NOT LISTED FOR SALE

Estimated Value: $948,649 - $973,000

4 Beds
2 Baths
2,031 Sq Ft
$474/Sq Ft Est. Value

Sale Details

Date Sold: May 4, 2026

Last sale price $970,000 $478 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $5,671 / mo

7 Days on Market

Highlights

  • Open Floorplan
  • 3 Car Direct Access Garage
  • Walk-In Closet
  • Bonus Room
  • Family Room Off Kitchen
  • Concrete Porch or Patio

About This Home

As of May 2026

"Corner Lot, Single Level Coastal Living in the Bay Streets That Just Feels Right!" WHAT WE LOVE: Some homes hit loud... this one hits just right. Set on a corner lot in Oceanside’s sought after Bay Streets, this single-level home delivers the kind of easy, coastal living people are chasing... without the noise, density, or compromise that usually comes with it. Coastal breezes move naturally through the home, while soft, consistent light fills the space throughout the day. The layout is simple in the best way, high ceilings and open where it matters, connected where it counts, and free of the friction that comes with stairs or awkward transitions. French doors in both the front and back create a seamless indoor-outdoor flow, opening to a backyard that is not just there for looks, but designed to actually be used. It’s bright when you want it, shaded when you need it, and consistently comfortable in between. Add in the quiet feel of the neighborhood, close proximity to the beach, shopping, and freeway access... and what you get is something rare. Not overdone. Not overpromised. Just a home that lives well.

Last Agent to Sell the Property

Jesse Ibanez

The GreenHouse Group Inc. License #01405643 Listed on: 04/02/2026

Last Buyer's Agent

Dorrie Stutz

First Team Real Estate License #01927731

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1997

Lot Details

  • 8,439 Sq Ft Lot
  • Property is Fully Fenced
  • Property is zoned R-1:SINGLE

HOA Fees

  • $68 Monthly HOA Fees

Parking

  • 3 Car Direct Access Garage

Home Design

  • Turnkey
  • Tile Roof
  • Stucco

Interior Spaces

  • 2,031 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Bonus Room
  • Tile Flooring

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Outdoor Features

  • Concrete Porch or Patio
  • Pergola

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include common area maintenance
  • The Crest At Whelan Ranch Association
  • The Crest At Whelan Ranch Community
  • Oceanside Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Home Details

Home Type

Single Family

Year Built

Built in 1997

Lot Details

8,439 Sq Ft Lot

HOA Fees

$68 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Condition: Turnkey
  • Year Built: 1997
  • Unit Levels: 1 Story
  • Property Sub Type: Detached
  • Association Fees: 68.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance
  • Co List Office Mls Id: 62971
  • Subdivision Name: OCEANSIDE
  • BuildingName: The Crest at Whelan Ranch
  • Living Area: 2031.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2026-05-05T18:11:01Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • FullAddress: 397 Moonstone Bay
  • Ownership: Fee Simple
  • ShortSale: No
  • SupplementRemarks: WHAT WE LOVE, (CONTINUED) The corner lot placement creates a noticeable sense of space and privacy that is hard to find this close to the coast. A slate tile entry welcomes you in, while natural light carries easily through the main living areas where "looks-like-wood" diagonal tile floors have already been updated, all enhanced by updated lighting and clean sightlines. The updated kitchen anchors the home with a garden window and upgraded appliances including a Bosch dishwasher and LG microwave. French doors extend the living space outdoors to a thoughtfully designed backyard with a functional patio, updated fencing, and mature landscaping including tropical plants and rose beds. The home has been proactively improved with an auto sun shade for kitchen's patio doors, newer water heater, irrigation system with Rain Bird remote control, added shut off valve, leaf filter gutters, roof tile maintenance, and enhanced garage cabinetry and lighting. All of this is set in a location that offers coastal proximity with a quieter day to day experience, plus convenient access to freeways, shopping, and dining… a balance that continues to make the Bay Streets one of Oceanside’s most sought after pockets.
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Ceiling Fan, Kitchen Island, Open Floor Plan, Kitchen Open to Family Rm
  • Total Bedrooms: 4
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Gas Range
  • Fireplace Features: FP in Family Room
  • Fireplaces: 1
  • Flooring: Tile

Exterior Features

  • Fencing: Full
  • Roof: Tile
  • Pool Features: N/K
  • Disclosures: Homeowners Association, CC And R's
  • Construction Type: Stucco
  • Patio And Porch Features: Concrete, Patio

Garage/Parking

  • Garaged Spaces: 3.0
  • Parking Features: Attached, Direct Garage Access, Garage
  • Total Parking Spaces: 6.0
  • SDMLS_ParkingNonGaraged: 3.0

Utilities

  • Cooling: Central Forced Air
  • Heating: Fireplace, Forced Air Unit
  • Sewer: Sewer Connected
  • Laundry Features: Gas
  • Water Source: Meter on Property
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Name: The Crest at Whelan Ranch

Lot Info

  • Zoning: R-1:SINGLE
  • Other Structures: Pergola
  • Lot Size Sq Ft: 8439.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2026
Closed on
Apr 16, 2026
Sold by
Arthur Hughes and Lee Hughes Virginia
Bought by
Seller's Agent
Jesse Ibanez
The GreenHouse Group Inc.
Buyer's Agent
Dorrie Stutz
First Team Real Estate
List Price
$968,000
Sold Price
$970,000
Premium/Discount to List
$2,000
0.21%
Views
54
Current Estimated Value
$962,162

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,838
Avg. Annual Appreciation
-2.43%

Purchase Details

Closed on
May 1, 2021
Sold by
Hughes Howard Arthur and Hughes Virginia Lee
Bought by
Hughes Howard Arthur and Hughes Virginia Lee

Purchase Details

Listed on
May 21, 2020
Closed on
Jun 1, 2020
Sold by
Duong Quang and Tran Janny
Bought by
Hughes Howard Arthur and Hughes Virginia Lee
Seller's Agent
Vienna Kaiser
First Team Real Estate
Buyer's Agent
Jesse Ibanez
The GreenHouse Group Inc.
List Price
$684,997
Sold Price
$700,000
Premium/Discount to List
$15,003
2.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.31%
Original Mortgage
$360,000
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 6, 2016
Sold by
Prismantas Eugenia B and Prismantas Gintaras
Bought by
Duong Quang and Tran Janny

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
3.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 3, 2007
Sold by
Prismantas Eugenia
Bought by
Prismantas Eugenia B and Prismantas Gintaras

Purchase Details

Closed on
May 12, 2005
Sold by
Bruce Curtis O and Bruce Jacquelynn T
Bought by
Prismantas Kazys and Prismantas Eugenia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
5.25%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 7, 1997
Sold by
Greystone Homes Inc
Bought by
Bruce Curtis O and Bruce Jacquelynn T
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in North Valley, CA

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$970,000 Lawyers Title Company
Hughes Howard Arthur -- None Available
Hughes Howard Arthur $700,000 Lawyers Title Company
Duong Quang $450,000 Title 365 Glendale
Prismantas Eugenia B -- None Available
Prismantas Kazys $628,000 Southland Title Of San Diego
Bruce Curtis O $175,000 Lawyers Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $360,000
Previous Owner Duong Quang $64,000
Previous Owner Duong Quang $357,000
Previous Owner Duong Quang $360,000
Previous Owner Prismantas Kazys $185,000
Previous Owner Bruce Curtis O $50,000
Previous Owner Bruce Curtis O $190,000
Previous Owner Bruce Curtis O $155,000
Previous Owner Bruce Curtis $45,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/04/2026 05/04/26 Sold $970,000 +0.2% $478 / Sq Ft
04/09/2026 04/09/26 Pending -- -- --
04/02/2026 04/02/26 For Sale $968,000 +38.3% $477 / Sq Ft
07/07/2020 07/07/20 Sold $700,000 +2.2% $345 / Sq Ft View Prior Sale
05/26/2020 05/26/20 Pending -- -- --
05/21/2020 05/21/20 For Sale $684,997 +52.2% $337 / Sq Ft
12/16/2016 12/16/16 Sold $450,000 -6.3% $222 / Sq Ft View Prior Sale
09/01/2016 09/01/16 Pending -- -- --
06/21/2016 06/21/16 For Sale $480,000 -- $236 / Sq Ft
Source: San Diego MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,842 $342,188 $60,223 $281,965
2025 $3,842 $335,480 $59,043 $276,437
2024 $3,767 $328,903 $57,886 $271,017
2023 $3,651 $322,454 $56,751 $265,703
2022 $3,593 $316,133 $55,639 $260,494
2021 $3,603 $309,936 $54,549 $255,387
2020 $5,473 $477,541 $84,270 $393,271
2019 $5,315 $468,178 $82,618 $385,560
2018 $5,258 $458,999 $80,999 $378,000
2017 $71 $450,000 $79,411 $370,589
2016 $1,647 $136,602 $24,106 $112,496
2015 $1,601 $134,551 $23,744 $110,807
2014 $1,543 $131,916 $23,279 $108,637
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 260007767

San Diego MLS

APN: 122-385-07

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