $1,686 $95,600 $0 $0
2022 $2,955 $76,400 $0 $0
2021 $2,729 $73,300 $0 $0
2020 $2,668 $71,300 $0 $0
2019 $2,562 $73,200 $0 $0
2018 $1,255 $71,400 $0 $0
2017 $2,215 $70,400 $0 $0
2016 $2,190 $70,600 $0 $0
2014 $1,964 $74,200 $0 $74,200
2013 -- $69,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50155194

Michigan Multiple Listing Service

APN: 23124091239000