NOT LISTED FOR SALE

3912 Harding Ave Cincinnati, OH 45211

Estimated Value: $183,000 - $225,000

3 Beds
1.5 Baths
1,904 Sq Ft
$107/Sq Ft Est. Value

Last Sold June 22, 2023

Last sale price $180,000 $95 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,273/month

17 Days on Market

Highlights

  • Deck
  • Great Room
  • Home Office
  • Walnut Hills High School Rated A+
  • No HOA
  • Double Oven

About This Home

As of June 2023

Adorable home with convenient access to local amenities! Detached garage and new deck in backyard. Updated kitchen, stainless appliances including double oven. New Water Heater 2020, Roof 2021, HVAC 2014. Bonus room and half bath in basement. Minutes to downtown and Hwy. Home Warranty included.

Last Agent to Sell the Property

Lindsey Schwarte

Sibcy Cline, Inc. License #2022000546 Listed on: 03/31/2023

Sibcy Cline, Inc.

Last Buyer's Agent

Tenia Jones

Coldwell Banker Realty License #2020005022

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,976

Year Built

  • Built in 1922

Lot Details

  • 6,011 Sq Ft Lot
  • Lot Dimensions are 48 x 125

Parking

  • 2 Car Detached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Bungalow
  • Block Foundation
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,904 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Great Room
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Smart Thermostat

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Porch

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,976

Year Built

Built in 1922

Lot Details

0

Parking

2

Listing Details

  • Cross Street: Carson
  • Cooling: Central Air
  • Heating: Natural Gas
  • Zoning: Residential
  • Year Built: 1922
  • Above Grade Finished Sq Ft: 1231.0
  • Architecture: Bungalow
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Bedrooms: 3
  • Directions: Harrison Ave to Glenmore Ave to Harding
  • GarageYN: Yes
  • ListOfficeEmail: kgarbsch@sibcycline.com
  • Lot Measurement: Square Feet
  • Showing Start Date: 2023-03-31
  • Ownership: Consumer
  • Property Subtype 1: Single Family Residence
  • StructureType: Detached Home
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Eat In Kitchen, Smart Thermostat
  • Property Type: Residential
  • Appliances: Oven, Microwave, Dishwasher, Double Oven, Gas Cooktop, Refrigerator, Gas Water Heater
  • Basement: Full, Partially Finished
  • Flooring: Carpet, Laminate
  • Levels: One
  • Total Bathrooms: 2
  • Fireplace: Living Room, Wood Burning
  • FireplaceYN: Yes
  • Fireplaces: 1
  • Available for Lease: No
  • Bldg Sq Ft (Realist): 1904.0
  • Lot Size Area: 6011.0
  • Street Number Modifier: 3912
  • Windows: Aluminum Clad Vinyl Windows

Exterior Features

  • Roof: Shingle
  • Construction: Aluminum Siding
  • Foundation: Block
  • Listing Price: 170000.0
  • Acres: 0.138
  • New Construction: No
  • Patio And Porch Features: Deck, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking: Detached, Driveway, Off Street

Utilities

  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Yes/No: No

Schools

  • District: Cincinnati City SD

Lot Info

  • Lot Dimensions: 48 x 125
  • Lot Size Sq Ft: 6011.0
  • ResoLotSizeUnits: SquareFeet

Green Features

  • Green Verification: No

Tax Info

  • Tax Annual Amount: 1976.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2023
Closed on
Jun 22, 2023
Sold by
Schwarte Kristopher M and Schwarte Elizabeth K
Bought by
Ofori Jesse
Seller's Agent
Lindsey Schwarte
Sibcy Cline, Inc.
Buyer's Agent
Tenia Jones
Coldwell Banker Realty
List Price
$170,000
Sold Price
$180,000
Premium/Discount to List
$10,000
5.88%
Views
71
Current Estimated Value
$203,729

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,729
Avg. Annual Appreciation
5.04%
Original Mortgage
$175,671
Outstanding Balance
$171,176
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$32,553

Purchase Details

Closed on
Nov 9, 2017
Sold by
Schwarte Kristopher M and Schwarte Elizabeth K
Bought by
Schwarte Kristopher M and Schwarte Elizabeth K

Purchase Details

Closed on
Jul 26, 2002
Sold by
Hockl Karin E and Hockl Karin E
Bought by
Schwarte Kristopher M and Distler Elizabeth K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,500
Interest Rate
6.7%
Mortgage Type
Balloon

Purchase Details

Closed on
Oct 2, 1998
Sold by
Leis Simon L and Folenius David
Bought by
Ameriquest Mtg Company

Purchase Details

Closed on
Oct 3, 1995
Sold by
Leininger Bryan A and Leininger Marianne F
Bought by
Folenius David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,500
Interest Rate
7.8%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ofori Jesse $180,000 Absolute Title Agency
Schwarte Kristopher M -- Northwest Title Family
Schwarte Kristopher M $89,500 --
Ameriquest Mtg Company $63,904 --
Folenius David -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ofori Jesse $175,671
Previous Owner Schwarte Kristopher M $80,500
Previous Owner Folenius David $52,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/22/2023 06/22/23 Sold $180,000 +5.9% $95 / Sq Ft
04/18/2023 04/18/23 Pending -- -- --
04/17/2023 04/17/23 For Sale $170,000 0.0% $89 / Sq Ft
04/02/2023 04/02/23 Pending -- -- --
03/31/2023 03/31/23 For Sale $170,000 -- $89 / Sq Ft
Source: MLS of Greater Cincinnati (CincyMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,503 $41,290 $7,574 $33,716
2023 $2,554 $41,290 $7,574 $33,716
2022 $1,975 $27,647 $7,161 $20,486
2021 $1,926 $27,647 $7,161 $20,486
2020 $1,955 $27,647 $7,161 $20,486
2019 $1,924 $24,469 $6,339 $18,130
2018 $1,926 $24,469 $6,339 $18,130
2017 $1,842 $24,469 $6,339 $18,130
2016 $1,940 $25,284 $6,608 $18,676
2015 $1,762 $25,284 $6,608 $18,676
2014 $1,722 $25,284 $6,608 $18,676
2013 $1,838 $26,615 $6,955 $19,660
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2023

    Lindsey Schwarte

    Sibcy Cline

    Section Image
  • Tenia Jones

    Buyer's Agent in 2023

    Tenia Jones

    Coldwell Banker Realty

    (513) 788-1219

    1 in this area

    21 Total Sales

    Tenia Jones
    Section Image
See All Agents

Map

Source: MLS of Greater Cincinnati (CincyMLS)

MLS Number: 1768007

MLS of Greater Cincinnati (CincyMLS)

APN: 551-0007-0303

Ohio Hamilton County Cincinnati 45211

3912 Harding Ave, Cincinnati, OH

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS of Greater Cincinnati (CincyMLS) The data relating to real estate for sale on this website comes in part from the Broker Reciprocity programs of the MLS of Greater Cincinnati, Inc.. Those listings held by brokerage firms other than Ten-X are marked with the Broker Reciprocity logo and house icon. The properties displayed may not be all of the properties available through Broker Reciprocity.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Ten-X does not display the entire Cincinnati MLS Broker Reciprocity™ database on this web site. The listings of some real estate brokerage firms have been excluded.
Copyright 2025, MLS of Greater Cincinnati, Inc. All rights reserved

Nearby Homes