NOT LISTED FOR SALE

395 Arbor Ridge Benton Harbor, MI 49022

Higman Park Neighborhood

Estimated Value: $514,000 - $692,000

4 Beds
3.5 Baths
4,104 Sq Ft
$150/Sq Ft Est. Value

Last Sold October 16, 2020

Last sale price $395,000 $96 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $3,970/month

32 Days on Market

Highlights

  • Home Theater
  • Traditional Architecture
  • Cul-De-Sac
  • Wooded Lot
  • Wood Flooring
  • Skylights

About This Home

As of October 2020

Located on a quiet cul-de-sac this spacious home offers great division of space and sets on a beautifully landscaped ravine lot. The Main level offers a generous size Great Room with gas log fireplace open to the Dining Room with vaulted ceilings and sliders to the back. This area flows into the kitchen with cherry cabinets, new KitchenAid Stainless Appliances, Cambria Quartz Counters, a center island with snack bar and a separate informal eating area. There is a main level primary en-suite with a large bath with double vanities, a Euro-glass shower and a separate walk-in closet with built-ins and a dressing area. This bedroom also has sliders to a patio area. On the opposite side of the home are 2 more bedrooms and a hallway bath. The upper level has a large bonus room or guest bedroom. The lower level has approximately 1,722 Sq Ft of finished space featuring a 4th bedroom, a Rec Room with game tables, a wet bar and card table area, a full bath and a TV area. The outside back area has an extensive patio over looking the ravine and is great for entertaining, eating or just relaxing. This lovely home is located close to Rocky Gap Beach, Harbor Shores Golf Course and downtown St. Joseph with numerous shops, restaurants, museums, marinas and additional beaches.

Last Agent to Sell the Property

Michael Mccausland

@properties Christie's International R.E. License #6501201614 Listed on: 09/14/2020

@properties Christie's International R.E.

Co-Listed By

Patricia Bowman

@properties Christie's International R.E. License #6501316171

Last Buyer's Agent

Phyllis Palmer

Cressy & Everett Real Estate License #6501385331

Cressy & Everett Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,197

Year Built

  • Built in 2003

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 90 x 146
  • Cul-De-Sac
  • Shrub
  • Level Lot
  • Sprinkler System
  • Wooded Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Living Room with Fireplace
  • Home Theater

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • 1 Bedroom in Basement

Outdoor Features

  • Patio
  • Shed
  • Storage Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Property is near a ravine

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,197

Year Built

Built in 2003

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2003
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 90 x 146
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 4104.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 6197.0
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Lot Description:Ravine: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Landscape:Underground Sprinkler: Yes
  • Windows:Skylight(s): Yes
  • Appliances:Built in Oven: Yes
  • Additional Items:Wet Bar: Yes
  • General Property Info:SqFt Above Grade: 2382.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built in Oven, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Wet Bar, Kitchen Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Full
  • LivingArea: 4104.0
  • Window Features: Skylight(s), Screens, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Full Baths: 1
  • Basement Rooms:Basement Finished SQFT: 1722.0
  • Basement Rooms:Total Basement SQFT: 2070.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Below Grade Sq Ft: 1722.0

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • List Price: 395000.0
  • Lot Features: Level, Sidewalk, Wooded, Ravine, Cul-De-Sac
  • Other Structures: Shed(s)
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Brick: Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Info:Approx Assoc Fee2: 100.0
  • Association Info:Assoc Fee Payable: Annually

Lot Info

  • Lot Size Acres: 0.3
  • Lot Size Area: 0.3
  • Lot Dimensions: 90 x 146
  • Lot Size Sq Ft: 13068.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6197.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 1, 2025
Sold by
Palmer Phyllis M
Bought by
Phyllis Palmer Living Trust and Palmer
Current Estimated Value
$617,047

Purchase Details

Listed on
Sep 14, 2020
Closed on
Oct 7, 2020
Sold by
Lackner Barbara E and Gast Margaret M
Bought by
Palmer Phyllis M
Seller's Agent
Michael Mccausland
@properties Christie's International R.E.
Buyer's Agent
Phyllis Palmer
Cressy & Everett Real Estate
List Price
$395,000
Sold Price
$395,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.37%
Original Mortgage
$306,520
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 10, 2019
Sold by
Lackner Barbara E and Gast Margaret M
Bought by
Lackner Barbara E and Gast Margaret M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Phyllis Palmer Living Trust -- None Listed On Document
Phyllis Palmer Living Trust -- None Listed On Document
Palmer Phyllis M $383,150 First American Title
Palmer Phyllis M $383,150 First American Title
Lackner Barbara E -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Palmer Phyllis M $306,520
Previous Owner Lackner Barbara E $255,000
Previous Owner Murphy Charles A $97,839
Previous Owner Murphy Charles A $268,800
Previous Owner Murphy Charles A $50,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/16/2020 10/16/20 Sold $395,000 0.0% $96 / Sq Ft
10/16/2020 10/16/20 Pending -- -- --
09/14/2020 09/14/20 For Sale $395,000 -- $96 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,083 $268,200 $0 $0
2024 $4,397 $251,500 $0 $0
2023 $4,188 $240,900 $0 $0
2022 $3,989 $229,700 $0 $0
2021 $7,369 $219,700 $19,800 $199,900
2020 $6,249 $219,400 $0 $0
2019 $6,135 $184,100 $14,200 $169,900
2018 $5,830 $184,100 $0 $0
2017 $5,764 $193,900 $0 $0
2016 $5,765 $178,000 $0 $0
2015 $5,551 $174,400 $0 $0
2014 $2,983 $174,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2020

    Michael Mccausland

    @ Properties

    (269) 429-5675

    2 in this area

    36 Total Sales

    Michael Mccausland
    Section Image
  • Patricia Bowman

    Seller Co-Listing Agent in 2020

    Patricia Bowman

    @ Properties

    (312) 420-1281

    2 in this area

    39 Total Sales

    Patricia Bowman
    Section Image

  • P

    Buyer's Agent in 2020

    Phyllis Palmer

    Cressy & Everett Real Estate

    (269) 985-3180

    2 in this area

    61 Total Sales

    Phyllis Palmer
    Section Image
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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20038234

Southwestern Michigan Association of REALTORS®

APN: 11-03-9000-0020-00-0

Michigan Berrien County Benton Harbor 49022 Higman Park

395 Arbor Ridge, Benton Harbor, MI

This home is located at 395 Arbor Ridge, Benton Harbor, MI 49022 since 14 September 2020 and is currently estimated at $617,047, approximately $150 per square foot. This property was built in 2003. 395 Arbor Ridge is a home located in Berrien County with nearby schools including Fair Plain Middle School, Benton Harbor High School, and Benton Harbor Charter School Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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