$660,000
SOLD JUN 23, 2025
4 Beds
3.5 Baths
3,509 Sq Ft
1999 Built

Recently Sold

$188 Per Sq Ft

2% Below List Price

1 Day on Market

Highlights

  • Open Floorplan
  • Community Lake
  • Property is near a park
  • Geneva Community High School Rated A
  • Deck
  • Recreation Room

About This Home

As of June 2025

OPEN HOUSES CANCELED !Welcome to your dream home in the award-winning Mill Creek community! With over 5,000 square feet of beautifully finished living space, this stunning North Mill Creek residence offers room to grow, relax, and entertain in style. From the moment you step inside, you'll be greeted by a dramatic two-story foyer and elegant staircase. The open-concept floor plan is both functional and inviting, filled with an abundance of natural light throughout. You'll also find formal living and dining rooms-perfect for entertaining-with a lovely bay window in the dining room that adds charm and character. The main level features luxury vinyl plank flooring and brand-new carpet in the spacious family room. The heart of the home is the kitchen-designed for both everyday living and gatherings. You'll love the 42-inch cherry cabinetry, sleek quartz countertops, large center island, and built-in oven. The kitchen opens seamlessly to the impressive two-story family room, where a floor-to-ceiling wood-burning masonry fireplace and a wall of windows overlook the expansive backyard. The first-floor den is an ideal space for work or play. Upstairs, the primary suite is a true retreat with a spa-like ensuite bath featuring dual vanities, a whirlpool tub, and a separate shower. Three additional generously sized bedrooms include a Jack-and-Jill bath and a private ensuite. The finished basement adds even more flexible living space with two large rec rooms-ideal for a home theater, game room, gym, or playroom. Step outside to a large deck, perfect for summer entertaining and outdoor dining. Set on a quiet street with minimal traffic, this home is just steps from Washburn Park and enjoys all the perks of living in Mill Creek-15 miles of scenic walking paths, multiple neighborhood parks, award-winning on-site schools, pickleball and tennis courts, a Park District-run pool, and two 18-hole golf courses. This popular floor plan, in pristine condition and bathed in natural light, offers the space, style, and setting you've been looking for-welcome home to Mill Creek.

Last Agent to Sell the Property

Cindy Schmalz

@properties Christie's International Real Estate License #475123237 Listed on: 04/23/2025

@properties Christie's International Real Estate

Last Buyer's Agent

Dorothy Kolschowsky

RE/MAX All Pro - St Charles License #475146251

RE/MAX All Pro - St Charles

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,154

Year Built

  • Built in 1999

Parking

  • 3 Car Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,509 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Game Room
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Double Oven
  • Cooktop
  • Microwave
  • Freezer
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Schools

  • Mill Creek Elementary School
  • Geneva Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Shared Well
  • Multiple Water Heaters
  • Gas Water Heater
  • Satellite Dish

Additional Features

  • Deck
  • Corner Lot
  • Property is near a park

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Mill Creek Subdivision, Farnklin Xl Floorplan
  • Community Lake

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,154

Year Built

Built in 1999

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Creek
  • Year Built: 1999
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Refrigerator, Freezer, Washer, Dryer, Disposal, Cooktop, Oven
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1559
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Cathedral Ceiling(s), Walk-In Closet(s), Open Floorplan
  • LivingArea: 3509
  • Other Equipment: TV-Dish, CO Detectors, Sump Pump, Backup Sump Pump;, Radon Mitigation System, Multiple Water Heaters, Water Heater-Gas
  • Room Type: Eating Area, Den, Game Room, Recreation Room
  • Estimated Total Finished Sq Ft: 5068
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 3509
  • Basement Sq Ft: 1834
  • Fireplace Location: Family Room
  • Total Sq Ft: 5343
  • Unfinished Basement Sq Ft: 275
  • Main Level Sq Ft: 3509
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Brick, Fiber Cement
  • Foundation Details: Concrete Perimeter
  • List Price: 675000
  • Lot Features: Corner Lot
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Concrete, Garage Door Opener, On Site, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Gas Dryer Hookup, Sink
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Pool, Tennis Court(s), Lake, Sidewalks
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Mill Creek Elementary School
  • High School: Geneva Community High School
  • Middle/Junior School District: 304

Lot Info

  • Lot Dimensions: 13807
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 15153.64
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2025
Closed on
Jun 17, 2025
Sold by
Bellavia Nicholas J and Bellavia Rhonda J
Bought by
Zaideman Kevin
Seller's Agent
Cindy Schmalz
@properties Christie's International Real Estate
Buyer's Agent
Dorothy Kolschowsky
RE/MAX All Pro - St Charles
List Price
$675,000
Sold Price
$660,000
Premium/Discount to List
-$15,000
-2.22%
Views
20

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.37%
Original Mortgage
$382,500
Outstanding Balance
$382,500
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$283,898

Purchase Details

Closed on
Dec 20, 1999
Sold by
Sho Deen Inc
Bought by
Bellavia Nicholas J and Bellavia Rhonda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
9.25%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $660,000 Chicago Title
Warranty Deed $404,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $382,500 New Conventional
Previous Owner $55,000 Credit Line Revolving
Previous Owner $410,000 New Conventional
Previous Owner $55,000 Credit Line Revolving
Previous Owner $417,000 Unknown
Previous Owner $36,000 Credit Line Revolving
Previous Owner $417,000 Unknown
Previous Owner $120,000 Credit Line Revolving
Previous Owner $70,000 Credit Line Revolving
Previous Owner $78,000 Credit Line Revolving
Previous Owner $262,000 Unknown
Previous Owner $240,000 No Value Available
Closed $25,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Sold $660,000 -2.2% $188 / Sq Ft
04/24/2025 04/24/25 Pending -- -- --
04/23/2025 04/23/25 For Sale $675,000 -- $192 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,757 $205,664 $35,639 $170,025
2023 $15,868 $185,617 $32,165 $153,452
2022 $16,173 $183,626 $29,520 $154,106
2021 $15,642 $175,752 $28,254 $147,498
2020 $15,236 $171,984 $27,592 $144,392
2019 $15,184 $169,459 $27,187 $142,272
2018 $15,215 $170,177 $27,187 $142,990
2017 $15,205 $168,242 $26,878 $141,364
2016 $15,994 $175,344 $26,169 $149,175
2015 -- $177,901 $25,148 $152,753
2014 -- $151,265 $27,983 $123,282
2013 -- $148,265 $27,983 $120,282
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12340265

Midwest Real Estate Data (MRED)

APN: 11-12-478-006