NOT LISTED FOR SALE

3909 Natchez Trace Dr Saint Cloud, FL 34769

Estimated Value: $314,322 - $348,000

3 Beds
2 Baths
1,256 Sq Ft
$265/Sq Ft Est. Value

Last Sold February 21, 2020

Last sale price $220,000 $175 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $2,061/month

26 Days on Market

Highlights

  • Cathedral Ceiling
  • Eat-In Kitchen
  • Ceramic Tile Flooring
  • 2 Car Attached Garage
  • Walk-In Closet
  • Sliding Doors

About This Home

As of February 2020

Gorgeous Florida home to own under $230k and ready to move in. This beautifully kept home has 3 bedrooms and 2 bath split plan design. Kitchen is updated with custom cabinets and granite counter tops. Tile throughout home with 2 rooms having laminate. One of a few homes in the subdivision with a large back yard for family entertainment, also has orange tree, mango tree and Avocado tree for your fresh fruit picking. At this price it will not last long on the market hurry before you lose your chance. Located in St. Cloud this home is just a short drive from all Disney Area Parks, I-Drive, Universal Orlando, Orlando International Airport, The Loop and Medical City/Lake Nona. Quiet community with low HOA!!! Easy Showing.

Last Agent to Sell the Property

Charisse Marin Landrua

THE LANDRUA GROUP REAL ESTATE INC License #3382516 Listed on: 12/29/2019

Last Buyer's Agent

Holly Wolfer

LPT REALTY, LLC License #3328122

LPT REALTY, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $634

Year Built

  • Built in 1989

Lot Details

  • 7,623 Sq Ft Lot
  • East Facing Home
  • Property is zoned SPUD

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Carport Spaces

Home Design

  • Slab Foundation
  • Shingle Roof
  • Siding

Interior Spaces

  • 1,256 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Sliding Doors

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • Natchez Trace Homeowner's Association, Inc Association
  • Natchez Trace Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$634

Year Built

Built in 1989

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Siding
  • Fireplace: No
  • Living Area: 1256
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 1989
  • Lot Size Sq Ft: 7623
  • Directions to Property: Go east on 192 to Old Canoe Creek(south on Old Canoe Creek) to Muller Rd. (east on Muller) to Natchez Trace Dr.(south on Natchez Trace Dr) Home on left.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5028038?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5028038?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.98655
  • Price per Sq Ft: 175.16
  • Close to Original List Price Ratio: 0.98655
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2018
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eating Space In Kitchen, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Street Number Modifier: 3909
  • Room Count: 3
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: East
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12097C0252G

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Cable Available, Public
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Association Name: Natchez Trace Homeowner's Association, Inc
  • Phone: Jose Feliciano
  • Association: Yes
  • Senior Community: No
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 200
  • Monthly HOA Fee: 16.67
  • Total Monthly Fees: 16.67

Lot Info

  • Zoning: SPUD
  • Parcel Number: 09-26-30-0560-0001-0230
  • Additional Parcels: No
  • Flood Zone Code: X
  • Flood Zone Date: 2013-06-18
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 634
  • Tax Block: 1
  • Tax Book Number: 5-105-106
  • Tax Lot: 23

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 29, 2019
Closed on
Feb 20, 2020
Sold by
Cote Ruth F
Bought by
Habowski Brandon and Irizarry Astrid
Seller's Agent
Charisse Marin Landrua
THE LANDRUA GROUP REAL ESTATE INC
Buyer's Agent
Holly Wolfer
LPT REALTY, LLC
List Price
$223,000
Sold Price
$220,000
Premium/Discount to List
-$3,000
-1.35%
Current Estimated Value
$332,331

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$112,331
Avg. Annual Appreciation
7.88%
Original Mortgage
$216,015
Outstanding Balance
$197,046
Interest Rate
5.12%
Mortgage Type
FHA
Estimated Equity
$137,296

Purchase Details

Listed on
Feb 2, 2018
Closed on
Mar 15, 2018
Sold by
Rivera Laura
Bought by
Cote Ruth E
Seller's Agent
Judy Maddock
COLDWELL BANKER REALTY
Buyer's Agent
Charisse Marin Landrua
THE LANDRUA GROUP REAL ESTATE INC
List Price
$194,999
Sold Price
$190,000
Premium/Discount to List
-$4,999
-2.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%
Original Mortgage
$186,558
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Listed on
Feb 2, 2018
Closed on
Mar 12, 2018
Sold by
Sanchez Carlos and The Estate Of Kristina E Rojas
Bought by
Cote Ruth E
Seller's Agent
Judy Maddock
COLDWELL BANKER REALTY
Buyer's Agent
Charisse Marin Landrua
THE LANDRUA GROUP REAL ESTATE INC
List Price
$194,999
Sold Price
$190,000
Premium/Discount to List
-$4,999
-2.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,558
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
May 26, 2004
Sold by
Rivera Arnaldo
Bought by
Rivera Laura and Rojas Kristina E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,840
Interest Rate
5.98%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 13, 2002
Sold by
Dept Housing & Urban Dev Wa D C
Bought by
Rivera Arnaldo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,250
Interest Rate
6.07%

Purchase Details

Closed on
Sep 10, 2002
Sold by
Mers
Bought by
Housing & Urban Dev

Purchase Details

Closed on
Aug 20, 2002
Sold by
Clerk Circuit Court
Bought by
Mers and Chase Manhattan Mtg Corp

Purchase Details

Closed on
Aug 7, 2002
Sold by
Clerk Circuit Court
Bought by
Mers

Purchase Details

Closed on
Aug 7, 2000
Sold by
Chabad Lubavitch Hawaii Inc
Bought by
Cordell Clarence E and Cordell Kelly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,207
Interest Rate
8.23%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 14, 2000
Sold by
Dept Housing & Urban Dev
Bought by
Chabad Lubavitch Hi Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,300
Interest Rate
7.9%

Purchase Details

Closed on
Oct 15, 1999
Sold by
1St Nationwide Mtg Corp
Bought by
Housing & Urban Dev
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Habowski Brandon $220,000 First American Title Ins Co
Cote Ruth E -- Sunbelt Title Agency
Cote Ruth E $190,000 Sunbelt Title Agency
Rivera Laura $43,714 Turnkey Title
Rivera Arnaldo $98,100 --
Housing & Urban Dev -- --
Mers -- --
Mers -- --
Cordell Clarence E $92,000 --
Chabad Lubavitch Hi Inc $65,700 --
Housing & Urban Dev -- --
1St Nationwide Mtg Corp -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Habowski Brandon $216,015
Closed Habowski Brandon $7,700
Previous Owner Cote Ruth E $186,558
Previous Owner Rivera Laura $101,840
Previous Owner Rivera Arnaldo $88,250
Previous Owner Cordell Clarence E $91,207
Previous Owner Chabad Lubavitch Hi Inc $62,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/21/2020 02/21/20 Sold $220,000 -1.3% $175 / Sq Ft
01/22/2020 01/22/20 Pending -- -- --
01/12/2020 01/12/20 For Sale $223,000 0.0% $178 / Sq Ft
01/05/2020 01/05/20 Pending -- -- --
12/27/2019 12/27/19 For Sale $223,000 +17.4% $178 / Sq Ft
03/15/2018 03/15/18 Sold $190,000 -2.6% $151 / Sq Ft
02/12/2018 02/12/18 Pending -- -- --
02/11/2018 02/11/18 For Sale $194,999 0.0% $155 / Sq Ft
02/07/2018 02/07/18 Pending -- -- --
02/02/2018 02/02/18 Price Changed $194,999 -33.9% $155 / Sq Ft
02/02/2018 02/02/18 For Sale $294,999 -- $235 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,808 $204,011 -- --
2023 $2,808 $198,069 $0 $0
2022 $2,706 $192,300 $42,000 $150,300
2021 $3,262 $176,800 $42,000 $134,800
2020 $2,156 $158,258 $0 $0
2019 $2,121 $154,700 $35,000 $119,700
2018 $634 $74,105 $0 $0
2017 $641 $72,581 $0 $0
2016 $638 $71,089 $0 $0
2015 $652 $70,595 $0 $0
2014 $653 $70,035 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5028038

Stellar MLS

APN: 09-26-30-0560-0001-0230