NOT LISTED FOR SALE

3914 Cutty Sark Rd Middle River, MD 21220

Estimated Value: $237,000 - $247,000

3 Beds
1.5 Baths
1,260 Sq Ft
$193/Sq Ft Est. Value

Last Sold May 14, 2025

Last sale price $245,000 $194 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,545/month

2 Days on Market

Highlights

  • View of Trees or Woods
  • Traditional Floor Plan
  • Attic
  • Deck
  • Traditional Architecture
  • No HOA

About This Home

As of May 2025

This charming 3-bedroom, 1.5-bath end-of-group townhome in the Carrollwood Manor neighborhood offers the perfect balance of comfort and convenience. Begin your day on the custom front porch, an inviting space designed for hours of relaxation. Step inside to a sunlit, open main-level floor plan of the living room where the plush carpeting, installed in 2024, flows seamlessly into the U-shaped, eat-in kitchen. Designed for both function and connection, the kitchen features a pass-through window for effortless conversation, banquette-style seating, chair rail accents, and a sliding door leading to the platform deck. From here, you’ll overlook the spacious, fenced backyard, complete with a firepit area, ideal for outdoor gatherings. A main-level powder room enhances the practicality of this inviting space. Upstairs, the primary bedroom serves as a peaceful retreat, showcasing newer luxury vinyl plank flooring, a walk-in closet, and a dual-entry en suite bath for added privacy. Two additional bedrooms and a convenient upper-level laundry area complete this tranquil and thoughtfully designed sleeping level.With numerous updates—including luxury vinyl plank flooring (2022), carpeting (2024), powder room floor (2024), a reglazed bathtub and laminate tile in the upper bath (2021), washer (2019), dishwasher (2025), roof (2017) and windows (2016)—this home feels refreshed and move-in ready. Lean into the relaxed atmosphere of nearby Bowleys Quarters, with its marinas and seafood restaurants, while enjoying easy access to shopping in White Marsh and major commuter routes like I-695, I-95, MD-40, and MD-43.

Last Agent to Sell the Property

Aidan Jones

(410) 952-5766 aidanjones@northroprealty.com Northrop Realty License #651060 Listed on: 04/10/2025

Northrop Realty

Last Buyer's Agent

Margarita Kinstler

(410) 224-4400 margaritakinstler@gmail.com Douglas Realty, LLC License #521388

Douglas Realty, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,000

Year Built

  • Built in 1990

Lot Details

  • 4,095 Sq Ft Lot
  • Privacy Fence
  • Wood Fence
  • Landscaped
  • Back Yard Fenced and Front Yard
  • Property is in excellent condition

Parking

  • Parking Lot

Property Views

  • Woods
  • Garden

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,260 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Chair Railings
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Replacement Windows
  • Window Screens
  • Sliding Doors
  • Six Panel Doors
  • Living Room
  • Combination Kitchen and Dining Room
  • Attic

Kitchen

  • Eat-In Country Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 47
  • Assessor Parcel Number 04151800002284

Community Details

Overview

  • No Home Owners Association
  • Carrollwood Manor Subdivision

Security

  • Storm Doors
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,000

Year Built

Built in 1990

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1990
  • Automatically Close On Close Date: No
  • Remarks Public: This charming 3-bedroom, 1.5-bath end-of-group townhome in the Carrollwood Manor neighborhood offers the perfect balance of comfort and convenience. Begin your day on the custom front porch, an inviting space designed for hours of relaxation. Step inside to a sunlit, open main-level floor plan of the living room where the plush carpeting, installed in 2024, flows seamlessly into the U-shaped, eat-in kitchen. Designed for both function and connection, the kitchen features a pass-through window for effortless conversation, banquette-style seating, chair rail accents, and a sliding door leading to the platform deck. From here, you’ll overlook the spacious, fenced backyard, complete with a firepit area, ideal for outdoor gatherings. A main-level powder room enhances the practicality of this inviting space. Upstairs, the primary bedroom serves as a peaceful retreat, showcasing newer luxury vinyl plank flooring, a walk-in closet, and a dual-entry en suite bath for added privacy. Two additional bedrooms and a convenient upper-level laundry area complete this tranquil and thoughtfully designed sleeping level.With numerous updates—including luxury vinyl plank flooring (2022), carpeting (2024), powder room floor (2024), a reglazed bathtub and laminate tile in the upper bath (2021), washer (2019), dishwasher (2025), roof (2017) and windows (2016)—this home feels refreshed and move-in ready. Lean into the relaxed atmosphere of nearby Bowleys Quarters, with its marinas and seafood restaurants, while enjoying easy access to shopping in White Marsh and major commuter routes like I-695, I-95, MD-40, and MD-43.
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Disposal, Dryer, Dishwasher, Exhaust Fan, Freezer, Oven - Self Cleaning, Oven - Single, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Carpet, Luxury Vinyl Plank
  • Interior Amenities: Attic, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Floor Plan - Traditional, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Recessed Lighting, Chair Railings, Bathroom - Tub Shower, Primary Bath(s), Walk-In Closet(s), Built-Ins
  • Window Features: Double Pane, Replacement, Screens
  • Fireplace: No
  • Door Features: Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Laundry
  • Basement: No
  • Laundry Type: Has Laundry, Dryer In Unit, Upper Floor, Washer In Unit
  • Total Sq Ft: 1260
  • Living Area Sq Ft: 1260
  • Price Per Sq Ft: 186.51
  • Above Grade Finished Sq Ft: 1260
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3914

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks, Street Lights
  • View: Garden/Lawn, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140087473
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Fencing: Privacy, Rear, Wood
  • Land Use Code: R
  • Lot Features: Front Yard, Landscaping, Level, Rear Yard
  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4095.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2000.00
  • Assessor Parcel Number: 04151800002284
  • Tax Lot: 47
  • Tax Total Finished Sq Ft: 1260
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/14/2025

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
May 13, 2025
Sold by
Hoen Jessica and Mosley Jessica
Bought by
Ali Raja Ahad
Seller's Agent
Aidan Jones
Northrop Realty
Buyer's Agent
Margarita Kinstler
Douglas Realty, LLC
List Price
$235,000
Sold Price
$245,000
Premium/Discount to List
$10,000
4.26%
Views
65
Current Estimated Value
$242,936

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,064
Avg. Annual Appreciation
-2.15%
Original Mortgage
$240,562
Outstanding Balance
$239,739
Interest Rate
6.83%
Mortgage Type
FHA
Estimated Equity
$3,197

Purchase Details

Listed on
Mar 13, 2019
Closed on
May 6, 2019
Sold by
Stark Chad A and Stark Kara E
Bought by
Hoen Jessica and Mosley Matthew
Seller's Agent
Bethanie Fincato
Cummings & Co. Realtors
Buyer's Agent
Jamie Goldberg
EXP Realty, LLC
List Price
$172,500
Sold Price
$172,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.99%
Original Mortgage
$169,375
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 18, 2011
Sold by
Amey Angela M
Bought by
Stark Chad A and Kowalewski Kara E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,577
Interest Rate
4.51%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 25, 2011
Sold by
Amey Angela M
Bought by
Stark Chad A and Kowalewski Kara E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,577
Interest Rate
4.51%
Mortgage Type
FHA

Purchase Details

Closed on
May 4, 2007
Sold by
Bates Angela M
Bought by
Amey Angela M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,980
Interest Rate
6.19%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Apr 11, 2007
Sold by
Bates Angela M
Bought by
Amey Angela M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,980
Interest Rate
6.19%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Feb 23, 2001
Sold by
Parlett William N
Bought by
Bates Angela M

Purchase Details

Closed on
Jun 12, 1998
Sold by
Bechtel Robert E
Bought by
Parlett William N and Bates Angela M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ali Raja Ahad $245,000 Admiral Title
Raja Ahad Ali $245,000 Admiral Title
Hoen Jessica $172,500 Universal Title
Stark Chad A $135,000 --
Stark Chad A $135,000 --
Stark Chad A $135,000 Real Estate Title & Escrow C
Stark Chad A $135,000 --
Stark Chad A $135,000 --
Amey Angela M -- --
Amey Angela M -- --
Bates Angela M $39,952 --
Parlett William N $83,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Raja Ahad Ali $240,562
Closed Raja Ahad Ali $240,562
Previous Owner Hoen Jessica $169,375
Previous Owner Stark Chad A $131,577
Previous Owner Stark Chad A $131,577
Previous Owner Amey Angela M $130,980
Previous Owner Amey Angela M $130,980
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/14/2025 05/14/25 Sold $245,000 +4.3% $194 / Sq Ft
04/12/2025 04/12/25 Pending -- -- --
04/10/2025 04/10/25 For Sale $235,000 +36.2% $187 / Sq Ft
05/06/2019 05/06/19 Sold $172,500 0.0% $137 / Sq Ft View Prior Sale
03/21/2019 03/21/19 Pending -- -- --
03/13/2019 03/13/19 For Sale $172,500 -- $137 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,025 $193,133 -- --
2024 $3,025 $179,067 $0 $0
2023 $1,364 $165,000 $65,000 $100,000
2022 $2,637 $162,800 $0 $0
2021 $2,556 $160,600 $0 $0
2020 $2,677 $158,400 $75,000 $83,400
2019 $1,844 $152,133 $0 $0
2018 $2,394 $145,867 $0 $0
2017 $2,483 $139,600 $0 $0
2016 $2,470 $137,200 $0 $0
2015 $2,470 $134,800 $0 $0
2014 $2,470 $132,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2113022

Bright MLS

APN: 15-1800002284