$345,000
SOLD APR 25, 2025

3940 Southern Cross Dr Gwynn Oak, MD 21207

4 Beds
2.5 Baths
1,796 Sq Ft
10,670 Sq Ft Lot

Recently Sold

$192 Per Sq Ft

6% Above List Price

4 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Bathtub with Shower
  • Wood Flooring
  • Stainless Steel Appliances
  • Living Room

About This Home

As of April 2025

Welcome to 3940 Southern Cross Dr - a spacious and beautifully updated 4-bedroom, 2.5-bath home on a desirable corner lot that feels like a double lot! Freshly painted throughout with new carpet, gleaming hardwood floors, and stylish LVP flooring. Enjoy the privacy of a fully fenced yard, plus convenient off-street parking with additional street parking available. Recent updates include new attic insulation (2023) and a newer roof (2019). Fantastic location in Baltimore County with easy access to major routes, yet tucked away in a peaceful setting. The versatile primary bedroom can easily be converted back to its original use as a family room, offering flexible living space to suit your needs. Don't miss this incredible opportunity - schedule your tour today!

Last Agent to Sell the Property

Jeremy Walsh

Coldwell Banker Realty License #614396 Listed on: 02/28/2025

Coldwell Banker Realty

Last Buyer's Agent

Nikki Banks

Coldwell Banker Realty License #0225255890

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,541

Year Built

  • Built in 1955

Lot Details

  • 10,670 Sq Ft Lot

Parking

  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Living Room
  • Dining Room
  • Storage Room

Kitchen

  • Gas Oven or Range
  • Range Hood
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Campfield Gardens Subdivision

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 04030314066350

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,541

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Year Built: 1955
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to 3940 Southern Cross Dr - a spacious and beautifully updated 4-bedroom, 2.5-bath home on a desirable corner lot that feels like a double lot! Freshly painted throughout with new carpet, gleaming hardwood floors, and stylish LVP flooring. Enjoy the privacy of a fully fenced yard, plus convenient off-street parking with additional street parking available. Recent updates include new attic insulation (2023) and a newer roof (2019). Fantastic location in Baltimore County with easy access to major routes, yet tucked away in a peaceful setting. The versatile primary bedroom can easily be converted back to its original use as a family room, offering flexible living space to suit your needs. Don't miss this incredible opportunity - schedule your tour today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer
  • Interior Amenities: Bathroom - Tub Shower, Carpet, Dining Area, Wood Floors
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Laundry, Storage Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Has Laundry
  • Total Sq Ft: 1796
  • Living Area Sq Ft: 1796
  • Price Per Sq Ft: 204.15
  • Above Grade Finished Sq Ft: 1592
  • Below Grade Finished Sq Ft: 204
  • Total Below Grade Sq Ft: 204
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3940

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Upper Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.24
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10670.00
  • Year Assessed: 2024
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2541.00
  • Assessor Parcel Number: 04030314066350
  • Tax Lot: 1
  • Tax Total Finished Sq Ft: 1796
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 04/25/2025

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2025
Closed on
Apr 25, 2025
Sold by
Savage Renee
Bought by
Hatcher La-Tonya and Hatcher Norman
Seller's Agent
Jeremy Walsh
Coldwell Banker Realty
Buyer's Agent
Nikki Banks
Coldwell Banker Realty
List Price
$325,000
Sold Price
$345,000
Premium/Discount to List
$20,000
6.15%
Views
92
Current Estimated Value
$341,354

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,646
Avg. Annual Appreciation
-2.99%
Original Mortgage
$334,650
Outstanding Balance
$333,767
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$7,587

Purchase Details

Closed on
Oct 11, 2007
Sold by
Savage Renee
Bought by
Savage Renee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,500
Interest Rate
6.59%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Sep 19, 2007
Sold by
Savage Renee
Bought by
Savage Renee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,500
Interest Rate
6.59%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
May 9, 2000
Sold by
Greenberg Lily
Bought by
Savage Renee and Wellsey Joseph

Purchase Details

Closed on
Aug 11, 1999
Sold by
Noah Lily
Bought by
Greenberg Lily and Greenberg Norman E
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $345,000 Title Resources Guaranty
Deed -- --
Deed -- --
Deed $84,900 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $334,650 New Conventional
Previous Owner $158,195 Stand Alone Second
Previous Owner $157,500 Stand Alone Second
Previous Owner $125,000 Stand Alone Second
Previous Owner $116,800 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/25/2025 04/25/25 Sold $345,000 +6.2% $192 / Sq Ft
03/04/2025 03/04/25 Pending -- -- --
02/28/2025 02/28/25 For Sale $325,000 -- $181 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,081 $213,600 $52,200 $161,400
2024 $3,081 $209,667 $0 $0
2023 $1,449 $205,733 $0 $0
2022 $2,813 $201,800 $52,200 $149,600
2021 $2,692 $192,400 $0 $0
2020 $2,692 $183,000 $0 $0
2019 $2,440 $173,600 $52,200 $121,400
2018 $2,411 $162,667 $0 $0
2017 $2,308 $151,733 $0 $0
2016 $2,243 $140,800 $0 $0
2015 $2,243 $140,800 $0 $0
2014 $2,243 $140,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2119622

Bright MLS

APN: 03-0314066350