NOT LISTED FOR SALE

397 Oak Rd Bumpass, VA 23024

Estimated Value: $356,421 - $442,000

3 Beds
2 Baths
1,170 Sq Ft
$350/Sq Ft Est. Value

Last Sold October 10, 2014

Last sale price $167,500 $143 Per Sq Ft

Est. 144% increase in value since last sale

Current estimated payment $2,318/month

53 Days on Market

Highlights

  • Seaplane Permitted
  • Boat Ramp
  • Boat or Launch Ramp
  • Jouett Elementary School Rated A-
  • 1 Boat Dock
  • Home fronts navigable water

About This Home

As of October 2014

Lovely park waterfront home on the private side of Lake Anna for rent featuring 3 bedrooms, 2 baths with an open concept, a main level bedroom and full bath in the gated community of Hickory Landing. The large level and partly wooded lot features a fire pit and storage shed. This property is located adjacent to the common area making the water front just steps away. There you can launch your boat or gather at the picnic pavilion with family and friends. Not furnished. NO SMOKING. All adults 18 years and older must submit an application online, including a background check, credit check, reference check, and employment verification. A credit score of 650+ is required and a minimum gross monthly income of 3 times rent rate. Tenant responsible for all utilities,. Utilities must be placed in Tenant's name by move-in date. 12 month lease required. Must provide 2 years verifiable rental history. Security deposit required within 24 hours of ratified lease Pets on a case by case basis. If allowed an additional pet rent is required (25.00).

Last Agent to Sell the Property

Linda Fosdick

(540) 872-6556 Linda@DiscoverLakeAnna.com KW Realty Lakeside License #0225086043 Listed on: 07/09/2014

Last Buyer's Agent

Lori Noland

(540) 872-8042 Lori@ExploreLakeAnna.com Lakeside Real Estate License #0225054916

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $980

Year Built

  • Built in 1997

Lot Details

  • 0.92 Acre Lot
  • Home fronts navigable water
  • Private Beach
  • The property's topography is level
  • Property is in very good condition

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • Gravel Driveway

Home Design

  • Cape Cod Architecture
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Window Treatments
  • Combination Dining and Living Room
  • Breakfast Area or Nook

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • Boat or Launch Ramp
  • Physical Dock Slip Conveys
  • 1 Boat Dock
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Shed

Utilities

  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 43
  • Assessor Parcel Number 63A-1-43

Community Details

Overview

  • Community Lake

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Fishing Allowed

Additional Features

  • Picnic Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$980

Year Built

Built in 1997

Lot Details

0

HOA Fees

$25 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1997
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only
  • Interior Amenities: Breakfast Area, Combination Dining/Living, Window Treatments, Floor Plan - Open
  • Fireplace: No
  • Entry Location: Living Room
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 1, Laundry
  • Basement: No
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Exterior Features: Private Beach
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: LAKE ANNA
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 300.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Boat Dock/Slip, Gated Community, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
  • HOA: Yes
  • Senior Community: No

Lot Info

  • Improvement Assessed Value: 94800.00
  • Land Assessed Value: 56000.00
  • Lot Size Acres: 0.92
  • Lot Size Area: 40075
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40075.00
  • Property Condition: Very Good
  • Topography: Level

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 17777383
  • Tax Annual Amount: 980.20
  • Assessor Parcel Number: 63A-1-43
  • Tax Lot: 43
  • County Tax Payment Frequency: Annually
  • Tax Year: 2012

Multi Family

  • Dock Slip Conveyance: First Come - First Served
  • Waterfront Features: Boat/Launch Ramp

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 9, 2021
Sold by
Lawson Keith E and Lawson Karen M
Bought by
Kobliska Martha Nichols
Current Estimated Value
$409,105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Outstanding Balance
$199,920
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$209,185

Purchase Details

Closed on
Jun 19, 2019
Sold by
Lawson Keith E and Lawson Karen M
Bought by
Lawson Keith E and Lawson Karen M

Purchase Details

Closed on
Feb 12, 2019
Sold by
Armold Philip D and Monarch Bank
Bought by
The Secretary Of Veterans Affairs

Purchase Details

Listed on
Jan 12, 2012
Closed on
Jun 27, 2012
Sold by
Davies Michael A and Davies Terri L
Bought by
Cutter Paul T and Cutter Melissa A
Seller's Agent
Steve Hardyman
Century 21 Redwood Realty
Buyer's Agent
Linda Fosdick
KW Realty Lakeside
List Price
$162,900
Sold Price
$150,800
Premium/Discount to List
-$12,100
-7.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.67%
Original Mortgage
$142,600
Interest Rate
3.78%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Kobliska Martha Nichols $275,000 Chicago Title Insurance Co
Lawson Keith E -- Highland Title & Escrow Llc
Lawson Famjly Trust $174,000 Highland Title & Escrow
The Secretary Of Veterans Affairs $152,131 None Available
Cutter Paul T $150,800 Fidelity National Title Insu
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kobliska Martha Nichols $220,000
Previous Owner Cutter Paul T $142,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/04/2024 11/04/24 Rented $1,800 0.0% --
10/30/2024 10/30/24 Under Contract -- -- --
10/15/2024 10/15/24 For Rent $1,800 0.0% --
10/10/2014 10/10/14 Sold $167,500 -9.5% $143 / Sq Ft
08/31/2014 08/31/14 Pending -- -- --
07/09/2014 07/09/14 For Sale $185,000 +22.7% $158 / Sq Ft
07/05/2012 07/05/12 Sold $150,800 -5.1% $129 / Sq Ft View Prior Sale
06/11/2012 06/11/12 Pending -- -- --
05/07/2012 05/07/12 Price Changed $158,900 -2.5% $136 / Sq Ft
01/12/2012 01/12/12 For Sale $162,900 -- $139 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,853 $266,700 $76,300 $190,400
2024 $1,853 $257,300 $68,600 $188,700
2023 $1,631 $238,400 $58,100 $180,300
2022 $1,580 $219,500 $51,100 $168,400
2021 $1,030 $188,900 $51,100 $137,800
2020 $1,182 $164,100 $51,100 $113,000
2019 $1,030 $158,100 $51,100 $107,000
2018 $1,066 $148,000 $51,100 $96,900
2017 $1,095 $151,000 $51,100 $99,900
2016 $1,095 $152,100 $51,100 $101,000
2015 $1,095 $152,100 $53,200 $98,900
2013 -- $147,600 $56,000 $91,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1003093592

Bright MLS

APN: 63A-1-43