Seller's Agent in 2022
Thomas Gosselin
EXP Realty, LLC
(443) 789-9352
3 in this area
37 Total Sales
397 Oak Terrace Reading, PA 19611
Estimated Value: $241,000 - $271,000
3
Beds
1
Bath
1,332
Sq Ft
$193/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Wood Flooring
- No HOA
- West Reading Elementary Center Rated A-
- Attic
- Cul-De-Sac
About This Home
As of July 2022Welcome home to this West Reading gem, nestled on Oak Terrace. This three-bedroom row home is a short walk from all of West Readings offerings. The first floor boasts a spacious living area connected to the traditional dining room. Attached is the eat-in kitchen with access to the backyard. The fenced in back yard is perfect for play and for your four-legged family members. Downstairs you will find a finished basement and laundry area ready for your personal touches. Upstairs the primary bedroom and second bedroom are spacious and the third bedroom/ office is a nice additional option. There is plenty of attic storage for all of those holiday decorations! Complete with new windows and warm touches, this home won’t last long! Schedule your appointment today to purchase this wonderful home.
Last Agent to Sell the Property
(443) 789-9352 thomas.gosselin@exprealty.com EXP Realty, LLC License #RS347960 Listed on: 06/01/2022
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,125
Year Built
- Built in 1924
Lot Details
- 2,178 Sq Ft Lot
- Cul-De-Sac
Parking
- On-Street Parking
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Stone Foundation
- Pitched Roof
- Shingle Roof
- Aluminum Siding
Interior Spaces
- 1,332 Sq Ft Home
- Property has 2 Levels
- Ceiling Fan
- Family Room
- Living Room
- Dining Room
- Attic
Kitchen
- Self-Cleaning Oven
- Built-In Range
Flooring
- Wood
- Wall to Wall Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 1 Full Bathroom
Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Laundry in Basement
Outdoor Features
- Patio
- Exterior Lighting
- Porch
Utilities
- Cooling System Mounted In Outer Wall Opening
- Forced Air Heating System
- 100 Amp Service
- Natural Gas Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 8795
- Assessor Parcel Number 93-5306-06-28-8795
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 1, 2022
Closed on
Jul 29, 2022
Sold by
Gosselin Mark S and Gosselin Jillian D
Bought by
Ciatto Anthony
Seller's Agent
Thomas Gosselin
EXP Realty, LLC
Buyer's Agent
Joe Peterson
RE/MAX Of Reading
List Price
$185,000
Sold Price
$189,000
Premium/Discount to List
$4,000
2.16%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$67,690
Avg. Annual Appreciation
10.63%
Original Mortgage
$183,330
Outstanding Balance
$175,868
Interest Rate
5.78%
Mortgage Type
New Conventional
Estimated Equity
$84,451
Purchase Details
Closed on
Feb 17, 2009
Sold by
Gosselin Mark S and Gosselin Jillian D
Bought by
Gosselin Mark S and Gosselin Jillian D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,161
Interest Rate
5%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 11, 2006
Sold by
Troutman Charles B and Troutman Michelle L B
Bought by
Gosselin Mark S and Lavery Jillian D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,958
Interest Rate
6.59%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ciatto Anthony | $189,000 | None Listed On Document | |
| Gosselin Mark S | -- | First American Title Ins Co | |
| Gosselin Mark S | $119,900 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ciatto Anthony | $183,330 | |
| Previous Owner | Gosselin Mark S | $119,161 | |
| Previous Owner | Gosselin Mark S | $118,958 | |
| Closed | Ciatto Anthony | $9,450 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/29/2022 07/29/22 | Sold | $189,000 | +2.2% | $142 / Sq Ft |
| 06/06/2022 06/06/22 | Pending | -- | -- | -- |
| 06/01/2022 06/01/22 | For Sale | $185,000 | -- | $139 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,818 | $80,400 | $13,600 | $66,800 |
| 2024 | $4,444 | $80,400 | $13,600 | $66,800 |
| 2023 | $2,950 | $80,400 | $13,600 | $66,800 |
| 2022 | $4,125 | $80,400 | $13,600 | $66,800 |
| 2021 | $4,053 | $80,400 | $13,600 | $66,800 |
| 2020 | $3,935 | $80,400 | $13,600 | $66,800 |
| 2019 | $3,853 | $80,400 | $13,600 | $66,800 |
| 2018 | $3,745 | $80,400 | $13,600 | $66,800 |
| 2017 | $3,661 | $80,400 | $13,600 | $66,800 |
| 2016 | $1,180 | $80,400 | $13,600 | $66,800 |
| 2015 | $1,180 | $80,400 | $13,600 | $66,800 |
| 2014 | $1,140 | $80,400 | $13,600 | $66,800 |
Source: Public Records
Agents Affiliated with this Home
-
Thomas Gosselin
-
Joe Peterson
Buyer's Agent in 2022
Joe Peterson
RE/MAX of Reading
(610) 823-0132
2 in this area
45 Total Sales
Map
Source: Bright MLS
MLS Number: PABK2016586
APN: 93-5306-06-28-8795
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