$1,265,000
$275K PRICE INCREASE

3909 Saddle Creek Blvd Denison, TX 75020

Estimated payment $7,882/month

Total Views 64,437
4 Beds
2.5 Baths
3,017 Sq Ft
$419 Price per Sq Ft

Highlights

  • Open Floorplan
  • Traditional Architecture
  • Corner Lot
  • Denison High School Rated A-
  • Cathedral Ceiling
  • Private Yard

About This Home

Extensive Thought and Meticulous Attention to Detail are evident throughout this Rare Available Sought-after One-Level Home.

Luxurious Custom Home situated in the Prestigious Saddle Creek community offers unparalleled living in Exclusivity and Privacy.

Premier Safe Location, Saddle Creek is highly desirable for All Ages.

Energy Efficient Home with Low-Cost Utilities located on the Most Dependable Electrical Grid and Minimum Lawn Care.

Walk-in Kitchen Pantry and Bedroom Closets give this home Extra Storage Space.

The Expansive Four-Car Garage is Oversized for all those extras.

Amenities of a Million-Dollar Home for Under one-million dollars.

Enchanting Outdoor Area Settings in the Front and Back make Entertaining comfortable and enjoyable.

Beautiful Views of Sunrises and Sunsets from the Highest Elevation in the area on Four Outdoor Settings are Spectacular.

Conveniently Located for Travel inside Grayson County and only a few minutes away from Lake Texoma.
Welcome to your dream home in the serene gated community of Saddle Creek where luxury meets practicality on a spacious lot. This exquisite home with 4 bedrooms, 3 full , 1 and half baths span an impressive 4733.5 square feet total slab area 3017 sq heated and cooled, offering abundant space for all your needs and desires. Step inside to discover custom craftsmanship at every turn with exceptionally low utilities averaging under $300 electric, gas, water per month.

Listing Agent

Debbie Hudnall

PARAGON, REALTORS Brokerage Phone: 903-893-8174 License #0475849 Listed on: 03/12/2025

PARAGON, REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,825

Year Built

  • Built in 2020

Lot Details

  • 0.58 Acre Lot
  • Gated Home
  • Wrought Iron Fence
  • High Fence
  • Wood Fence
  • Landscaped
  • Corner Lot
  • Level Lot
  • Sprinkler System
  • Few Trees
  • Private Yard

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Lighted Parking
  • Side Facing Garage
  • Epoxy
  • Garage Door Opener
  • Driveway
  • Additional Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 3,017 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wired For Data
  • Dry Bar
  • Woodwork
  • Cathedral Ceiling
  • Chandelier
  • Fireplace Features Blower Fan
  • ENERGY STAR Qualified Windows
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Luxury Vinyl Plank Tile

Kitchen

  • Eat-In Kitchen
  • Double Convection Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Cedar Closet
  • Walk-In Closet
  • Low Flow Plumbing Fixtures

Home Security

  • Security System Owned
  • Security Lights
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Hallway
  • Accessible Doors
  • Accessible Entrance

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Construction
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Insulation
  • Energy-Efficient Doors
  • Energy-Efficient Thermostat
  • Energy-Efficient Hot Water Distribution

Outdoor Features

  • Covered Patio or Porch
  • Covered Courtyard
  • Exterior Lighting
  • Rain Gutters

Schools

  • Hyde Park Elementary School
  • Denison High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Underground Utilities
  • Tankless Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • Association fees include management, maintenance structure
  • Saddle Creek Assoc. Association
  • Saddle Creek Add Ph One Subdivision
  • Greenbelt

Listing and Financial Details

  • Legal Lot and Block 1 / A
  • Assessor Parcel Number 381157

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,825

Year Built

Built in 2020

Lot Details

0

HOA Fees

$100 per month

Parking

4

Listing Details

  • OWNERNAME: Thomas Grooms
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional, Detached
  • Unit Levels: One
  • Accessibility Features: Accessible Full Bath, Grip-Accessible Features, Accessible Doors, Accessible Entrance, Accessible Hallway(s)
  • Security: Security System Owned, Security System, Carbon Monoxide Detector(s), Smoke Detector(s), Security Lights
  • Year Built Details: Preowned
  • Attribution Contact: 903-893-8174
  • Co List Office Mls Id: PARA00TO
  • Structure Type: House
  • Special Features: VirtualTour
  • Year Built: 2020

Interior Features

  • Square Footage: 3017.0
  • Fireplace Features: Blower Fan, Family Room, Gas Log, Living Room
  • Interior Amenities: Cedar Closet(s), Chandelier, Cathedral Ceiling(s), Dry Bar, Decorative/Designer Lighting Fixtures, Eat-in Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Smart Home, Cable TV, Wired for Data, Natural Woodwork, Walk-In Closet(s), Wired for Sound
  • Flooring: Luxury Vinyl Plank, Vinyl
  • Appliances: Some Gas Appliances, Convection Oven, Double Oven, Dishwasher, Gas Cooktop, Disposal, Microwave, Plumbed For Gas, Some Commercial Grade, Tankless Water Heater, Vented Exhaust Fan
  • Basement YN: No
  • Fireplaces: 1
  • Other Equipment: List Available

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Foundation: Slab
  • Community Features: Curbs, Sidewalks
  • Fencing: Gate, High Fence, Wood, Wrought Iron
  • Roof: Composition
  • Construction Materials: Brick, Rock, Stone
  • Exterior Features: Covered Courtyard, Courtyard, Lighting, Outdoor Living Area, Private Yard, Rain Gutters
  • Pool Features: None
  • Patio And Porch Features: Covered
  • RoadFrontageType: All Weather Road

Garage/Parking

  • Cooling System: Central Air, Electric, Zoned
  • Garage Spaces: 4.0
  • Total Covered Spaces: 4.0
  • Parking Features: Additional Parking, Concrete, Door-Multi, Driveway, Epoxy Flooring, Garage, Garage Door Opener, Kitchen Level, Lighted, Oversized, Garage Faces Side
  • Attached Garage YN: Yes
  • GarageYN: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Central, Natural Gas, Zoned
  • Utilities: Sewer Available, Underground Utilities, Water Available, Cable Available
  • Heating Yn: Yes

Condo/Co-op/Association

  • HOA Fee Includes: Association Management, Maintenance Structure
  • Association Fee: 600.0
  • Association Fee Frequency: Semi-Annually
  • Association Name: Saddle Creek Assoc.

Schools

  • Elementary School: Hyde Park
  • High School: Denison
  • Junior High Dist: Denison ISD

Green Features

  • GreenWaterConservation: Efficient Hot Water Distribution, Low-Flow Fixtures
  • Efficiency: Appliances, Construction, Doors, HVAC, Insulation, Lighting, Thermostat, Windows

Lot Info

  • PropertyAttachedYN: No
  • Lot Features: Corner Lot, Backs to Greenbelt/Park, Greenbelt, Landscaped, Level, Subdivision, Sprinkler System, Few Trees
  • Lot Size Units: Acres
  • Lot Size Area: 0.584
  • Parcel Number: 381157
  • Lot Size Acres: 0.584
  • Lot Size Sq Ft: 25439.04

Building Info

  • Year Built: 2020

Tax Info

  • TaxBlock: A
  • Tax Lot: 1
  • Tax Annual Amount: 10825.0

MLS Schools

  • MiddleOrJuniorSchool: Henry Scott

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,347 $606,471 -- --
2024 $12,809 $551,337 $0 $0
2023 $7,356 $501,215 $0 $0
2022 $10,826 $455,650 $0 $0
2021 $10,447 $414,227 $106,844 $307,383
2020 $5,008 $189,849 $99,467 $90,382
2019 $936 $34,018 $34,018 $0
2018 $944 $34,018 $34,018 $0
2017 $952 $34,018 $34,018 $0
2016 $952 $34,018 $34,018 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2025 08/25/25 Price Changed $1,265,000 +26.6% $419 / Sq Ft
07/08/2025 07/08/25 Price Changed $999,500 +11.1% $331 / Sq Ft
05/31/2025 05/31/25 Price Changed $899,500 -9.1% $298 / Sq Ft
03/12/2025 03/12/25 For Sale $990,000 -- $328 / Sq Ft
Source: North Texas Real Estate Information Systems (NTREIS)

Purchase History

Date Type Sale Price Title Company
Vendors Lien -- Alamo Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $591,200 Credit Line Revolving
Closed $488,000 New Conventional
Closed $480,842 Construction
Closed $480,842 Construction
Source: Public Records

About the Listing Agent

Debbie Hudnall

PARAGON, REALTORS

(430) 808-3791

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“Selling the American Dream” is Debbie’s goal and she accomplishes it every day. Debbie is one of the most passionate real estate agents you will meet in North Texas. She works from sunup to sundown (and later) to meet her clients’ every need.

While keeping pace with the strong real estate market in Grayson County, Debbie makes time to continue to give back to the Sherman community through volunteering and donations. Drawing upon a lengthy background in retail sales and management,

Debbie's Other Listings

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    • 4 Baths
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    Let this be your number one Pick, Exquisite residence in Saddle Creek, prominently positioned on an expansive corner lot with unparalleled and distinguished curb appeal. An Impressive entryway with double doors welcomes you to a formal dining area and a private office showcasing built-in shelving. The luminous living space boasts floor-to-ceiling brick fireplace, vaulted ceilings, and abundant

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  • 3717 Fawn Meadow Trail, Denison, TX 75020

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  • 2815 Sunset St, Denison, TX 75020

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  • 2111 Renaissance Dr, Denison, TX 75020

    $372,500

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    New to the Market in one of Denison's most desirable neighborhoods! This 3BR, 2BA home sits on an oversized lot with plenty of room for indoor and outdoor living. The kitchen offers leathered granite countertops, stylish ceramic tile backsplash, SS single bowl sink, designer faucet and large pantry. The primary suite boasts a large walk-in closet and bath with separate shower and soaker tub.

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  • 1803 Verdi Ln, Sherman, TX 75090

    $999,500

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    Exemplify the pinnacle of luxury living, this custom-built brick and stone home is a standout residence within a meticulously planned Community. Boasting over 4,000 sq. ft. of lavish living space, this home features 5BA, and a potential of 6BR, and TWO fully-equipped kitchens complete with double appliances. The grand island in the expansive kitchen is ideal for hosting grand gatherings. Two

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  • 4812 Park Vista Blvd, Sherman, TX 75090

    $1,100,000

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    • 4812 Park Vista Blvd
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    Exquisite executive residence exuding sophistication and elegance. Graced with striking solid wood, Redondo wrought iron double doors, the grand foyer unveils a lavish wood and iron staircase, setting the tone for the open living space spanning over 4,000 sf. of meticulous custom craftmanship. The impeccable kitchen boasts a sizable island, high-end commercial appliances, double ovens, a butler

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  • 900 Old State Ln, Denison, TX 75020

    $639,900

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  • 211 Melrose Cir, Denison, TX 75020

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    Discover serenity in this custom Stone home situated on over 1.2 acres of picturesque landscape. Revel in panoramic views from every vantage point of this distinctive property. The luminous and expansive living area boasts a striking stone fireplace that serves as the focal point, creating welcoming ambiance. Offering 3BR, 3 full baths, a well-appointed kitchen with double ovens, island, Extra

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  • 1310 N Brents Ave, Sherman, TX 75090

    $125,000

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    A must see complete with some updates. Bring your own decorator and make this 2BR, 1BA combo living-dining with fresh paint and newer roof & windows to suit your taste. The backyard has a storage shed and a very large yard with alley entry. Fenced and ready to move in. Feels cozy and in a nice area near Austin College. New Tankless Hot-water heater installed March of 2025. Wonderful starter

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Source: North Texas Real Estate Information Systems (NTREIS)

MLS Number: 20836518

North Texas Real Estate Information Systems (NTREIS)

APN: 381157