
3920 Monterey Hwy Sparta, TN 38583
Estimated payment $1,574/month
Highlights
- Hot Property
- New Flooring
- Vaulted Ceiling
- Findlay Elementary School Rated A-
- Newly Painted Property
- Main Floor Bedroom
About This Home
Fully Renovated Home with Scenic Mountain Views! Dreaming of quiet mornings and fresh mountain air? This beautifully updated 3-bedroom, 2-bath home offers the best of both worlds—modern comfort and peaceful country charm—just 10 minutes from downtown Sparta. Freshly renovated from top to bottom with a brand-new roof, HVAC, water heater, stainless appliances, paint, and deck, this move-in-ready home sits on a spacious 0.71-acre lot with views that will make you stop and stare. Inside, you'll love the bright, open layout featuring vaulted ceilings, oversized windows, and a stylish kitchen with all the appliances already in place—including washer and dryer. Step outside to a large covered porch and brand-new deck—perfect for entertaining, relaxing, or soaking in the surrounding beauty. Outbuilding for storage. Backyard partially fenced. Whether you're a first-time buyer, investor, or ready to downsize without compromise, this home checks every box for comfort, style, and convenience.
Listing Agent
eXp Realty Brokerage Phone: 8885195113 License #287416 Listed on: 08/04/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $552
Year Built
- Built in 1998
Lot Details
- 0.52 Acre Lot
- Lot Dimensions are 104 x 218
Home Design
- Newly Painted Property
- Frame Construction
- Shingle Roof
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1,350 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Living Room
- Dining Room
- New Flooring
- Crawl Space
Kitchen
- Electric Oven
- Electric Range
- Range Hood
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 001.14
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $553 | $26,975 | $2,125 | $24,850 |
2023 | $553 | $26,975 | $2,125 | $24,850 |
2022 | $553 | $26,975 | $2,125 | $24,850 |
2021 | $553 | $26,975 | $2,125 | $24,850 |
2020 | $553 | $26,975 | $2,125 | $24,850 |
2019 | $449 | $21,925 | $1,775 | $20,150 |
2018 | $449 | $21,925 | $1,775 | $20,150 |
2017 | $449 | $21,925 | $1,775 | $20,150 |
2016 | $449 | $21,925 | $1,775 | $20,150 |
2015 | $406 | $21,925 | $1,775 | $20,150 |
2014 | -- | $21,925 | $1,775 | $20,150 |
2013 | -- | $21,675 | $1,650 | $20,025 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/04/2025 08/04/25 | For Sale | $279,000 | -- | $207 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $160,000 | None Listed On Document | |
Warranty Deed | $160,000 | None Listed On Document | |
Deed | -- | -- | |
Deed | -- | -- | |
Deed | -- | -- | |
Deed | -- | -- | |
Deed | $66,500 | -- | |
Warranty Deed | $5,800 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $5,437 | FHA | |
Previous Owner | $93,610 | FHA | |
Previous Owner | $42,600 | No Value Available | |
Previous Owner | $14,000 | No Value Available |
About the Listing Agent

Years ago, I found myself starting over in a brand-new place—Smithville, TN. I had just left Nashville, recently divorced, and was stepping into a new life and career. Everything felt uncertain. I didn’t know the area well, and I was beginning a real estate career in a town that wasn’t yet familiar to me.
At first, it was tough. I was learning everything from scratch—meeting new people, figuring out the best spots, and understanding what made this area special. I split my time between
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Source: Upper Cumberland Association of REALTORS®
MLS Number: 238387

APN: 039-001.14
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