F
Seller's Agent in 2025
Faith Walters
Resource Realty Partners
(859) 445-8331
1 in this area
3 Total Sales
3920 Tracy Ave Covington, KY 41015
West Latonia Neighborhood
3
Beds
1
Bath
1,449
Sq Ft
5,109
Sq Ft Lot
Highlights
- Golf Course View
- Corner Lot
- Granite Countertops
- Traditional Architecture
- High Ceiling
- Private Yard
About This Home
As of September 2025Welcome to this beautiful renovated home on a cozy no outlet street. This stunning updated home, that is move-in ready comes with all the Updates -HVAC, electrical systems, Luxury Vinyl Flooring, plumbing and new Roof. Featuring 3- spacious bedrooms on the second floor with Ceiling Fans and brand new carpet. Kitchen Has Beautiful Granite Countertop with stainless steel appliances and walk-in Pantry. Large Unfinished basement freshly painted with showering features and walk out access to back yard and new concrete driveway. With-in driving distance to schools, dining, entertainment, shopping and major highways! Schedule your showing to see this cozy home!
Last Agent to Sell the Property
Resource Realty Partners License #296882 Listed on: 07/21/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1907
Lot Details
- 5,109 Sq Ft Lot
- Lot Dimensions are 42x100
- Corner Lot
- Private Yard
Property Views
- Golf Course
- Neighborhood
Home Design
- Traditional Architecture
- Patio Home
- Brick Exterior Construction
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,449 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Fireplace
- Double Hung Windows
- Family Room
- Living Room
- Formal Dining Room
- Fire and Smoke Detector
- Gas Dryer Hookup
Kitchen
- Walk-In Pantry
- Electric Oven
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Carpet
- Concrete
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 1 Full Bathroom
- Bathtub
- Shower Only
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
- Basement Windows
Parking
- Driveway
- Off-Street Parking
Outdoor Features
- Covered Patio or Porch
- Fire Pit
Schools
- Latonia Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Central Air
- Heating Available
- 100 Amp Service
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 056-34-08-001.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 21, 2025
Closed on
Sep 12, 2025
Sold by
Valdez Matthew and Valdez Faith
Bought by
Cagganello John R and Kennison Luke H
Seller's Agent
Faith Walters
Resource Realty Partners
Buyer's Agent
Shane Reno
Huff Realty - Florence
List Price
$242,000
Sold Price
$221,000
Premium/Discount to List
-$21,000
-8.68%
Views
418
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,352
Avg. Annual Appreciation
8.30%
Original Mortgage
$216,997
Outstanding Balance
$216,997
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$9,355
Purchase Details
Closed on
May 19, 2025
Sold by
Miller Edgar L
Bought by
Valdez Matthew and Valdez Faith
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $221,000 | Lawyers Title | |
| Warranty Deed | $80,000 | 360 American Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $216,997 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/12/2025 09/12/25 | Sold | $221,000 | -6.0% | $153 / Sq Ft |
| 08/13/2025 08/13/25 | Pending | -- | -- | -- |
| 07/29/2025 07/29/25 | Price Changed | $235,000 | -2.9% | $162 / Sq Ft |
| 07/21/2025 07/21/25 | For Sale | $242,000 | -- | $167 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,098 | $132,000 | $10,000 | $122,000 |
| 2024 | $1,126 | $132,000 | $10,000 | $122,000 |
| 2023 | $1,140 | $132,000 | $10,000 | $122,000 |
| 2022 | $1,260 | $132,000 | $10,000 | $122,000 |
| 2021 | $516 | $70,000 | $10,000 | $60,000 |
| 2020 | $532 | $70,000 | $10,000 | $60,000 |
| 2019 | $537 | $70,000 | $10,000 | $60,000 |
| 2018 | $1,151 | $70,000 | $10,000 | $60,000 |
| 2017 | $1,167 | $70,000 | $10,000 | $60,000 |
| 2015 | $1,441 | $70,000 | $10,000 | $60,000 |
| 2014 | $1,374 | $70,000 | $10,000 | $60,000 |
Source: Public Records
Agents Affiliated with this Home
-
Faith Walters
-
Shane Reno
Buyer's Agent in 2025
Shane Reno
Huff Realty - Florence
(859) 803-5327
1 in this area
56 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 634532
APN: 056-34-08-001.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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