3905 Locke St Covington, KY 41015
West Latonia NeighborhoodEstimated payment $1,472/month
Highlights
- Deck
- No HOA
- Stainless Steel Appliances
- Traditional Architecture
- Formal Dining Room
- Wood Frame Window
About This Home
Welcome home to this wonderfully maintained 3-bedroom property that blends comfort and charming character. Inside, you'll find a spacious second living room addition, perfect for relaxing, entertaining, or creating a cozy retreat. The fully fenced, generous yard offers plenty of space for gatherings, play, or quiet outdoor enjoyment, while off-street parking adds everyday convenience. A quirky, finished attic provides a unique bonus space ideal for a reading nook or creative studio. With its inviting layout and standout features, this home offers both functionality and personality, ready to welcome you home. Sellers are even offering a home warranty from Achosa!
Home Details
Home Type
- Single Family
Year Built
- Built in 1920
Lot Details
- 5,250 Sq Ft Lot
- Lot Dimensions are 50 x 105
- Privacy Fence
- Wood Fence
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
Interior Spaces
- 1,605 Sq Ft Home
- 3-Story Property
- Woodwork
- Crown Molding
- Wood Burning Fireplace
- Brick Fireplace
- Wood Frame Window
- Aluminum Window Frames
- Entryway
- Family Room
- Living Room
- Formal Dining Room
- Concrete Flooring
- Storage In Attic
- Electric Dryer Hookup
Kitchen
- Gas Oven
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 3 Bedrooms
Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- Driveway
- Off-Street Parking
Outdoor Features
- Deck
- Exterior Lighting
Schools
- Latonia Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Window Unit Cooling System
- Hot Water Heating System
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number 056-14-13-008.00
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,226 | $168,000 | $10,000 | $158,000 |
| 2024 | $2,209 | $168,000 | $10,000 | $158,000 |
| 2023 | $2,238 | $168,000 | $10,000 | $158,000 |
| 2022 | $2,219 | $168,000 | $10,000 | $158,000 |
| 2021 | $3,002 | $158,000 | $10,000 | $148,000 |
| 2020 | $2,425 | $158,000 | $10,000 | $148,000 |
| 2019 | $2,105 | $134,900 | $10,000 | $124,900 |
| 2018 | $2,148 | $134,900 | $10,000 | $124,900 |
| 2017 | $2,179 | $134,900 | $10,000 | $124,900 |
| 2015 | $2,454 | $120,000 | $10,000 | $110,000 |
| 2014 | $2,313 | $120,000 | $10,000 | $110,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/11/2026 01/11/26 | Pending | -- | -- | -- |
| 01/08/2026 01/08/26 | For Sale | $245,900 | -- | $153 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $158,000 | Agility Closing & Title Svcs | |
| Deed | $134,900 | Attorney | |
| Deed | $120,000 | None Available | |
| Deed | $133,500 | Kentucky Land Title Agency | |
| Warranty Deed | $117,500 | Ati Title Agency | |
| Deed | $98,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $155,138 | FHA | |
| Previous Owner | $132,456 | FHA | |
| Previous Owner | $96,000 | Purchase Money Mortgage | |
| Previous Owner | $93,450 | Fannie Mae Freddie Mac | |
| Previous Owner | $115,684 | FHA | |
| Previous Owner | $63,500 | New Conventional |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 639061
APN: 056-14-13-008.00
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