$397,500
PENDING

3904 98th St Urbandale, IA 50322

Estimated payment $2,650/month

Total Views 358
3 Beds
2.5 Baths
1,693 Sq Ft
$235 Price per Sq Ft

Highlights

  • Spa
  • Sun or Florida Room
  • Eat-In Kitchen
  • Wood Flooring
  • No HOA
  • Patio

About This Home

Welcome to this beautifully updated split-level in the heart of Urbandale! The current owners reimagined the main level by removing a dividing wall and expanding the living area—now featuring a dining space and kitchen w/ hardwood flooring, soft-close cabinetry, a massive island w/ storage, and sleek countertops. The upper level hosts the primary suite w/ wainscoting, a walk-in closet + custom shelving, and spa-like 3⁄4 bath complete with heated tile floors, dual vanities, back-lit mirror, and tiled shower. Two additional BRs and a full bath with hex tile and raised vanity complete this level. The living room is anchored by a wood-burning fireplace and built-in speakers, while the 3-season room offers hardwood flooring and slider to a paver patio overlooking the magical 0.41-acre backyard with mature trees, lush plantings, and a saltwater hot tub. The impressive 24x24 det garage incl a gas heater, epoxy floors, interior/exterior speakers, walk-up storage, and a brand-new concrete drive. The attached 2-car garage also has epoxy floors for easy maintenance. Bonus backyard shed! The lower level is finished with a second living space, additional storage, and radon mitigation system. Main level laundry + half bath. Major updates include renovations (2018-21), roof ('21), new carpet ('21), and upgraded 200-amp electrical service. Conveniently located near shopping, parks, and quick interstate access—this home is move-in ready and designed for both everyday living and entertaining!

Listing Agent

Megan Hill Mitchum

Century 21 Signature Listed on: 08/26/2025

Century 21 Signature

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,014

Year Built

  • Built in 1990

Lot Details

  • 0.42 Acre Lot
  • Property is Fully Fenced
  • Wood Fence
  • Pie Shaped Lot

Home Design

  • Split Level Home
  • Asphalt Shingled Roof
  • Stone Siding
  • Cement Board or Planked

Interior Spaces

  • 1,693 Sq Ft Home
  • Wood Burning Fireplace
  • Family Room Downstairs
  • Dining Area
  • Sun or Florida Room
  • Finished Basement

Kitchen

  • Eat-In Kitchen
  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 4 Garage Spaces | 2 Attached and 2 Detached
  • Driveway

Outdoor Features

  • Spa
  • Patio
  • Outdoor Storage

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 312/00315-513-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,014

Year Built

Built in 1990

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Subtype: Residential
  • Style: Split Level
  • Lp Amt Sq Ft: 234.79
  • Natl Assocof Home Builders: No
  • Year Built: 1990
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Fireplace: Wood
  • Fireplaces: 1
  • Interior Amenities: 1st Flr Laundry, Carpeting, Hardwood Floors, Tile Floors
  • Total Bathrooms: 3.00
  • Full Bathrooms: 1
  • Second Floor Full Bathrooms: 1
  • Half Bathrooms: 1
  • First Floor Half Bathrooms: 1
  • Partial Bath Total: 1
  • Partial Bath 2nd Floor: 1
  • Basement Description: Finished
  • Sq Ft Bsmt: 494
  • Sq Ft Fin Bsmt: 300
  • Dining Room: Dining Areas, Eat In Kitchen
  • Family Room: Lower Level
  • Other Rooms: 3 Season
  • Included Items: Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer
  • Living Area Sq Ft: 1693
  • Total Sq Ft: 1693

Exterior Features

  • Exterior: Cement Board, Stone
  • Exterior Features: Exterior Storage Shed, Fully Fenced Yard, Hot Tub, Open Patio
  • Fence Type: Wood
  • Foundation: Poured
  • Roof: Asphalt Shingle
  • Street Feature: Concrete
  • Trim: Paint

Garage/Parking

  • Driveway: Concrete
  • Garage Sq Ft: 976
  • Garage: 2 Attached, 2 Detached
  • Garage Parking Stalls: 4

Utilities

  • Sewer: City
  • Water: City
  • Air Conditioner: Central
  • Heat: Gas Forced Air

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Urbandale

Lot Info

  • Acres: 0.4190
  • Lot S F: 18237
  • Lot Shape: Pie
  • Assessor Parcel Number: 312/00315-513-000
  • Zoning: Res

Green Features

  • Additional Green Features: No
  • ENERGYSTAR qualified New Home: No
  • HERS Rating: No
  • Leed For Homes: No
  • Solar: No

Multi Family

  • Geo Solar Thermal: No

Tax Info

  • Gross Taxes: 6014.31
  • Net Taxes: 6014.31

MLS Schools

  • School District: Urbandale

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,830 $321,900 $85,700 $236,200
2023 $5,534 $321,900 $85,700 $236,200
2022 $5,470 $257,900 $70,600 $187,300
2021 $5,516 $257,900 $70,600 $187,300
2020 $5,424 $246,900 $67,400 $179,500
2019 $5,194 $246,900 $67,400 $179,500
2018 $5,006 $225,900 $60,600 $165,300
2017 $4,520 $225,900 $60,600 $165,300
2016 $4,404 $209,000 $55,000 $154,000
2015 $4,404 $209,000 $55,000 $154,000
2014 $4,084 $192,800 $50,000 $142,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Pending -- -- --
08/26/2025 08/26/25 For Sale $397,500 +69.9% $235 / Sq Ft
11/13/2015 11/13/15 Sold $234,000 -0.4% $138 / Sq Ft
11/13/2015 11/13/15 Pending -- -- --
09/29/2015 09/29/15 For Sale $234,900 +6.8% $139 / Sq Ft
09/25/2013 09/25/13 Sold $220,000 +2.3% $130 / Sq Ft
08/26/2013 08/26/13 Pending -- -- --
08/06/2013 08/06/13 For Sale $215,000 -- $127 / Sq Ft
Source: Des Moines Area Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $253,000 None Available
Warranty Deed $234,000 None Available
Warranty Deed $220,000 None Available
Warranty Deed $167,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $229,789 VA
Closed $255,855 VA
Previous Owner $350,000 Future Advance Clause Open End Mortgage
Previous Owner $209,000 New Conventional
Previous Owner $31,000 Credit Line Revolving
Previous Owner $134,000 No Value Available
Source: Public Records

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Source: Des Moines Area Association of REALTORS®

MLS Number: 725069

Des Moines Area Association of REALTORS®

APN: 312-00315513000