NOT LISTED FOR SALE

399 Bermuda Rd Lancaster, VA 22503

Estimated Value: $792,000 - $995,000

4 Beds
3 Baths
2,968 Sq Ft
$301/Sq Ft Est. Value

Last Sold July 28, 2023

Last sale price $979,000 $330 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $4,951/month

5 Days on Market

Highlights

  • Pier or Dock
  • Waterfront
  • Cathedral Ceiling
  • Outdoor Pool
  • Deck
  • Wood Flooring

About This Home

As of July 2023

This beautiful river home situated on a point of land on Ewell Prong off of the Corrotoman River comes fully furnished inc. the boat. Beautiful interior finishes. Perched over the creek, this home boasts ample outdoor living including a new gunnite pool (2018), PVC deck w/ stainless steel cable railing, lower level patio, outdoor shower and a fantastic pier with boat lift and SeaDoo lift. Inside you will find open living spaces and abundant natural light. The living room and sun room flow freely out to the outdoor living areas. The living area enjoys a fireplace & opens to a waterside dining area. There is a large first floor owner's suite with water views and plenty of storage. The first floor also features a guest bedroom and hall bath. The kitchen features good storage and offers a breakfast area as well as bar area. Downstairs you will find a third guest bedroom with hall bath, a large living area and adjacent bunk room for those times you really pack the house. The living room walks out to an exterior patio area and outside shower. The rest of the lower level offers a laundry room, two large storage areas and a generous unfinished bonus room which walks out to the pool area. This could make for a great gym, bar or just storage for the water toys. Need more storage for lawn and gardening? There is a large shed at the entry to the property built in 2019. Recent improvements include a new roof, 10,000 # boat lift, 1,500 # Seadoo lift and dock wiring in '16. Pool, rear PVC deck, irrigation, and well tank in '18. New sun room HVAC and 12' x 20' shed in '19

Last Agent to Sell the Property

Bo Bragg

Bragg & Company Brokerage Phone: 8044352299 License #0225188659 Listed on: 06/25/2023

Last Buyer's Agent

Outside R.e. Agent last name

Other Real Estate Firms

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,126

Year Built

  • Built in 1983

Lot Details

  • 2.16 Acre Lot
  • Waterfront

HOA Fees

  • $21 Monthly HOA Fees

Home Design

  • Cottage
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,968 Sq Ft Home
  • 2-Story Property
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • Family Room with Fireplace
  • Great Room
  • Dining Area
  • Burglar Security System
  • Basement

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Outdoor Pool
  • Deck
  • Patio
  • Shed

Utilities

  • Central Air
  • Heat Pump System
  • Artesian Water
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 31D 3 16

Community Details

Overview

  • White House Creek Estates Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,126

Year Built

Built in 1983

Lot Details

0

HOA Fees

$21 per month

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 2.16
  • Road Surface Type: gravel
  • Water Body Name: Corrotoman River
  • Subdivision Name: White House Creek Estates
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Year Built: 1983
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Flooring: Hardwood, Laminate/Wood, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Fireplace, Great Room
  • Living Area: 2968
  • Dining Room Features: Breakfast Area, Dining Area

Exterior Features

  • Lot Features: 2-4.9 acres
  • Pool Features: Outdoor Pool
  • Waterfront Features: Pier/Dock
  • Waterfront: Yes
  • Construction Type: Wood Siding, Sheetrock Walls
  • Foundation Details: Basement
  • Other Structures: Shed(s), Other
  • Patio And Porch Features: Deck, Patio
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Parking Features: None

Utilities

  • Security: Burglar Alarm
  • Cooling: Central Air, Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 94089.6
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3126
  • Tax Book Number: LR 2019 0002149
  • Tax Map Number: 31D 3 16

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2023
Closed on
Aug 14, 2023
Sold by
Saumier Timothy E and Saumier Miranda
Bought by
Collins Paul D and Hoffmann Mary Kathryn
Seller's Agent
Bo Bragg
Bragg & Company
Buyer's Agent
Outside R.e. Agent last name
Other Real Estate Firms
List Price
$979,000
Sold Price
$979,000
Views
29
Current Estimated Value
$894,075

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$84,925
Avg. Annual Appreciation
-3.59%
Original Mortgage
$315,000
Interest Rate
6.69%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 25, 2023
Closed on
Jul 18, 2023
Sold by
Saumier Timothy E and Saumier Miranda
Bought by
Collins Paul D and Hoffman Mary Kathryn
Seller's Agent
Bo Bragg
Bragg & Company
Buyer's Agent
Outside R.e. Agent last name
Other Real Estate Firms
List Price
$979,000
Sold Price
$979,000
Views
29

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
6.69%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 13, 2021
Closed on
Aug 26, 2021
Sold by
Miller Eric David and Miller Nanny Maroney
Bought by
Saumier Timothy E and Saumier Miranda B
Seller's Agent
Bo Bragg
Bragg & Company
Buyer's Agent
Bo Bragg
Bragg & Company
List Price
$799,000
Sold Price
$799,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.29%
Original Mortgage
$639,200
Interest Rate
2.7%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 3, 2019
Sold by
Miller Eric David
Bought by
Miller Eric David and Miller Nancy Maroney
Source: Public Records
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Purchase History

Date Buyer Sale Price Title Company
Collins Paul D -- None Listed On Document
Collins Paul D $979,000 None Listed On Document
Saumier Timothy E $799,000 Lawyers Title Mid Peninsula
Miller Eric David -- None Available
Miller Eric David -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Collins Paul D $315,000
Previous Owner Saumier Timothy E $639,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/06/2023 08/06/23 Off Market $979,000 -- --
07/28/2023 07/28/23 Sold $979,000 0.0% $330 / Sq Ft
06/25/2023 06/25/23 For Sale $979,000 +22.5% $330 / Sq Ft
09/01/2021 09/01/21 Sold $799,000 0.0% $299 / Sq Ft View Prior Sale
08/02/2021 08/02/21 Pending -- -- --
07/13/2021 07/13/21 For Sale $799,000 -- $299 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,609 $656,100 $206,100 $450,000
2024 $3,609 $656,100 $206,100 $450,000
2023 $3,126 $496,200 $206,100 $290,100
2022 $3,126 $496,200 $206,100 $290,100
2021 $3,126 $496,200 $206,100 $290,100
2020 $3,126 $496,200 $206,100 $290,100
2019 $3,108 $493,300 $206,100 $287,200
2018 $2,699 $457,500 $210,100 $247,400
2017 $2,699 $457,500 $210,100 $247,400
2016 -- $457,500 $210,100 $247,400
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 113898

APN: 31D-3-16