3955 Hearthstone Cir Chattanooga, TN 37415
Lupton City NeighborhoodEstimated payment $3,661/month
Highlights
- Community Cabanas
- Deck
- Wooded Lot
- Open Floorplan
- Property is near public transit
- Wood Flooring
About This Home
Treat yourself and your family to the gift of time and effortless living in The Overlook, one of North Chattanooga's most desirable and well established amenity neighborhoods. Craftsman-style cottages and family homes combine timeless character and urban convenience in a quiet, peaceful community just minutes from the North Shore. With leafy tree-lined sidewalks, and a single entry for minimal traffic, it's an ideal setting for walking, playing, and connecting with neighbors. 3955 Hearthstone Circle, located just across the street from the community pool, sport court, and pavilion, creates a true urban enclave in an incredible location. Downtown Chattanooga, the vibrant Southside, Hixson and the Chattanooga Airport are all within easy access. Welcome friends and family with a gracious covered front porch overlooking the community park, while the open composite deck at the rear provides a peaceful outdoor retreat bordered by ,more lush and protected greenspace—one of only a few homes in The Overlook offering this rare and lasting privacy. The family room, anchored by a gas fireplace, flows effortlessly into the kitchen and dining areas, creating a laid back environment for everyday living and entertaining alike. Custom cabinetry, subway tile backsplash, a central breakfast island, and a generous pantry—all designed for both beauty and function. Throughout the home, site-finished hardwood floors, substantial moldings, and freshly painted interiors reflect the care and attention given to every detail, allowing for an easy transition into your new home. The primary suite and spacious ensuite, located on the main level for convenience and privacy, provides a peaceful evening retreat with dual vanities separated by a deep soaking tub, and an oversized walk-in closet is the ultimate upgrade. Upstairs, you'll find three additional rooms—perfect for guest accommodations, a home office, or a bonus space—along with tremendous walk-in storage that enhances everyday practicality. A rare opportunity to own in one of North Chattanooga's most sought-after neighborhoodswhere comfort, style, and location come together in perfect harmony. Hearthstone Circle North Chattanooga Home. No Place Like It!
Listing Agent
Real Estate Partners Chattanooga LLC License #258780 Listed on: 10/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,995
Year Built
- Built in 2008
Lot Details
- 0.27 Acre Lot
- Lot Dimensions are 75x155x75x155
- Landscaped
- Rectangular Lot
- Level Lot
- Front and Back Yard Sprinklers
- Wooded Lot
- Back Yard Fenced and Front Yard
HOA Fees
- $50 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Accessed On Kitchen Level
- Garage Door Opener
- Driveway
- On-Street Parking
- Off-Street Parking
Home Design
- Brick Foundation
- Block Foundation
- Stone Foundation
- Shingle Roof
- Asphalt Roof
- Shingle Siding
- Cement Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,743 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Woodwork
- Crown Molding
- Tray Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Log Fireplace
- Insulated Windows
- Entrance Foyer
- Family Room with Fireplace
- Dining Room
- Bonus Room
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- Double Vanity
- Soaking Tub
- Bathtub with Shower
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer Hookup
Outdoor Features
- In Ground Pool
- Deck
- Covered Patio or Porch
- Rain Gutters
Location
- Property is near public transit
Schools
- Rivermont Elementary School
- Red Bank Middle School
- Red Bank High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- Gas Available
- Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 118f F 004
Community Details
Overview
- Association fees include ground maintenance
- The Overlook Subdivision
- On-Site Maintenance
Amenities
- Picnic Area
- Party Room
Recreation
- Community Basketball Court
- Outdoor Game Court
- Sport Court
- Recreation Facilities
- Community Playground
- Community Cabanas
- Community Pool
- Park
- Jogging Path
- Trails
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,992 | $89,025 | $0 | $0 |
| 2023 | $1,992 | $89,025 | $0 | $0 |
| 2022 | $1,992 | $89,025 | $0 | $0 |
| 2021 | $1,992 | $89,025 | $0 | $0 |
| 2020 | $2,339 | $84,600 | $0 | $0 |
| 2019 | $2,339 | $84,600 | $0 | $0 |
| 2018 | $2,053 | $84,600 | $0 | $0 |
| 2017 | $2,339 | $84,600 | $0 | $0 |
| 2016 | $2,287 | $0 | $0 | $0 |
| 2015 | $4,312 | $82,700 | $0 | $0 |
| 2014 | $4,312 | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/23/2025 10/23/25 | For Sale | $625,000 | +58.2% | $228 / Sq Ft | |
| 06/28/2019 06/28/19 | Sold | $395,000 | -1.3% | $144 / Sq Ft | View Prior Sale |
| 05/12/2019 05/12/19 | Pending | -- | -- | -- | |
| 04/29/2019 04/29/19 | For Sale | $400,000 | +31.6% | $145 / Sq Ft | |
| 06/18/2014 06/18/14 | Sold | $304,000 | -12.9% | $111 / Sq Ft | View Prior Sale |
| 06/05/2014 06/05/14 | Pending | -- | -- | -- | |
| 03/31/2014 03/31/14 | For Sale | $349,000 | -- | $127 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Comberland Ttl & Guaranty Co | |
| Warranty Deed | $395,000 | Cumberland Ttl & Guaranty Ll | |
| Warranty Deed | $332,200 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $395,000 | New Conventional | |
| Previous Owner | $140,000 | New Conventional |
Source: Greater Chattanooga REALTORS®
MLS Number: 1522846
APN: 118F-F-004
- 3824 Hearthstone Cir
- 862 Intermont Rd
- 3364 Crompton St
- 3816 Azalean Dr
- 1146 Luptonville Crossing
- 1005 Luptonville Crossing
- 3351 Black Oak Cir
- 711 Mauldeth Rd
- 701 Lupton Dr
- 3944 Azalean Dr
- 3534 Oak Knoll Dr
- 3609 Forest Highland Dr
- 1360 Highland Rd
- 1182 Riverbank Ridge
- 1328 Highland Rd
- 1325 Highland Rd
- 3531 Sleepy Hollow Rd
- 3610 Premium Dr
- 3909 Memphis Dr
- 3509 Sleepy Hollow Rd
- 3825 Hixson Pike
- 3418 Sleepy Hollow Rd
- 1325 Highland Rd
- 3474 Lockwood Cir
- 515 Ely Rd
- 3565 Knollwood Hill Dr
- 3563 Knollwood Hill Dr
- 4528 Sherry Ln
- 506 Bitsy Ln
- 3507 Dayton Blvd
- 3204 Redding Rd
- 4101-4103 Dayton Blvd
- 2627 Hixson Pike
- 203 W Euclid Ave Unit Apartment
- 4105 Dayton Blvd
- 5243 Donlyn Dr Unit A
- 105 Santeelah St
- 3513 Berkley Dr
- 220 Culver St
- 2915 Williamsburg