$514,000
SOLD AUG 27, 2025

3905 Cove Rd Columbus, IN 47203

5 Beds
4 Baths
4,146 Sq Ft
0.31 Acres

Recently Sold

$124 Per Sq Ft

2% Below List Price

29 Days on Market

Highlights

  • Lake Front
  • Lake Privileges
  • Formal Dining Room
  • Water Access
  • Mature Trees
  • Double Oven

About This Home

As of August 2025

Incredible waterfront property with views and comfort abound as you step into the warm welcome of this lovely 5-bedroom, 4-bathroom home. The interior is brightened by generous natural light stimming from the kitchen which brims with stylish functionality, culinary endeavors are a pleasure! The kitchen connects seamlessly onto the dining room, family room, and expansive All seasons room. Exceptional granite countertops are in the classic island configuration, offering wraparound workspace. The centerpiece of the family room is a wood burning fireplace that attracts with its crackling warmth. The primary bedroom's ensuite bathroom brings in double sinks, jetted tub, and linen closet. The other 4 quiet bedrooms offer space and distance. The finished walkout basement, conveniently outfitted with a full bathroom, is currently in use as a multi-purpose room and is easily reconfigurable to suit your vision. Whether you are approaching the house or looking out from within, the attractively landscaped yard is a daily pleasure. The newly stained deck is the perfect platform for the maestro chef wanting to watch both the grill and their beachfront to the lake. From the front door on a quiet, low-traffic street bordered by sidewalks and trees, the home is just a short drive to the invigorating stir of town and all the local shopping. This delightful home is a notable find in the Sandy Hook development.

Last Agent to Sell the Property

Jeff Finke

RE/MAX Real Estate Prof License #RB14019243 Listed on: 07/10/2025

RE/MAX Real Estate Prof

Co-Listed By

Nick Rosenberg

RE/MAX Real Estate Prof License #RB21001247

Last Buyer's Agent

Zane Wischmeier

eXp Realty LLC License #RB16000321

eXp Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,218

Year Built

  • Built in 1971

Lot Details

  • 0.31 Acre Lot
  • Lake Front
  • Mature Trees

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Property Views

  • Lake
  • Neighborhood

Home Design

  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • 2-Story Property
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Ceramic Tile Flooring
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Gas Cooktop
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms

Finished Basement

  • Partial Basement
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Laundry in Basement
  • Crawl Space
  • Basement Storage

Outdoor Features

  • Water Access
  • Lake Privileges

Schools

  • L F Smith Elementary School
  • Central Middle School
  • Columbus East High School

Utilities

  • Central Air
  • Baseboard Heating
  • Gas Water Heater

Community Details

  • Sandy Hook Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Tax Lot 36
  • Assessor Parcel Number 039617440002000005
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,218

Year Built

Built in 1971

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Other
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2025
  • Year Built: 1971
  • Building Area Total: 4146
  • Co List Office Phone: 812-372-2200
  • Garage Y N: Yes
  • Lot Size Acres: 0.31
  • Subdivision Name: Sandy Hook
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Daylight, Exterior Entry, Finished, Finished Walls, Interior Entry, Partial, Storage Space, Walk-Out Access
  • Appliances: Gas Cooktop, Dishwasher, Gas Water Heater, MicroHood, Double Oven, Refrigerator, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1077
  • Fireplace Features: Family Room, Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Built-in Features, Entrance Foyer, Hi-Speed Internet Availbl, Eat-in Kitchen, Smart Thermostat
  • Living Area: 4146
  • Other Equipment: Smoke Alarm, Sump Pump
  • Areas Interior: Laundry in Unit
  • Eating Area: Formal Dining Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 1992
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Kitchen Features: Kitchen Updated
  • Upper Level Sq Ft: 1077
  • Rooms Basement: 3

Exterior Features

  • Construction Materials: Brick, Shingle Siding
  • Foundation Details: Block, Crawl Space
  • List Price: 525000
  • Patio And Porch Features: Deck
  • View: Lake, Neighborhood, Water
  • View Y N: Yes
  • Waterfront Features: Lake Privileges, Lake Front, Water Access, Water View, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached, Concrete, Garage Door Opener, Garage Faces Side, Storage
  • Fuel: No Fuel Source
  • Garage Sq Ft: 529

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Baseboard
  • Laundry Features: In Unit, Connections All, In Basement
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Fee: 400
  • Association Fee Frequency: Annually
  • Association YN: Yes
  • H O A Disclosures: Covenants & Restrictions

Schools

  • Middle Or Junior School: Central Middle School

Lot Info

  • Lot Features: Sidewalks, Mature Trees
  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 13299
  • Parcel Number: 039617440002000005
  • Acres: 1/4-1/2 Acre
  • Price Acre: 1658065

Tax Info

  • Tax Annual Amount: 4218
  • Tax Lot: 36
  • Semi Annual Property Tax Amt: 2109
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: L F Smith Elementary
  • High School: Columbus East High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 3, 2012
Sold by
Ramsey Steve and Ramsey Sally
Bought by
Padalkar Shama T and Padalkar Tushar

Purchase Details

Closed on
Aug 31, 2005
Sold by
Cody John E and Cody Olivia Ercell
Bought by
Ramsey Sally and Ramsey Steve

Purchase Details

Closed on
Jun 5, 2000
Sold by
Gordon Miriam E
Bought by
Cody John E and Cody Olivia Ercell
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $289,000 Stewart Title Company
Warranty Deed -- Attorney
Warranty Deed $240,000 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2025 08/27/25 Sold $514,000 -2.1% $124 / Sq Ft
08/08/2025 08/08/25 Pending -- -- --
07/10/2025 07/10/25 For Sale $525,000 -- $127 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,217 $371,400 $61,600 $309,800
2023 $3,396 $298,900 $61,600 $237,300
2022 $3,309 $289,100 $61,600 $227,500
2021 $2,869 $249,900 $34,600 $215,300
2020 $2,785 $243,200 $34,600 $208,600
2019 $2,529 $236,800 $34,600 $202,200
2018 $3,438 $258,200 $52,800 $205,400
2017 $2,708 $247,900 $52,800 $195,100
2016 $2,655 $242,400 $47,300 $195,100
2014 $2,732 $249,900 $47,300 $202,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22049999

MIBOR Broker Listing Cooperative®

APN: 03-96-17-440-002.000-005