NOT LISTED FOR SALE

3902 Granite St Terrell, NC 28682

Estimated Value: $1,117,000 - $1,272,000

4 Beds
3 Baths
3,490 Sq Ft
$348/Sq Ft Est. Value

Last Sold September 12, 2023

Last sale price $1,130,000 $324 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $6,814/month

Highlights

  • Docks
  • Pier
  • Boat Slip
  • Sherrills Ford Elementary School Rated A-
  • Boat Lift
  • Waterfront

About This Home

As of September 2023

Waterfront sanctuary! The long driveway leads you through a park-like setting to your lakefront home. As the sun rises over Lake Norman, step on the deck to be mesmerized by the views. The private dock with boat lift offers a perfect gateway to explore the wonders of the lake at your leisure. Inside the open layout invites natural light. The kitchen is equipped with stainless appliances including an induction range. The split bedroom plan has 3 bedrooms on main and a guest bedroom in the basement ensuring everyone a private haven. This well-appointed ranch home boasts nearly 3500 sf of living space plus a basement workshop. Some recent updates: Roof, irrigation system, washer, dryer, frig & microwave-2016; boat dock & lift, HVAC, whole house air filter, water heater, dishwasher & porcelain tile in basement-2017; Induction range, reverse osmosis & ultraviolet water treatment system-2018; Composite plank deck-2019; septic pump-2021; Deep water cove close to shopping and restaurants.

Last Agent to Sell the Property

Ginny Barker

Keller Williams Unified License #252787 Listed on: 08/04/2023

Keller Williams Unified

Last Buyer's Agent

Kendra Kimball

EXP Realty LLC Ballantyne License #321036

EXP Realty LLC Ballantyne

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2000

Lot Details

  • Waterfront
  • Irrigation
  • Wooded Lot
  • Property is zoned R-30

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Workshop in Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Propane Fireplace
  • Insulated Windows
  • Window Screens
  • Entrance Foyer
  • Great Room with Fireplace
  • Storage
  • Water Views
  • Pull Down Stairs to Attic
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Self-Cleaning Convection Oven
  • Induction Cooktop
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Whirlpool Bathtub
  • Garden Bath

Laundry

  • Laundry Room
  • Washer and Dryer

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Workshop
  • Basement Storage

Outdoor Features

  • Pier
  • Boat Lift
  • Boat Slip
  • Docks
  • Deck
  • Covered Patio or Porch
  • Fire Pit

Schools

  • Sherrills Ford Elementary School
  • Mill Creek Middle School
  • Bandys High School

Utilities

  • Forced Air Heating and Cooling System
  • Air Filtration System
  • Heat Pump System
  • Heating System Uses Propane
  • Propane
  • Gas Water Heater
  • Water Softener
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 4617045328310000

Community Details

Overview

  • Somerset On Lake Norman Association
  • Built by Custom
  • Somerset On Lake Norman Subdivision, Custom Floorplan
  • Mandatory home owners association

Security

  • Card or Code Access

Home Details

Home Type

Single Family

Year Built

Built in 2000

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 2000
  • Restrictions: Subdivision
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 323.78
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Cable Prewire, Entrance Foyer, Garden Tub, Open Floorplan, Pantry, Split Bedroom, Storage, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Whirlpool
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2471
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 282
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 282
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Range, Filtration System, Gas Water Heater, Induction Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven, Washer, Washer/Dryer, Water Softener
  • Other Equipment: Fuel Tank(s)
  • Above Grade Finished Sq Ft: 2471
  • Has Basement: Basement Garage Door, Basement Shop, Exterior Entry, Finished, Interior Entry, Storage Space, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1019
  • Door Features: Screen Door(s)
  • Fireplace Features: Gas Log, Great Room, Propane
  • Living Area: 3490
  • Window Features: Insulated Window(s)
  • Bedroom Main: 3
  • Bedroom Basement: 1
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Fire Pit, Dock, In-Ground Irrigation
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Lift, Boat Slip (Deed), Dock, Pier
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Covered, Deck, Patio, Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Basement, Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Shop, Keypad Entry

Utilities

  • Heating: Forced Air, Heat Pump, Propane
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room, Main Level, Sink
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Available, Electricity Connected, Propane
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 225
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Somerset on Lake Norman
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 225.00

Schools

  • Middle Or Junior School: Mill Creek
  • HOA Subject To: Required

Lot Info

  • Lot Features: Wooded, Views, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 4617045328310000
  • Development Status: Completed
  • Lot Size: 92'WFx366'x91'Rx354'
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R-30

Building Info

  • Builder Name: Custom

MLS Schools

  • Elementary School: Sherrills Ford
  • High School: Bandys

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2023
Closed on
Sep 12, 2023
Sold by
Campbell Daniel D and Campbell Barbara P
Bought by
Pendleton Kermit Clay and Ricks Pendleton Carole
Seller's Agent
Ginny Barker
Keller Williams Unified
Buyer's Agent
Kendra Kimball
EXP Realty LLC Ballantyne
List Price
$1,000,000
Sold Price
$1,130,000
Premium/Discount to List
$130,000
13%
Views
7
Current Estimated Value
$1,215,914

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$85,914
Avg. Annual Appreciation
3.28%
Original Mortgage
$290,687
Outstanding Balance
$62,205
Interest Rate
6.9%
Estimated Equity
$1,153,709

Purchase Details

Closed on
Mar 4, 2016
Sold by
Perry Steve E and Perry Diana D
Bought by
Campbell Daniel D and Campbell Barbara P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$456,000
Interest Rate
3.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 2, 1999
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pendleton Kermit Clay $1,130,000 None Listed On Document
Campbell Daniel D $570,000 Attorney
-- $74,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pendleton Kermit Clay $290,687
Open Pendleton Kermit Clay $726,200
Previous Owner Campbell Daniel D $456,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/12/2023 09/12/23 Sold $1,130,000 +13.0% $324 / Sq Ft
08/05/2023 08/05/23 Pending -- -- --
08/04/2023 08/04/23 For Sale $1,000,000 -- $287 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,091 $1,033,800 $279,700 $754,100
2024 $5,091 $1,033,800 $279,700 $754,100
2023 $4,833 $623,200 $198,100 $425,100
2022 $4,394 $623,200 $198,100 $425,100
2021 $4,394 $623,200 $198,100 $425,100
2020 $4,394 $623,200 $198,100 $425,100
2019 $4,401 $624,200 $0 $0
2018 $3,661 $534,400 $176,300 $358,100
2017 $3,661 $0 $0 $0
2016 $3,661 $0 $0 $0
2015 $2,801 $534,420 $176,300 $358,120
2014 $2,801 $466,800 $175,600 $291,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4047502

Canopy MLS (Canopy Realtor® Association)

APN: 4617045328310000