NOT LISTED FOR SALE

3921 E Mallory Cir Mesa, AZ 85215

Citrus Neighborhood

Estimated Value: $1,420,000 - $2,289,000

6 Beds
5 Baths
7,054 Sq Ft
$283/Sq Ft Est. Value

Last Sold December 08, 2020

Last sale price $1,350,000 $191 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $12,132/month

23 Days on Market

Highlights

  • Private Pool
  • RV Garage
  • Gated Community
  • Ishikawa Elementary School Rated A-
  • Sitting Area In Primary Bedroom
  • Fireplace in Primary Bedroom

About This Home

As of December 2020

72 hour home sale-inquire now! Prepare to be inspired with this luxurious 6BD/5BA, 3/4 acre Lot,4car garage with epoxy finish + detached 2RV garage gives ample space for cars & toys! Amazing energy efficiency (see tab). Manicured lush trees, shrubs & grass greet you after gated entry. This home is one of the largest homes in the groves, a true hidden gem. Stunning curb appeal welcomes as you enter into the grand door with two breathtaking pillars in the foyer. It would take pages to describe the attention to detail, upgrades, & features found in every room.

Everything you would expect in a 2million price range with luxury touches and finishes throughout such as wainscoting, millwork, crown molding, and 5'' baseboards.

Entertain in gourmet chef's dream kitchen with shared family room This is an understatement when it comes to this remodeled kitchen with granite countertops, custom cabinetry, Viking 6-burner gas range, and a large center island with a sink and breakfast bar.

The kitchen beautifully blends with the main living room providing a unique family & friends experience; accented with a custom quartz wall. The library/office has built-in floor to ceiling shelves. The Master offers a double fireplace and a cozy reading nook/office with an exit to the back patio. The Master bath features a large walk-in closet, frameless shower, and separate jetted tub and his and her vanities.

Large bedrooms in both basement and on the main level. A Jack & Jill features large walk-in closets and an updated full bathroom. The main level also features an ensuite leading to the backyard.

The full basement with 2 bedrooms, a full bath, and a very large storage closet with a magazine quality ginormous game room is the place to hang out. Enjoy the backyard with your friends and family in the resort-style backyard, diving pool, and custom water feature. Mature landscaping grants the utmost privacy.

Energy Smart Home

The whole house fan that when used, if the outside air is cooler than the inside air, will cool the house by 8 degrees in 10-15 minutes.

The entire perimeter of the house is 2x6 framing, with a four-inch gap between actual brick and framing, giving 14" of insulation between outside and inside.

An energy-saving computer that is piggybacked onto the electric system that monitors SRP daily use savings plans.

Due to these factors, air conditioning bills extraordinarily low.

The replacement cost alone is well over 1.8M, growing relocating children force downsizing, their loss is your gain.

Last Agent to Sell the Property

John Hrimnak

Keller Williams Integrity First License #SA537105000 Listed on: 10/13/2020

Keller Williams Integrity First

Last Buyer's Agent

Luke Bundy

Better Homes & Gardens Real Estate SJ Fowler License #SA510356000

Better Homes & Gardens Real Estate SJ Fowler

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,626

Year Built

  • Built in 2001

Lot Details

  • 0.78 Acre Lot
  • Cul-De-Sac
  • Wrought Iron Fence
  • Block Wall Fence
  • Corner Lot
  • Front and Back Yard Sprinklers
  • Sprinklers on Timer
  • Grass Covered Lot

Parking

  • 5 Car Direct Access Garage
  • Garage ceiling height seven feet or more
  • Garage Door Opener
  • RV Garage

Home Design

  • Brick Exterior Construction
  • Wood Frame Construction
  • Tile Roof

Interior Spaces

  • 7,054 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Vaulted Ceiling
  • 2 Fireplaces
  • Two Way Fireplace
  • Gas Fireplace
  • Double Pane Windows
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Intercom

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Cooktop
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Sitting Area In Primary Bedroom
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Remodeled Bathroom
  • Primary Bathroom is a Full Bathroom
  • 5 Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Private Pool
  • Covered patio or porch

Schools

  • Ishikawa Elementary School
  • Stapley Junior High School
  • Mountain View - Waddell High School

Utilities

  • Refrigerated Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 141-27-098

Community Details

Overview

  • Property has a Home Owners Association
  • Heywood Association, Phone Number (480) 820-1519
  • Built by Custom
  • Vista Estancia Subdivision

Recreation

  • Community Playground

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,626

Year Built

Built in 2001

Lot Details

0

Parking

5

Listing Details

  • Cross Street: Val Vista Dr & Hermosa Vista
  • Legal Info Range: 6E
  • Property Type: Residential
  • HOA #2: N
  • Association Fees Land Lease Fee: N
  • Recreation Center Fee 2: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 211.67
  • Basement: Y
  • Updated Partial or Full Bathrooms: Partial
  • Bathrooms Year Updated: 2018
  • Updated Floors: Full
  • Items Updated Floor Yr Updated: 2018
  • Updated Kitchen: Partial
  • Items Updated Kitchen Yr Updated: 2018
  • Updated Room Addition: Partial
  • Items Updated Rm Adtn Yr Updated: 2018
  • Parking Spaces Slab Parking Spaces: 5.0
  • Parking Spaces Total Covered Spaces: 5.0
  • Separate Den Office Sep Den Office: Y
  • Year Built: 2001
  • Tax Year: 2020
  • Directions: From McKellips, north on Val Vista, right on Hermosa Vista to end, left into Vista Estancia Gate.
  • Property Sub Type: Single Family - Detached
  • Lot Size Acres: 0.78
  • Subdivision Name: VISTA ESTANCIA
  • Architectural Style: Ranch
  • Property Attached Yn: No
  • ResoBuildingAreaSource: Assessor
  • Association Fees:HOA Fee2: 635.0
  • Construction Brick: Yes
  • Special Features: None

Interior Features

  • Basement: Finished, Full
  • Flooring: Carpet, Tile
  • Possible Use: Farm, Ranch
  • Spa Features: None
  • Possible Bedrooms: 9
  • Total Bedrooms: 6
  • Fireplace Features: 1 Fireplace, Two Way Fireplace, Master Bedroom, Gas
  • Fireplace: Yes
  • Interior Amenities: Mstr Bdrm Sitting Rm, Walk-In Closet(s), Eat-in Kitchen, Breakfast Bar, 9+ Flat Ceilings, Intercom, Vaulted Ceiling(s), Wet Bar, Kitchen Island, Pantry, Double Vanity, Full Bth Master Bdrm, Separate Shwr & Tub, Tub with Jets, High Speed Internet, Granite Counters
  • Living Area: 7054.0
  • Stories: 1
  • Window Features: Double Pane Windows
  • Kitchen Features:RangeOven Elec: Yes
  • Kitchen Features:Dishwasher2: Yes
  • Kitchen Features:Built-in Microwave: Yes
  • Fireplace:_one_ Fireplace: Yes
  • Community Features:Gated Community2: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Kitchen Features:Disposal2: Yes
  • Kitchen Features:Refrigerator2: Yes
  • Kitchen Features Pantry: Yes
  • Other Rooms:Great Room: Yes
  • Other Rooms:Family Room: Yes
  • Fireplace:Gas Fireplace: Yes
  • Kitchen Features:Wall Oven(s): Yes
  • Community Features:Children_squote_s Playgrnd: Yes
  • Kitchen Features:Walk-in Pantry: Yes
  • Other Rooms:BonusGame Room: Yes
  • Kitchen Features:Cook Top Gas: Yes
  • Other Rooms:Guest Qtrs-Sep Entrn: Yes
  • Fireplace:Fireplace Master Bdr: Yes
  • Other Rooms:Library-Blt-in Bkcse: Yes
  • Fireplace:Two Way Fireplace: Yes
  • Other Rooms:Media Room: Yes
  • Basement Description:Finished2: Yes
  • Basement Description:Full: Yes

Exterior Features

  • Fencing: Block, Wrought Iron
  • Exterior Features: Covered Patio(s), Patio
  • Lot Features: Sprinklers In Rear, Sprinklers In Front, Corner Lot, Cul-De-Sac, Grass Front, Grass Back, Auto Timer H2O Front, Auto Timer H2O Back
  • Pool Features: Private
  • Disclosures: Seller Discl Avail
  • Construction Type: Brick Veneer, Painted, Brick, Frame - Wood
  • Roof: Tile
  • Construction:Frame - Wood: Yes
  • Exterior Features:Covered Patio(s): Yes
  • Exterior Features:Patio: Yes

Garage/Parking

  • Total Covered Spaces: 5.0
  • Parking Features: Dir Entry frm Garage, Electric Door Opener, Over Height Garage, RV Gate, Separate Strge Area, RV Access/Parking, RV Garage
  • Attached Garage: No
  • Garage Spaces: 5.0
  • Open Parking Spaces: 5.0
  • Parking Features:Dir Entry frm Garage: Yes
  • Parking Features:Electric Door Opener: Yes
  • Parking Features:RV Gate: Yes
  • Parking Features:RV Parking: Yes
  • Parking Features:Separate Strge Area: Yes
  • Parking Features:Over Height Garage: Yes
  • Parking Features:RV Garage: Yes

Utilities

  • Cooling: Refrigeration
  • Heating: Natural Gas
  • Laundry Features: Dryer Included, Inside, Washer Included
  • Security: Gated Community
  • Water Source: City Water
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Playground
  • Amenities: Management
  • Association Fee Frequency: Quarterly
  • Association Name: Heywood
  • Phone: 480-820-1519
  • Association: Yes

Association/Amenities

  • Association Fees:HOA YN2: Y
  • Association Fees:HOA Transfer Fee2: 185.5
  • Association Fees:HOA Paid Frequency: Quarterly
  • Association Fees:HOA Name4: Heywood
  • Association Fees:HOA Telephone4: 480-820-1519
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee _percent_: %
  • Association Fee Incl:Common Area Maint3: Yes
  • Association Fees:Cap ImprovementImpact Fee 2 _percent_: %

Schools

  • Elementary School: Ishikawa Elementary School
  • High School: Mountain View - Waddell
  • Middle Or Junior School: Stapley Junior High School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 33839.0
  • Parcel #: 141-27-098
  • ResoLotSizeUnits: Acres

Building Info

  • Builder Name: Custom

Tax Info

  • Tax Annual Amount: 11626.0
  • Tax Book Number: 141.00
  • Tax Lot: 3
  • Tax Map Number: 27.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 13, 2020
Closed on
Dec 7, 2020
Sold by
Anderson Scot T and Anderson Holly L
Bought by
Amerifirst Financial Inc
Seller's Agent
John Hrimnak
Keller Williams Integrity First
Buyer's Agent
Luke Bundy
Better Homes & Gardens Real Estate SJ Fowler
List Price
$1,399,000
Sold Price
$1,350,000
Premium/Discount to List
-$49,000
-3.5%
Current Estimated Value
$1,996,838

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$646,838
Avg. Annual Appreciation
9.41%

Purchase Details

Listed on
Oct 26, 2017
Closed on
Nov 6, 2018
Sold by
Williams James Ladd and Williams Janet L
Bought by
Anderson Scot T and Anderson Holly L
Seller's Agent
Mark Captain
Keller Williams Realty Sonoran Living
Buyer's Agent
Jessica Adams-Hartje
RAN Realty & Property Management
List Price
$1,375,000
Sold Price
$1,000,000
Premium/Discount to List
-$375,000
-27.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.52%
Original Mortgage
$800,000
Interest Rate
4.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 24, 2000
Sold by
Classique Development Inc
Bought by
Williams J Ladd and Williams Janet L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
8.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 6, 2000
Sold by
Vista Estancia Llc
Bought by
Classique Development Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
8.2%
Mortgage Type
New Conventional
Source: Public Records

Similar Homes in Mesa, AZ

  • 3937 E Norcroft Cir, Mesa, AZ 85215

    $2,475,000

    • 5 Beds
    • 4.5 Baths
    • 6,458 Sq Ft
    • 3937 E Norcroft Cir
    • Mesa, AZ

    **GORGEOUS KITCHEN, BATH AND LAUNDRY UPDATES COMPLETED May/2025** Captivating updated custom with 42' X 30' RV GARAGE!! Experience stately elegance and elevated design in Northeast Mesa's exclusive gated enclave of Rosewood Estates. This masterfully crafted, amenity-packed estate spans nearly 6,500 square feet, seamlessly blending superior craftsmanship with timeless sophistication, with

    Christine Anthony Russ Lyon Sotheby's International Realty

    Section Image
  • 3529 N Boulder Canyon St, Mesa, AZ 85207

    $1,525,000

    • 4 Beds
    • 4.5 Baths
    • 4,079 Sq Ft
    • 3529 N Boulder Canyon St
    • Mesa, AZ

    This stunning 4,079sf home on the 6th Fairway of the award winning Las Sendas Golf Course offers breathtaking mountain views and a newly updated resort backyard with a heated pool and spa, built-in BBQ, and 4-hole putting green. The open concept plan features a great room open to the beautiful views and a gourmet kitchen with a huge island, large dining area, and new Wolf and Sub-Zero appliances.

    John Karadsheh KOR Properties

    Section Image
  • 4023 E Minton Cir, Mesa, AZ 85215

    $1,975,000

    • 5 Beds
    • 5.5 Baths
    • 5,247 Sq Ft
    • 4023 E Minton Cir
    • Mesa, AZ

    Nestled in the exclusive gated community, this luxurious estate sits on an expansive 30,361 sq. ft. lot, offering elegance, comfort, and top-tier upgrades. With ample space to build a custom RV garage, this property provides an exceptional opportunity for RV owners or those in need of additional storage. The home features 5 spacious bedrooms, each with a private en-suite bathroom, ensuring

    Mekin Sangoi HomeSmart

    Section Image
  • 3943 E Laurel St, Mesa, AZ 85215

    $1,799,000

    • 6 Beds
    • 5 Baths
    • 5,535 Sq Ft
    • 3943 E Laurel St
    • Mesa, AZ

    Desert Oasis Meets Modern Luxury - A beautiful Remodeled Estate on 1 Acre in the Established custom Home Community of SPYGLASS ESTATES. Welcome to your dream home in the heart of Mesa, Arizona. Nestled on a sprawling 1-acre lush green lot, this freshly remodeled luxury estate is a rare blend of sophisticated style and serene desert living. Step inside to discover a stunning interior

    Christy Rios Keller Williams Integrity First

    Section Image
  • 2005 N Pomelo, Mesa, AZ 85215

    $2,378,995

    • 5 Beds
    • 5 Baths
    • 4,670 Sq Ft
    • 2005 N Pomelo
    • Mesa, AZ

    Welcome to an exquisite Tuscan-inspired estate in the prestigious gated community of Villa Tuscano.. Nestled on a sprawling 36,350-square-foot lot once part of an orange grove, this stunning custom home is surrounded by fruit trees, including citrus varieties like orange, lemon, and emerald fig, along with peach, apricot, plum, nectarine and more. Designed for both luxurious living and effortless

    Adam Gitter The Brokery

    Section Image
  • 2121 N Orchard --, Mesa, AZ 85213

    $1,599,000

    • 4 Beds
    • 4.5 Baths
    • 4,264 Sq Ft
    • 2121 N Orchard --
    • Mesa, AZ

    Luxurious Single Level Custom Home on almost an acre surrounded by multi-million dollar estates. 2 Homes under 1 Roof offers so many options for multi-family, rental or guest quarters. Grandiose Mediterranean Double Knotty Alder Double Arched Front Doors, Plantation Shutters, Elegant Canterra Fireplace in Living, Travertine Floors, 4 Car Ext Garage with long pavered drive, mature landscaping

    Tina Garcia Realty ONE Group

    Section Image
  • 3447 E Kenwood St, Mesa, AZ 85213

    $1,980,000

    • 5 Beds
    • 4.5 Baths
    • 4,917 Sq Ft
    • 3447 E Kenwood St
    • Mesa, AZ

    Experience luxury living in this custom built entertainer's dream home with FRESH NEW PAINT on the exterior and interior! Nestled in the exclusive gated community of Hermosa Estates in northeast Mesa sitting on o a .65 acre! THIS IS THE HOUSE!! You'll walk up a beautiful brick paver path surrounded by NEW low maintenance Artificial Turf and lush landscaping. A majestic entrance into an elegant

    Louisa Lesueur Top Rock Realty

    Section Image
  • 3749 E Juniper Cir, Mesa, AZ 85205

    $2,350,000

    • 5 Beds
    • 5.5 Baths
    • 4,374 Sq Ft
    • 3749 E Juniper Cir
    • Mesa, AZ

    This home is a collector's paradise, boasting unparalleled elegance and move-in readiness. With recent upgrades enhancing every corner, it offers the pinnacle of luxury living. The open floor plan features bedrooms each with their own ensuite, complemented by walk-out patios and a private backyard oasis that promises a resort-like experience.The home shines with fresh interior paint and a

    Michele Keith HomeSmart

    Section Image
  • 3314 E Kael St, Mesa, AZ 85213

    $1,949,999

    • 5 Beds
    • 6 Baths
    • 4,566 Sq Ft
    • 3314 E Kael St
    • Mesa, AZ

    Nestled in the highly sought-after Estates at 32nd, this exquisite home strikes the perfect balance between luxury and everyday comfort. Thoughtfully designed with quality craftsmanship and an intuitive layout, it's ideal for both growing and established families seeking space, style, and functionality. Step inside to soaring ceilings, bright and inviting floor plan, and generously sized

    Amber Person HomeSmart

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Amerifirst Financial Inc $1,350,000 Empire West Title Agency Llc
Anderson Scot T $1,000,000 Magnus Title Agency Llc
Williams J Ladd $165,000 Lawyers Title Of Arizona Inc
Classique Development Inc $145,000 Lawyers Title Of Arizona Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Amerifirst Financial Inc $1,500,000
Previous Owner Anderson Scot T $800,000
Previous Owner Williams J Ladd $740,000
Previous Owner Williams J Ladd $770,000
Previous Owner Williams James Ladd $845,000
Previous Owner Williams J Ladd $132,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/08/2020 12/08/20 Sold $1,350,000 -3.5% $191 / Sq Ft
11/05/2020 11/05/20 Pending -- -- --
10/13/2020 10/13/20 For Sale $1,399,000 +39.9% $198 / Sq Ft
11/09/2018 11/09/18 Sold $1,000,000 -4.7% $142 / Sq Ft
10/05/2018 10/05/18 Pending -- -- --
08/31/2018 08/31/18 Price Changed $1,049,000 -2.4% $149 / Sq Ft
08/03/2018 08/03/18 Price Changed $1,075,000 -2.3% $153 / Sq Ft
07/13/2018 07/13/18 Price Changed $1,100,000 -2.2% $156 / Sq Ft
06/27/2018 06/27/18 Price Changed $1,125,000 -2.2% $160 / Sq Ft
06/11/2018 06/11/18 Price Changed $1,150,000 -2.5% $164 / Sq Ft
05/25/2018 05/25/18 Price Changed $1,179,000 -1.7% $168 / Sq Ft
05/04/2018 05/04/18 Price Changed $1,199,000 -1.2% $170 / Sq Ft
04/30/2018 04/30/18 Price Changed $1,214,000 -2.1% $173 / Sq Ft
03/23/2018 03/23/18 Price Changed $1,240,000 -4.2% $176 / Sq Ft
03/02/2018 03/02/18 Price Changed $1,295,000 -2.3% $184 / Sq Ft
01/24/2018 01/24/18 Price Changed $1,325,000 -2.6% $188 / Sq Ft
01/12/2018 01/12/18 Price Changed $1,360,000 -1.1% $193 / Sq Ft
10/26/2017 10/26/17 For Sale $1,375,000 -- $196 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,098 $121,666 -- --
2024 $12,196 $115,873 -- --
2023 $12,196 $136,030 $27,200 $108,830
2022 $11,947 $105,100 $21,020 $84,080
2021 $12,085 $100,260 $20,050 $80,210
2020 $11,626 $97,930 $19,580 $78,350
2019 $11,655 $100,060 $20,010 $80,050
2018 $12,641 $112,760 $22,550 $90,210
2017 $12,250 $104,980 $20,990 $83,990
2016 $12,009 $100,330 $20,060 $80,270
2015 $11,243 $102,830 $20,560 $82,270
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6145953

Arizona Regional Multiple Listing Service (ARMLS)

APN: 141-27-098