$415,000
SOLD AUG 27, 2020

3985 Hortensia St Unit F1 San Diego, CA 92110

Old Town Neighborhood
2 Beds
2 Baths
780 Sq Ft
$375/mo HOA Fee

Recently Sold

$532 Per Sq Ft

3% Below List Price

117 Days on Market

Highlights

  • Fitness Center
  • Gated Community
  • Balcony
  • Grant K-8 Rated A-
  • Community Pool
  • Laundry closet

About This Home

As of July 2024

Think you can't afford to live in metro San Diego? Well, guess what? You can! The Terraces at Mission Hills are one of the best kept secrets gems in real estate and are the best value in the Old Town/Mission Hills neighborhoods. Tucked away at the end of a cul-de-sac and built into the hillside give the Terraces a very private & secluded feeling and unbeatable location. This unit features 2 bedrooms each with its own full bath for convenience. (See Supplemental) Living room is open and complete with wood burning fireplace for those occasional crisp San Diego winter nights. Off the living room you'll find a good size balcony perfect for reading, grilling, or just sitting down and enjoying our perfect weather. Adjacent to the living room is the kitchen. No longer will you need to go to the laundromat or have to use community laundry thanks to the washer and dryer located in its own laundry closet for your convenience. Property has parking for 2 cars in covered, assigned carport. Like to go out? Walk to Old Town and South Mission Hills/5 Points area and enjoy great food and drinks at places such as Old Town Mexican Cafe, Cafe Coyote, El Agave, Sushi Tadokoro, Harney Sushi, Lucha Libre, Shakespeare's Pub, El Indion, Blue Water Grill, Regal Beagel, Latchkey Brewing, and the list goes on and on. Thanks to being located just 4 blocks from the I5 any commute is a breeze with quick access to I8, Hwy. 163, Hwy. 94 as well. This central location is also in close proximity to USD, UCSD, downtown, Mission Hills, North Par, South Park, Hillcrest, University Heights, Fashion Valley, Mission Valley, OB, PB, Midway District, Point Loma and many more areas making it ideal for cutting down on drive times to most of San Diego

Last Agent to Sell the Property

Krista Lombardi

1st Class Real Estate SD License #01504924 Listed on: 03/19/2020

Co-Listed By

Victor Zuniga

San Diego Castles Realty License #01874007

Last Buyer's Agent

Virgilio Felix

eXp Realty of Southern California, Inc. License #01994233

eXp Realty of Southern California, Inc.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,825

Year Built

  • Built in 1978

Lot Details

  • Gated Home
  • Gentle Sloping Lot

HOA Fees

  • $375 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Carport
  • Tandem Garage
  • Assigned Parking

Home Design

  • Composition Roof
  • Stucco Exterior

Interior Spaces

  • 780 Sq Ft Home
  • 3-Story Property
  • Living Room with Fireplace

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Stacked Washer and Dryer

Additional Features

  • Balcony
  • Gravity Heating System

Listing and Financial Details

  • Assessor Parcel Number 443-520-59-06

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gated community, limited insurance, roof maintenance, sewer, termite, trash pickup, water
  • 14 Units
  • Terraces HOA, Phone Number (619) 497-1190
  • Terraces At Mission Hills Community

Recreation

  • Fitness Center
  • Community Pool
  • Community Spa

Pet Policy

  • Pets Allowed

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,825

Year Built

Built in 1978

Lot Details

0

HOA Fees

$375 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: Metro
  • Cross Street: San Diego Ave.
  • Neighborhood: Old Tonw
  • Supplement: Living room is open and complete with wood burning fireplace for those occasional crisp San Diego winter nights. Off the living room you'll find a good size balcony perfect for reading, grilling, or just sitting down and enjoying our perfect weather. Adjacent to the living room is the kitchen. No longer will you need to go to the laundromat or have to use community laundry thanks to the washer and dryer located in its own laundry closet for your convenience. Property has parking for 2 cars in covered, assigned carport. Like to go out? Walk to Old Town and South Mission Hills/5 Points area and enjoy great food and drinks at places such as Old Town Mexican Cafe, Cafe Coyote, El Agave, Sushi Tadokoro, Harney Sushi, Lucha Libre, Shakespeare's Pub, El Indion, Blue Water Grill, Regal Beagel, Latchkey Brewing, and the list goes on and on. Thanks to being located just 4 blocks from the I5 any commute is a breeze with quick access to I8, Hwy. 163, Hwy. 94 as well. This central location is also in close proximity to USD, UCSD, downtown, Mission Hills, North Par, South Park, Hillcrest, University Heights, Fashion Valley, Mission Valley, OB, PB, Midway District, Point Loma and many more areas making it ideal for cutting down on drive times to most of San Diego
  • LP / Sq Ft: 550.0
  • Price Per Sq Ft: 532.05
  • SP/ Sq Ft: 532.05
  • Stories: 1 Story
  • Stories In Building: 3
  • Ownership: Condominium
  • Total Stories: 1
  • Year Built: 1978
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Unit Number Space Number: F1
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Dryer, Range/Oven, Refrigerator, Washer
  • Elevator: Yes
  • Fireplaces: 1
  • Fireplace: Fp In Living Room
  • Total Bedrooms: 2
  • Bedrooms: 2
  • Master Bedroom Dimensions: 12X12
  • Full Bathrooms: 2
  • Laundry Location: Closet Stacked
  • Estimated Sq Ft: 780
  • Total Bathrooms: 2

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Gate
  • Patio: Balcony
  • Pool: Community/Common
  • Roof: Composition
  • Three or more Steps To Entry: Yes

Garage/Parking

  • Garage Spaces: 2
  • Non Garage Parking: Assigned, Carport, Tandem, Covered Parking
  • Garage Spaces: 2
  • Parking Spaces Total: 4

Utilities

  • Laundry Utilities: Electric
  • Security: Gated Community
  • Sewer/Septic: Sewer Connected
  • Water: Available
  • Heating: Wall/Gravity
  • Heating Fuel: Electric

Condo/Co-op/Association

  • Complex Name: Terraces At Mission Hills
  • Total Fees: 4500.0
  • Pets Allowed: Yes
  • Units In Building: 14
  • Total Number of Units: 78
  • Property Management Company: Exclusive Property Mgmt
  • Property Management Phone: 619 497 1190
  • Community: OLD TOWN
  • Complex Features: Exercise Room, Gated Community, Pool, Spa/Hot Tub
  • Home Owner Association: Terraces HOA
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Gated Community, Limited Insurance, Roof Maintenance, Sewer, Termite, Trash Pickup, Water
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 375.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 619 497 1190

Association/Amenities

  • Entry Level Building: 1
  • Entry Level Unit: 2

Fee Information

  • Total Monthly Fees: 375

Lot Info

  • Lot Size: 0 (Common Interest)
  • Topography: Slope Gentle
  • Assessor Parcel Number: 443-520-59-06

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 25, 2024
Closed on
Jun 14, 2024
Sold by
Simonian Sara Christine and Simonian Brenda Louise
Bought by
Schlachter Ryan
Seller's Agent
Melissa Tucci
Melissa Goldstein Tucci
Buyer's Agent
Canning/Lavaute
Sotheby’s International Realty
List Price
$719,000
Sold Price
$725,000
Premium/Discount to List
$6,000
0.83%
Views
59
Current Estimated Value
$718,217

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,783
Avg. Annual Appreciation
-0.92%
Original Mortgage
$725,000
Outstanding Balance
$718,922
Interest Rate
7.02%
Mortgage Type
VA
Estimated Equity
-$705

Purchase Details

Listed on
Jul 29, 2022
Closed on
Aug 16, 2022
Sold by
Greg Kayes
Bought by
Simonian Sara Christine and Simonian Brenda Louise
Seller's Agent
Virgilio Felix
eXp Realty of Southern California, Inc.
Buyer's Agent
Jared Balassi
LPT Realty,Inc
List Price
$629,000
Sold Price
$629,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.21%
Original Mortgage
$440,300
Interest Rate
5.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 19, 2020
Closed on
Aug 19, 2020
Sold by
Foti David J
Bought by
Kayes Greg
Seller's Agent
Krista Lombardi
1st Class Real Estate SD
Buyer's Agent
Virgilio Felix
eXp Realty of Southern California, Inc.
List Price
$429,000
Sold Price
$415,000
Premium/Discount to List
-$14,000
-3.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.49%
Original Mortgage
$413,364
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Listed on
Mar 19, 2020
Closed on
Aug 7, 2020
Sold by
Foti Olivia P
Bought by
Foti David J
Seller's Agent
Krista Lombardi
1st Class Real Estate SD
Buyer's Agent
Virgilio Felix
eXp Realty of Southern California, Inc.
List Price
$429,000
Sold Price
$415,000
Premium/Discount to List
-$14,000
-3.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$413,364
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Closed on
Oct 19, 1995
Sold by
Terrace Hills Ltd Partnership
Bought by
Grgat Anthony Mark and Grgat Deborah Jean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,700
Interest Rate
7.87%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $725,000 Innovative Title
Grant Deed $629,000 --
Deed -- --
Grant Deed $415,000 Wfg Title Co Of Ca San Diego
Interfamily Deed Transfer -- Wfg Title Co Of Ca San Diego
Condominium Deed $130,000 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $725,000 VA
Previous Owner $440,300 New Conventional
Previous Owner $413,364 VA
Previous Owner $42,569 Credit Line Revolving
Previous Owner $244,500 Unknown
Previous Owner $100,000 Credit Line Revolving
Previous Owner $252,000 Unknown
Previous Owner $77,570 Unknown
Previous Owner $25,000 Stand Alone Second
Previous Owner $25,000 Stand Alone Second
Previous Owner $124,502 FHA
Previous Owner $125,700 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2024 07/01/24 Sold $725,000 +0.8% $929 / Sq Ft
06/10/2024 06/10/24 Pending -- -- --
05/25/2024 05/25/24 For Sale $719,000 +14.3% $922 / Sq Ft
09/13/2022 09/13/22 Sold $629,000 0.0% $806 / Sq Ft
08/08/2022 08/08/22 Pending -- -- --
07/29/2022 07/29/22 For Sale $629,000 +51.6% $806 / Sq Ft
08/27/2020 08/27/20 Sold $415,000 -3.3% $532 / Sq Ft
07/15/2020 07/15/20 Pending -- -- --
03/19/2020 03/19/20 For Sale $429,000 -- $550 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,825 $641,579 $463,792 $177,787
2023 $7,651 $629,000 $454,699 $174,301
2022 $5,179 $423,300 $306,000 $117,300
2021 $5,144 $415,000 $300,000 $115,000
2020 $4,167 $336,334 $236,385 $99,949
2019 $4,093 $329,740 $231,750 $97,990
2018 $3,827 $323,275 $227,206 $96,069
2017 $3,737 $316,937 $222,751 $94,186
2016 $3,677 $310,724 $218,384 $92,340
2015 $3,623 $306,057 $215,104 $90,953
2014 $3,566 $300,063 $210,891 $89,172
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 200013508

San Diego MLS

APN: 443-520-59-06