$800,000
SOLD SEP 18, 2024

397 E Main St Harbor Springs, MI 49740

2 Beds
1.5 Baths
2,156 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$371 Per Sq Ft

20% Below List Price

135 Days on Market

Highlights

  • Water Views
  • Thermal Windows
  • Home Security System
  • First Floor Utility Room
  • Living Room
  • Forced Air Heating and Cooling System

About This Home

As of September 2024

Premier Main Street location in downtown Harbor Springs. The classic architectural styling features a charming covered front porch and offers versatile zoning for both residential and commercial use. Currently set up with a spacious 2nd floor living area with 2 bedrooms, bath, kitchen, living room and views of the harbor. The main level is commercially set up for retail or office use and features a half bath, kitchen area, handicap accessible, parking, and state of the art security system. Ideal for investment/rental opportunity.

Last Agent to Sell the Property

Gill Whitman

Berkshire Hathaway HomeServices Michigan Real Estate - HS Listed on: 05/06/2024

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Co-Listed By

Charity Fuhrman

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Last Buyer's Agent

Tom Mooradian

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,909

Year Built

  • Built in 1895

Lot Details

  • Property is zoned COHS - CBD

Parking

  • Driveway

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,156 Sq Ft Home
  • Thermal Windows
  • Living Room
  • Dining Room
  • First Floor Utility Room
  • Water Views
  • Partial Basement
  • Home Security System
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Upstairs

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 51-15-13-226-020

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,909

Year Built

Built in 1895

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1895
  • Lvt Date: 05/06/2024
  • Section: 13
  • Survey: Y
  • Second Address Number: 397
  • Directions: City of Harbor Springs corner of Mian Street and Judd.
  • Price per Sq Ft: 371.06
  • OFFICELIST_STATE: MI
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1895

Interior Features

  • Features: Cable, Central Air, Dryer, Paved Drive, Range, Refrigerator, Washer, Security System, Paved Road
  • Total Finished Sq Ft: 2156
  • Master Bedroom: Dimensions: 12'2" x 12'4", On Level: Upper
  • Bedroom 2: Dimensions: 12'2" x 11'8", On Level: Upper
  • Bedroom 3: Dimensions: 9'9" x 11' 7" Office, On Level: Main
  • Bedroom 4: Dimensions: 14'6" 12'5" Non-Bedroom, On Level: Main
  • Total Rooms: 11
  • Basement: Partial
  • Dining Room: Dimensions: w/Kitchen, On Level: Main
  • Kitchen: Dimensions: 14'8" x12'4", On Level: Upper
  • Family Room: On Level: N/A
  • Living Room: Dimensions: 13'1" x 14'8", On Level: Upper
  • Above Grade Finished Sq Ft: 2156
  • Bathroom 1: Dimensions: 9'10" x 11'9", On Level: Upper
  • Bathroom 2: Dimensions: 6'7" x 6'11", On Level: Main
  • Number Of Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Rooms 1: Dimensions: 13'1" x 14'9", On Level: Main
  • Rooms 2: Dimensions: 16'3" x 12'5", On Level: Main
  • Windows: Thermo, Pella

Exterior Features

  • Construction: Wood Frame/Site Built
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither
  • Water View: Yes

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Estimated Lot Dimensions: 66'10" x 88'
  • Lot: Y
  • Zoning: COHS - CBD

Tax Info

  • Assessor Parcel Number: 51-15-13-226-020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2024
Closed on
Sep 18, 2024
Sold by
Eagle Bay Ventures Llc
Bought by
Jr & Me Llc
Seller's Agent
Gill Whitman
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Tom Mooradian
Berkshire Hathaway HomeServices Michigan Real Estate - HS
List Price
$998,500
Sold Price
$800,000
Premium/Discount to List
-$198,500
-19.88%
Views
100
Current Estimated Value
$849,924

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,924
Avg. Annual Appreciation
5.79%

Purchase Details

Closed on
Jul 9, 2007
Sold by
Bonesteel Dean A and Bonesteel Hildegard
Bought by
Eagle Bay Ventures Llc

Purchase Details

Closed on
Feb 11, 2000
Sold by
Pigati Robert
Bought by
Bonesteel Dean A and Bonesteel Hildegard

Purchase Details

Closed on
Sep 1, 1995
Bought by
Pigati Rps and Pigati Pta

Purchase Details

Closed on
Sep 1, 1992
Sold by
Matthews Tocommercial
Bought by
Schmidt Rps

Purchase Details

Closed on
Jul 1, 1992
Bought by
Matthews
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed $475,000 --
Warranty Deed $395,000 --
Warranty Deed $340,000 --
Warranty Deed $280,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $110,000 Commercial
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2024 09/18/24 Sold $800,000 -10.1% $371 / Sq Ft
08/27/2024 08/27/24 Price Changed $890,000 -6.3% $413 / Sq Ft
07/02/2024 07/02/24 Price Changed $950,000 -4.9% $441 / Sq Ft
05/06/2024 05/06/24 For Sale $998,500 -- $463 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,909 $381,800 $20,800 $361,000
2024 $10,909 $346,600 $20,800 $325,800
2023 $9,796 $291,400 $14,900 $276,500
2022 $9,796 $275,600 $13,200 $262,400
2021 $9,471 $265,400 $59,400 $206,000
2020 $9,362 $267,700 $59,400 $208,300
2019 $11,414 $244,900 $66,000 $178,900
2018 -- $220,600 $66,000 $154,600
2017 -- $218,200 $66,000 $152,200
2016 -- $208,500 $66,000 $142,500
2015 -- $203,000 $0 $0
2014 $7,725 $190,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 473675

Northern Michigan MLS

APN: 51-15-13-226-020