PENDING
$450K PRICE DROP
395 Breakwater Dr Fishers, IN 46037
Olio NeighborhoodEstimated payment $18,843/month
Total Views
22,357
6
Beds
6.5
Baths
9,525
Sq Ft
$299
Price per Sq Ft
Highlights
- Lake Front
- Gated Community
- Mature Trees
- Brooks School Elementary School Rated A
- 1.59 Acre Lot
- Contemporary Architecture
About This Home
Experience the pinnacle of waterfront living at this modern estate in the exclusive gated community of Breakwater on Geist Reservoir. Set on over 1.5 acres of pristine, landscaped grounds, this stunning retreat offers panoramic lake views, private dock access, and a lifestyle defined by luxury, comfort, and intentional design. Thoughtfully curated by acclaimed designer Linda Mordoh of Savvy Decor, the interiors blend warm sophistication with modern elegance. The heart of the home is the showstopping kitchen, featuring custom Nathan Allan cabinetry, striking black finishes, radiant quartz countertops, and brushed gold accents-a space designed for both culinary creativity and gathering. With six spacious bedrooms, each with its own en-suite bath, this home offers unmatched comfort and privacy. The primary suite is a true sanctuary, boasting a spa-like bath with dual rain showers, steam system, soaking tub, DTV digital controls, and a dream-worthy walk-in closet. The lower level is fully integrated with Control4 Smart Home technology and offers flexible space for a custom bar, home theater, or entertainment area-perfect for everything from quiet nights to lively gatherings. Step outside to your private dock, where mornings begin with coffee on the water and evenings end with sunset views and a glass of wine. Whether hosting unforgettable events or enjoying peaceful solitude, this property offers a seamless blend of everyday comfort and extraordinary moments. Breakwater is more than a neighborhood-it's a lifestyle. A secure, prestigious enclave where luxury, design, and community come together.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $37,130
Year Built
- Built in 1999 | Remodeled
Lot Details
- 1.59 Acre Lot
- Lake Front
- Reservoir Front
- Mature Trees
- Wooded Lot
HOA Fees
- $250 Monthly HOA Fees
Parking
- 4 Car Attached Garage
Property Views
- Lake
- Woods
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Concrete Perimeter Foundation
- Stucco
Interior Spaces
- 2-Story Property
- Woodwork
- Cathedral Ceiling
- Paddle Fans
- Gas Log Fireplace
- Fireplace in Hearth Room
- Entrance Foyer
- Great Room with Fireplace
- 3 Fireplaces
- Family or Dining Combination
- Attic Access Panel
- Laundry on main level
Kitchen
- Double Oven
- Electric Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 6 Bedrooms
- Walk-In Closet
Finished Basement
- Exterior Basement Entry
- 9 Foot Basement Ceiling Height
- Fireplace in Basement
- Basement Storage
Home Security
- Smart Lights or Controls
- Smart Locks
- Fire and Smoke Detector
Outdoor Features
- Balcony
Schools
- Hamilton Southeastern High School
Utilities
- Forced Air Heating and Cooling System
- Tankless Water Heater
- Gas Water Heater
Listing and Financial Details
- Legal Lot and Block 26 / 2
- Assessor Parcel Number 291502009001000020
Community Details
Overview
- Association fees include home owners, maintenance, snow removal
- Association Phone (317) 541-0000
- Breakwater Subdivision
- Property managed by Omni
- The community has rules related to covenants, conditions, and restrictions
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $37,129 | $1,771,000 | $387,700 | $1,383,300 |
| 2023 | $37,129 | $1,713,400 | $387,700 | $1,325,700 |
| 2022 | $35,497 | $1,598,300 | $387,700 | $1,210,600 |
| 2021 | $18,019 | $1,349,300 | $387,700 | $961,600 |
| 2020 | $18,102 | $1,349,300 | $387,700 | $961,600 |
| 2019 | $18,419 | $1,373,100 | $387,700 | $985,400 |
| 2018 | $18,072 | $1,337,500 | $387,700 | $949,800 |
| 2017 | $15,472 | $1,155,500 | $387,700 | $767,800 |
| 2016 | $15,674 | $1,173,800 | $387,700 | $786,100 |
| 2014 | $14,361 | $1,179,700 | $387,700 | $792,000 |
| 2013 | $14,361 | $1,188,800 | $387,700 | $801,100 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Pending | -- | -- | -- |
| 06/23/2025 06/23/25 | Price Changed | $2,850,000 | -8.0% | $299 / Sq Ft |
| 05/22/2025 05/22/25 | Price Changed | $3,099,000 | -6.1% | $325 / Sq Ft |
| 04/03/2025 04/03/25 | For Sale | $3,300,000 | +74.1% | $346 / Sq Ft |
| 12/02/2021 12/02/21 | Sold | $1,895,000 | 0.0% | $199 / Sq Ft |
| 11/22/2021 11/22/21 | Pending | -- | -- | -- |
| 08/11/2021 08/11/21 | Off Market | $1,895,000 | -- | -- |
| 05/18/2021 05/18/21 | For Sale | $1,895,000 | -- | $199 / Sq Ft |
Source: MIBOR Broker Listing Cooperative®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $1,881,133 | None Listed On Document | |
| Warranty Deed | $1,895,000 | None Available | |
| Warranty Deed | -- | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $520,000 | New Conventional | |
| Previous Owner | $350,000 | Credit Line Revolving | |
| Previous Owner | $350,000 | Credit Line Revolving | |
| Previous Owner | $532,000 | New Conventional | |
| Previous Owner | $500,000 | New Conventional | |
| Previous Owner | $1,000,000 | Credit Line Revolving | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Public Records
Similar Homes in the area
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22027702
APN: 29-15-02-009-001.000-020
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
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