NOT LISTED FOR SALE

3924 Tortuga Cove Oceanside, CA 92058

San Luis Rey Neighborhood

Estimated Value: $826,000 - $893,000

3 Beds
2 Baths
1,511 Sq Ft
$565/Sq Ft Est. Value

Sale Details

Date Sold: July 25, 2025

Last sale price $835,000 $553 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $5,253 / mo

43 Days on Market

Highlights

  • Mediterranean Architecture
  • 1-Story Property
  • 3 Car Garage
  • Bonus Room
  • Forced Air Heating System

About This Home

As of July 2025

A beautifully maintained 3-bedroom, 2-bath single-story home nestled in the desirable neighborhood of Whelan Ranch in Oceanside. Offering 1,511 square feet of light-filled living space, this home combines comfort, functionality, and style. Step inside to find a spacious open-concept layout with vaulted ceilings, a cozy fireplace in the living room, and large windows that bring in an abundance of natural light. The kitchen features ample cabinetry, generous counter space, and a breakfast nook perfect for morning coffee or casual dining. The primary suite includes a walk-in closet and an en-suite bathroom with dual sinks and a soaking tub. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Outside, enjoy a private backyard ideal for entertaining, gardening, or relaxing in the California sunshine. Situated on a quiet cul-de-sac just minutes from Camp Pendleton, local schools, shopping, and Oceanside’s beautiful beaches, this home is a must-see. Low HOA, no Mello-Roos. Don’t miss the opportunity to own this move-in-ready gem in one of Oceanside’s most established communities!

Last Agent to Sell the Property

Ryan Hanninen

eXp Realty of California, Inc. License #02024140 Listed on: 05/14/2025

eXp Realty of California, Inc.

Last Buyer's Agent

Paul A. Paolini

Windermere S. V. P. License #01239882

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2000

Lot Details

  • Property is zoned R1

HOA Fees

  • $60 Monthly HOA Fees

Parking

  • 3 Car Garage

Home Design

  • Mediterranean Architecture
  • Composition Roof

Interior Spaces

  • 3 Bedrooms
  • 1,511 Sq Ft Home
  • 1-Story Property
  • Bonus Room

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include common area maintenance
  • Oceanside Association
  • Rio Vista Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 2000

Lot Details

0 Sq Ft Lot

HOA Fees

$60 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Architectural Style: Mediterranean/Spanish
  • Year Built: 2000
  • Unit Levels: 1 Story
  • Property Sub Type: Detached
  • Association Fees: 60.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance
  • Co List Office Mls Id: 5963
  • Subdivision Name: Rio Vista (33547)
  • Living Area: 1511.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2025-08-28T17:31:57Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • AttachedStyle: Other
  • Elevator: No
  • FullAddress: 3924 Tortuga Cove
  • Ownership: Other/Remarks
  • ShortSale: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Total Bedrooms: 3
  • Appliances: N/K

Exterior Features

  • Fencing: N/K
  • Roof: Composition
  • Pool Features: N/K
  • Construction Type: Unknown

Garage/Parking

  • Garaged Spaces: 3.0
  • Parking Features: Garage
  • Total Parking Spaces: 6.0

Utilities

  • Cooling: N/K
  • Heating: Forced Air Unit
  • Sewer: Public Sewer
  • Laundry Features: Other/Remarks
  • Water Source: Public
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Name: OCEANSIDE
  • Pets Allowed: Yes

Lot Info

  • Zoning: R1

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2025
Closed on
Jul 21, 2025
Sold by
Bought by
Seller's Agent
Ryan Hanninen
eXp Realty of California, Inc.
Buyer's Agent
Paul A. Paolini
Windermere S. V. P.
List Price
$874,900
Sold Price
$835,000
Premium/Discount to List
-$39,900
-4.56%
Views
215
Current Estimated Value
$853,511

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,511
Avg. Annual Appreciation
2.39%
Original Mortgage
$668,000
Outstanding Balance
$666,867
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$186,644

Purchase Details

Closed on
Jan 22, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,000
Interest Rate
2.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 11, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,000
Interest Rate
2.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 26, 2017
Sold by
Bought by

Purchase Details

Closed on
Jul 20, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$405,000
Interest Rate
3.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 2, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 12, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$364,000
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 2, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,650
Interest Rate
5.74%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 24, 2004
Sold by
Bought by

Purchase Details

Closed on
Jul 7, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,655
Interest Rate
7.56%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$835,000 First American Title Company
-- Chicago Title Company Sd
$585,000 Chicago Title Company Sd
-- None Available
$540,000 Equity Title San Diego
$350,000 First Amer Title San Diego
$455,000 Chicago Title Co
-- Chicago Title Co
-- --
$186,000 California Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $668,000
Previous Owner $325,000
Previous Owner $405,000
Previous Owner $150,000
Previous Owner $364,000
Previous Owner $359,650
Previous Owner $176,655
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/25/2025 07/25/25 Sold $835,000 -1.8% $553 / Sq Ft
06/27/2025 06/27/25 Pending -- -- --
06/23/2025 06/23/25 Price Changed $850,000 -1.0% $563 / Sq Ft
06/12/2025 06/12/25 Price Changed $859,000 -1.0% $568 / Sq Ft
06/05/2025 06/05/25 Price Changed $868,000 -0.8% $574 / Sq Ft
05/14/2025 05/14/25 For Sale $874,900 -- $579 / Sq Ft
Source: San Diego MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,993 $633,219 $416,119 $217,100
2024 $6,993 $620,804 $407,960 $212,844
2023 $6,777 $608,632 $399,961 $208,671
2022 $6,675 $596,699 $392,119 $204,580
2021 $6,504 $567,633 $373,018 $194,615
2020 $6,303 $561,814 $369,194 $192,620
2019 $6,120 $550,799 $361,955 $188,844
2018 $6,055 $540,000 $354,858 $185,142
2017 $4,306 $389,266 $255,804 $133,462
2016 $4,164 $381,635 $250,789 $130,846
2015 $4,042 $375,903 $247,022 $128,881
2014 $3,869 $360,000 $235,000 $125,000
Source: Public Records

Agents Affiliated with this Home

  • Ryan Hanninen

    Seller's Agent in 2025

    Ryan Hanninen

    eXp Realty of California, Inc.

    (858) 900-1884

    2 in this area

    70 Total Sales

    Ryan Hanninen
    Section Image

  • P

    Buyer's Agent in 2025

    Paul A. Paolini

    Windermere S. V. P.

  • Jeff Pastore

    Buyer's Agent in 2025

    Jeff Pastore

    Alta Pacific Realty

    (619) 964-1000

    1 in this area

    67 Total Sales

    Jeff Pastore
    Section Image
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Map

Source: San Diego MLS

MLS Number: 250027432

San Diego MLS

APN: 158-673-38

California San Diego County Oceanside 92058 San Luis Rey

3924 Tortuga Cove, Oceanside, CA

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