$279,000

3920 Monterey Hwy Sparta, TN 38583

Estimated payment $1,574/month

Total Views 3,272
3 Beds
2 Baths
1,350 Sq Ft
$207 Price per Sq Ft

Highlights

  • Hot Property
  • New Flooring
  • Vaulted Ceiling
  • Findlay Elementary School Rated A-
  • Newly Painted Property
  • Main Floor Bedroom

About This Home

Fully Renovated Home with Scenic Mountain Views! Dreaming of quiet mornings and fresh mountain air? This beautifully updated 3-bedroom, 2-bath home offers the best of both worlds—modern comfort and peaceful country charm—just 10 minutes from downtown Sparta. Freshly renovated from top to bottom with a brand-new roof, HVAC, water heater, stainless appliances, paint, and deck, this move-in-ready home sits on a spacious 0.71-acre lot with views that will make you stop and stare. Inside, you'll love the bright, open layout featuring vaulted ceilings, oversized windows, and a stylish kitchen with all the appliances already in place—including washer and dryer. Step outside to a large covered porch and brand-new deck—perfect for entertaining, relaxing, or soaking in the surrounding beauty. Outbuilding for storage. Backyard partially fenced. Whether you're a first-time buyer, investor, or ready to downsize without compromise, this home checks every box for comfort, style, and convenience.

Listing Agent

Leland (Todd) Hasty

eXp Realty Brokerage Phone: 8885195113 License #287416 Listed on: 08/04/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $552

Year Built

  • Built in 1998

Lot Details

  • 0.52 Acre Lot
  • Lot Dimensions are 104 x 218

Home Design

  • Newly Painted Property
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,350 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room
  • Dining Room
  • New Flooring
  • Crawl Space

Kitchen

  • Electric Oven
  • Electric Range
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 001.14

Home Details

Home Type

Single Family

Est. Annual Taxes

$552

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Attribution Contact: 8885195113
  • Directions: From White County Court House Turn North on North Main St. / Monterey Hwy continue 4 miles property on the right.
  • Unit Levels: One
  • Prop. Type: Residential
  • Year Built: 1998
  • Property Sub Type: Site Built
  • Lot Size: 104 x 218
  • Subdivision Name: Other
  • Carport Y N: No
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Electric Oven, Refrigerator, Electric Range, Range Hood, Washer, Dryer
  • Has Basement: Crawl Space
  • Flooring: New Floor Covering, Vinyl
  • Interior Amenities: New Paint, Ceiling Fan(s), Vaulted Ceiling(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1350
  • Main Level Bedrooms: 3
  • Room Bedroom2 Level: Main
  • Room Bedroom3 Area: 110
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 165
  • Room Bedroom3 Level: Main
  • Master Bedroom Master Bedroom Width: 13
  • Room Master Bedroom Area: 182
  • Living Room Living Room Level: Main
  • Room Living Room Area: 272
  • Room Kitchen Area: 132
  • Dining Room Dining Room Level: Main
  • Room Dining Room Area: 132

Exterior Features

  • Roof: Composition, Shingle
  • Construction Type: Frame, Vinyl Siding

Garage/Parking

  • Attached Garage: No

Utilities

  • Cooling: Central Air
  • Electric: Circuit Breakers, Caney Fork
  • Heating: Electric, Central
  • Sewer: Septic Tank
  • Gas Company: Natural Gas, MTNG
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Water Source: Public, Utility District, Oconnor

Condo/Co-op/Association

  • Association: No

Lot Info

  • Farm Land Area Units: Square Feet
  • Parcel #: 001.14
  • Irrigation Water Rights: No

Tax Info

  • Tax Annual Amount: 552
  • Tax Book Number: 568
  • Tax Map Number: 039

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $553 $26,975 $2,125 $24,850
2023 $553 $26,975 $2,125 $24,850
2022 $553 $26,975 $2,125 $24,850
2021 $553 $26,975 $2,125 $24,850
2020 $553 $26,975 $2,125 $24,850
2019 $449 $21,925 $1,775 $20,150
2018 $449 $21,925 $1,775 $20,150
2017 $449 $21,925 $1,775 $20,150
2016 $449 $21,925 $1,775 $20,150
2015 $406 $21,925 $1,775 $20,150
2014 -- $21,925 $1,775 $20,150
2013 -- $21,675 $1,650 $20,025
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 For Sale $279,000 -- $207 / Sq Ft
Source: Upper Cumberland Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $160,000 None Listed On Document
Warranty Deed $160,000 None Listed On Document
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed $66,500 --
Warranty Deed $5,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $5,437 FHA
Previous Owner $93,610 FHA
Previous Owner $42,600 No Value Available
Previous Owner $14,000 No Value Available
Source: Public Records

About the Listing Agent

Leland (Todd) Hasty

eXp Realty

(931) 277-6948

Section Image

Years ago, I found myself starting over in a brand-new place—Smithville, TN. I had just left Nashville, recently divorced, and was stepping into a new life and career. Everything felt uncertain. I didn’t know the area well, and I was beginning a real estate career in a town that wasn’t yet familiar to me.
At first, it was tough. I was learning everything from scratch—meeting new people, figuring out the best spots, and understanding what made this area special. I split my time between

Leland (Todd)'s Other Listings

  • 640 Brock Rd, Sparta, TN 38583

    $580,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 2,879 Sq Ft
    • 640 Brock Rd
    • Sparta, TN

    Enjoy your very own backyard pool! Discover your dream farmhouse retreat on 1.16 acres! This stunning 3BR/2.5 bath home features gleaming hardwood floors & a soaring vaulted wood ceiling in the great room, complete w/a cozy fireplace. The kitchen boasts custom cabinetry, a stylish tile backsplash, granite countertops, an island w/bar seating, a new dishwasher, a gas stove, and a state-of-the-art

    Leland (Todd) Hasty eXp Realty

    Section Image
  • 181 Falling Water Rd, Sparta, TN 38583

    $349,900

    • 4 Beds
    • 2 Baths
    • 1,776 Sq Ft
    • 181 Falling Water Rd
    • Sparta, TN

    Modern Country Living on 2.7 Acres – Renovated Brick Ranch with Custom Upgrades & Screened Porch!Experience the best of peaceful country living at 181 Falling Water Rd in Sparta, TN! This beautifully updated 4-bedroom, 2-bath brick ranch sits on nearly 3 wooded acres and offers the perfect mix of privacy, modern upgrades, and charm—just minutes from Center Hill Lake and Johnson Chapel

    Leland (Todd) Hasty eXp Realty

    Section Image
  • 2 Sunrise Point, Sparta, TN 38583

    $99,000

    • Land
    • 1.77 Acres
    • $55,932 per Acre
    • 2 Sunrise Point
    • Sparta, TN

    Spectacular Lakeview Lot in Prestigious Mountain Harbor Discover the pinnacle of lake living with this premium 1.77- acre homesite perched atop Sunrise Point, the highest elevation in the coveted, gated section of Mountain Harbor. Offering breathtaking views of Center Hill Lake, this rare lot provides a level build site, making it the perfect foundation for your dream home. Easy access to the

    Leland (Todd) Hasty eXp Realty

    Section Image
  • 4250 Four Seasons Rd, Smithville, TN 37166

    $839,900

    • 4 Beds
    • 3 Baths
    • 3,200 Sq Ft
    • 4250 Four Seasons Rd
    • Smithville, TN

    A Dream Lake Retreat with Breathtaking Views of Center Hill Lake!Step into lake life at its finest with this gorgeous, fully furnished and decorated 4-bedroom, 3-bathroom home perched on a beautifully landscaped 1.35-acre lot. From the moment you arrive, the panoramic lake views will take your breath away—this is the property where memories are made.Inside, you’ll love the open-concept

    Leland (Todd) Hasty eXp Realty

    Section Image
  • 83 Davidson Rd, Smithville, TN 37166

    $57,500

    • Land
    • 0.39 Acre
    • $147,436 per Acre
    • 83 Davidson Rd
    • Smithville, TN

    Nestled in the heart of Tennessee's natural beauty, this stunning lake view lot offers the perfect canvas for your dream home or weekend retreat. With breathtaking, year-round views of Center Hill Lake, this property promises serenity and inspiration at every turn. Property is on sewer, so need to worry about septic permits or soil testing. Property is located on the Holmes Creek area of Center

    Leland (Todd) Hasty eXp Realty

    Section Image
  • 0 Seaton Dr Unit RTC2793944, Smithville, TN 37166

    $74,900

    • Land
    • 0.95 Acre
    • $78,842 per Acre
    • 0 Seaton Dr
    • Unit RTC2793944
    • Smithville, TN

    Located in the highly sought-after Bluewater Bay community, this beautiful acre lot offers the perfect setting to build your dream home or vacation retreat on Center Hill Lake. With a gentle slope and panoramic lake views, this property provides a peaceful escape surrounded by nature. Bluewater Bay is known for its exclusive amenities, including a private clubhouse, fitness center, and pool,

    Leland (Todd) Hasty eXp Realty

    Section Image
  • 0 Seaton Dr Unit RTC2906264, Smithville, TN 37166

    $65,000

    • Land
    • 0.95 Acre
    • $68,421 per Acre
    • 0 Seaton Dr
    • Unit RTC2906264
    • Smithville, TN

    Build your dream retreat in the sought-after Blue Water Bay community on scenic Center Hill Lake. This lake view lot offers the perfect opportunity to design a custom home in a peaceful, upscale lakeside setting.Residents enjoy resort-style amenities including a 75-foot swimming pool, covered pavilion, fitness room, and community event center—ideal for gatherings and recreation. Whether you’re

    Leland (Todd) Hasty eXp Realty

    Section Image
  • 179 Old Gainesboro Hwy, Cookeville, TN 38501

    $270,000

    • 2 Beds
    • 1 Bath
    • 1,000 Sq Ft
    • 179 Old Gainesboro Hwy
    • Cookeville, TN

    10.8-Acre Commercial Property with High Traffic Exposure. Unique commercial opportunity awaits with this 10.8-acre property in a prime high-traffic location just 7.5 miles from I-40, near TN Hwy 56N on busy TN Hwy 290 (Old Gainesboro Hwy). This versatile, level-to-rolling land offers exceptional potential for commercial development while also featuring an orchard with 100 peach trees, 100

    Leland (Todd) Hasty eXp Realty

    Section Image
  • 209 Sandgate Dr, Smithville, TN 37166

    $28,900

    • Land
    • 0.35 Acre
    • $82,571 per Acre
    • 209 Sandgate Dr
    • Smithville, TN

    Lakeview Lot in Bluewater Bay – Prime Vacation Rental Opportunity! Lot 209 in Bluewater Bay is the perfect lake home or investment property location! This ready-to-build lot comes with underground utilities in place, including water, electric, and natural gas—so you can start building your dream home or profitable vacation rental right away. Also Bluewater Bay is on a STEP system so no worries

    Leland (Todd) Hasty eXp Realty

    Section Image

Source: Upper Cumberland Association of REALTORS®

MLS Number: 238387

Upper Cumberland Association of REALTORS®

APN: 039-001.14