396 Ruddiman Dr Unit N Muskegon, MI 49445
Estimated Value: $395,394 - $484,000
2
Beds
2
Baths
1,512
Sq Ft
$211/mo
HOA Fee
Highlights
- 408 Feet of Waterfront
- Docks
- Recreation Room
- North Muskegon Middle School Rated A-
- Property fronts a channel
- Traditional Architecture
About This Home
As of December 2018Absolutely beautiful views from this Channel Point Condo in North Muskegon. Park like setting with landscaped grounds and gazebo. Enjoy watching the boats and wildlife in the Bear Lake Channel from this ground level unit with private patio. Condo includes dock just a few feet away. Completely updated and ready to move into. New kitchen, bathrooms, furnace, solid surface floors, and more. Walkable community nestled between Muskegon Lake and Bear Lake. Not far from Lake Michigan and the Muskegon Winter Sports Complex. Relax and enjoy the waterfront lifestyle!
Last Agent to Sell the Property
Coldwell Banker Woodland Schmidt Muskegon License #6502381483 Listed on: 10/05/2018
Last Buyer's Agent
Gary Schmitt
Gary Schmitt License #6502135079
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,379
Year Built
- Built in 1998
Lot Details
- Property fronts a channel
- 408 Feet of Waterfront
- Sprinkler System
HOA Fees
- $211 Monthly HOA Fees
Parking
- 1 Car Detached Garage
Home Design
- Traditional Architecture
- Slab Foundation
- Composition Roof
- Wood Siding
Interior Spaces
- 1,512 Sq Ft Home
- 1-Story Property
- Gas Log Fireplace
- Living Room with Fireplace
- Dining Area
- Recreation Room
- Water Views
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Docks
- Shared Waterfront
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Community Details
- Association fees include snow removal, lawn/yard care
- Channel Point Condos
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 5, 2018
Closed on
Dec 28, 2018
Sold by
Byrd Carol Stowe and Byrd Steven
Bought by
Kane Richard L and Kane Marlene J
Seller's Agent
Cindy Maurer
Coldwell Banker Woodland Schmidt Muskegon
Buyer's Agent
Gary Schmitt
Gary Schmitt
List Price
$250,000
Sold Price
$229,000
Premium/Discount to List
-$21,000
-8.4%
Total Days on Market
41
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$206,849
Avg. Annual Appreciation
10.48%
Original Mortgage
$189,000
Interest Rate
4.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 17, 2017
Sold by
Hermansader Penny M
Bought by
Stowe Byrd Carol and Byrd Steven
Purchase Details
Closed on
Sep 13, 2013
Sold by
Hermansader Penny M
Bought by
Hermansader Penny M and Hermansader Rachel Marie
Purchase Details
Closed on
Sep 19, 2006
Sold by
Leestma Ryan M and Leestma Megan R
Bought by
Hermansader Penny M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
6.59%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 17, 2005
Sold by
Kerrill King Living Trust
Bought by
Leestma Ryan M and Leestma Megan R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
5.86%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Sep 29, 2003
Sold by
Blazak William
Bought by
King Kerrill H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.43%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Muskegon, MI
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Kane Richard L | $229,000 | Chicago Title Of Michigan In | |
| Stowe Byrd Carol | -- | None Available | |
| Hermansader Penny M | -- | Rei | |
| Hermansader Penny M | -- | Harbor Title | |
| Leestma Ryan M | $170,000 | Muskegon Land Title Agency L | |
| King Kerrill H | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Kane Richard L | $145,000 | |
| Closed | Kane Richard L | $189,000 | |
| Previous Owner | Hermansader Penny | $127,050 | |
| Previous Owner | Hermansader Penny M | $130,000 | |
| Previous Owner | Leestma Ryan M | $116,000 | |
| Previous Owner | King Kerrill H | $50,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/27/2018 12/27/18 | Sold | $229,000 | -8.4% | $151 / Sq Ft |
| 11/15/2018 11/15/18 | Pending | -- | -- | -- |
| 10/05/2018 10/05/18 | For Sale | $250,000 | -- | $165 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,486 | $160,400 | $0 | $0 |
| 2023 | $1,419 | $142,700 | $0 | $0 |
| 2022 | $6,559 | $124,300 | $0 | $0 |
| 2021 | $6,371 | $119,100 | $0 | $0 |
| 2020 | $6,312 | $108,700 | $0 | $0 |
| 2019 | $6,097 | $100,300 | $0 | $0 |
| 2018 | $4,028 | $94,000 | $0 | $0 |
| 2017 | $4,399 | $88,600 | $0 | $0 |
| 2016 | $827 | $80,300 | $0 | $0 |
| 2015 | -- | $72,700 | $0 | $0 |
| 2014 | -- | $71,600 | $0 | $0 |
| 2013 | -- | $70,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Maurer
Seller's Agent in 2018
Cindy Maurer
Coldwell Banker Woodland Schmidt Muskegon
(231) 343-3816
51 Total Sales
-
G
Buyer's Agent in 2018
Gary Schmitt
Gary Schmitt
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 18049307
APN: 23-161-000-0007-00
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