3908 S Union St Des Moines, IA 50315
Watrous Heights NeighborhoodEstimated Value: $133,000 - $162,000
2
Beds
1
Bath
960
Sq Ft
$154/Sq Ft
Est. Value
Highlights
- No HOA
- Bungalow
- Carpet
- Shades
- Forced Air Heating and Cooling System
About This Home
As of March 2020960 SF living space under $100,000 makes this the best deal in the area right now!! Centrally located on the southwest side of DM, just a block from elementary school. A good portion of home interior has just been painted and new flooring in the bathroom. You'll love this natural light filled home with large kitchen, perfect for entertaining with a deck just outside the door. Good size living room and 2 bedrooms with a full bath. 1 car garage just a few steps from the back door and laundry just off the steps down to basement. All kitchen appliances and washer/dryer included. Great opportunity here. Ask your agent about applying for NFC mortgage/grant $ to use for a fence or other upgrades towards this home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,346
Year Built
- Built in 1907
Lot Details
- 7,744
Home Design
- Bungalow
- Block Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- 960 Sq Ft Home
- Shades
- Unfinished Basement
Kitchen
- Stove
- Dishwasher
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Parking
- 1 Car Detached Garage
- Driveway
Additional Features
- 7,744 Sq Ft Lot
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 01001877003000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 10, 2020
Closed on
Mar 11, 2020
Sold by
Lewis Luke
Bought by
Vanegas Teresa Gallegos
Seller's Agent
Tracey Bills
RE/MAX Concepts
Buyer's Agent
Julio Calvo
RE/MAX Precision
List Price
$97,000
Sold Price
$94,500
Premium/Discount to List
-$2,500
-2.58%
Total Days on Market
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,887
Avg. Annual Appreciation
9.29%
Original Mortgage
$89,422
Outstanding Balance
$80,711
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$69,279
Purchase Details
Closed on
Apr 7, 2008
Sold by
Federal National Mortgage Association
Bought by
Lewis Luke
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,900
Interest Rate
6.32%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 22, 2005
Sold by
Figgins Mary R and Figgins Randy L
Bought by
Ellis Samuel A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,500
Interest Rate
6.01%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Aug 25, 2003
Sold by
Eginoire Bud G and Eginoire Sherryl J
Bought by
Figgins Randy L and Figgins Mary R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,800
Interest Rate
3.87%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Des Moines, IA
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Vanegas Teresa Gallegos | $94,500 | None Available | |
| Lewis Luke | -- | None Available | |
| Ellis Samuel A | $96,000 | -- | |
| Figgins Randy L | $80,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Vanegas Teresa Gallegos | $89,422 | |
| Previous Owner | Lewis Luke | $44,098 | |
| Previous Owner | Lewis Luke | $47,900 | |
| Previous Owner | Ellis Samuel | $5,184 | |
| Previous Owner | Ellis Samuel A | $96,500 | |
| Previous Owner | Figgins Randy L | $64,800 | |
| Closed | Figgins Randy L | $15,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/13/2020 03/13/20 | Sold | $94,500 | -2.6% | $98 / Sq Ft |
| 03/13/2020 03/13/20 | Pending | -- | -- | -- |
| 02/10/2020 02/10/20 | For Sale | $97,000 | -- | $101 / Sq Ft |
Source: Des Moines Area Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,512 | $127,700 | $29,000 | $98,700 |
| 2023 | $2,402 | $127,700 | $29,000 | $98,700 |
| 2022 | $2,384 | $101,900 | $23,900 | $78,000 |
| 2021 | $2,250 | $101,900 | $23,900 | $78,000 |
| 2020 | $2,110 | $90,200 | $21,200 | $69,000 |
| 2019 | $1,916 | $90,200 | $21,200 | $69,000 |
| 2018 | $1,890 | $79,800 | $18,500 | $61,300 |
| 2017 | $1,726 | $79,800 | $18,500 | $61,300 |
| 2016 | $1,676 | $72,300 | $16,700 | $55,600 |
| 2015 | $1,676 | $72,300 | $16,700 | $55,600 |
| 2014 | $1,574 | $70,400 | $16,000 | $54,400 |
Source: Public Records
Agents Affiliated with this Home
-
Tracey Bills
Seller's Agent in 2020
Tracey Bills
RE/MAX
1 in this area
63 Total Sales
-
Julio Calvo
Buyer's Agent in 2020
Julio Calvo
RE/MAX
(515) 339-1035
2 in this area
102 Total Sales
Map
Source: Des Moines Area Association of REALTORS®
MLS Number: 598805
APN: 010-01877003000
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