NOT LISTED FOR SALE

Estimated Value: $409,000 - $488,000

3 Beds
2 Baths
1,896 Sq Ft
$234/Sq Ft Est. Value

Last Sold August 13, 2021

Last sale price $345,000 $182 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $3,012/month

12 Days on Market

Highlights

  • Waterfront
  • Landscaped Professionally
  • Community Lake
  • Richmond Intermediate School Rated A
  • Mature Trees
  • Property is near a park

About This Home

As of August 2021

Spacious brick front tri-level home in beautiful Lake Charlotte! Gleaming hardwood floors grace the sunken living room with full bay window and opening to the dining room! The renovated kitchen offers cherry cabinets, granite countertops, subway tile backsplash, stainless steel appliances and eating space with slider to the expansive patio! The master suite boasts hardwood floors, walk-in closet, its own private vanity and access to full hall bath. Full hall bath with newer bath surround and vanity. Bedroom 2 with hardwood floors, recessed shelves and plenty of closet space. Bedroom 3 with hardwood floors and twin wall closets. The lower level family room will impress with its brick surround wood burning stove and views of the private wooded lot! There is an additional full bath on the lower level along with a large utility room that has plenty of storage and a door to the garage. Amazing private wooded lot that backs to a scenic pond providing beautiful year-round views with no neighbors behind! Newer: furnace, ac, siding, gutters, soffits, roof, windows, storage shed... Very close to town, the Randall Rd corridor and Otter Cove Aquatic Park!!

Last Agent to Sell the Property

Alex Rullo

RE/MAX All Pro - St Charles License #475090750 Listed on: 06/15/2021

RE/MAX All Pro - St Charles

Last Buyer's Agent

Keturah Salvo Wehrenberg

HomeSmart Realty Group License #475181880

HomeSmart Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,700

Year Built

  • Built in 1972 | Remodeled in 2016

Lot Details

  • 0.45 Acre Lot
  • Lot Dimensions are 99x196
  • Waterfront
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2.1 Car Attached Garage
  • Garage ceiling height seven feet or more
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Split Level Home
  • Tri-Level Property
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,896 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Formal Dining Room
  • Wood Flooring
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • English Basement
  • Exterior Basement Entry
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Pond
  • Patio
  • Shed

Location

  • Property is near a park

Schools

  • Davis Elementary School
  • Thompson Middle School
  • St. Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Water Softener is Owned
  • Private or Community Septic Tank

Community Details

  • Lake Charlotte Subdivision
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,700

Year Built

Built in 1972 | Remodeled in 2016

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level
  • Ownership: Fee Simple
  • ArchitecturalStyle: Tri-Level
  • New Construction: No
  • Property Sub-Type: Split Level
  • Subdivision Name: Lake Charlotte
  • Year Built: 1972
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2016
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2016

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: English
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors
  • LivingArea: 1896
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished,Exterior Access
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 349000
  • Lot Features: Landscaped, Pond(s), Water View, Mature Trees
  • OtherStructures: Shed(s)
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2.1
  • Number of Cars: 2.1
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s),7 Foot or more high garage door
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Lake, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Davis Elementary School
  • High School: St. Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 0.45
  • Lot Dimensions: 99X196
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5700
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2021
Closed on
Aug 2, 2021
Sold by
Otmanowski Steven
Bought by
Krumwiede Ronald Curtis and Dunavan Donna L
Seller's Agent
Alex Rullo
RE/MAX All Pro - St Charles
Buyer's Agent
Keturah Salvo Wehrenberg
HomeSmart Realty Group
List Price
$359,000
Sold Price
$345,000
Premium/Discount to List
-$14,000
-3.9%
Current Estimated Value
$444,446

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$99,446
Avg. Annual Appreciation
6.52%
Original Mortgage
$276,000
Outstanding Balance
$252,410
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$192,036

Purchase Details

Closed on
Feb 5, 2008
Sold by
Otmanowski Cheryl
Bought by
Otmanowski Steven

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Interest Rate
5.98%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 29, 2004
Sold by
Brandle Steven R and Brandle Linda H
Bought by
Otmanowski Steven

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
5.8%
Mortgage Type
Unknown

Purchase Details

Closed on
Jul 28, 2000
Sold by
Gerfy Deborah L
Bought by
Brandle Steven R and Brandle Linda H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,150
Interest Rate
8.27%

Purchase Details

Closed on
Nov 27, 1996
Sold by
Sloan John Nixon and Sloan Angela
Bought by
Gerfy Deborah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,210
Interest Rate
7.74%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Krumwiede Ronald Curtis $345,000 Fox Title Company
Otmanowski Steven -- None Available
Otmanowski Steven $250,000 Advanced Title Services Inc
Brandle Steven R $199,000 Chicago Title Insurance Co
Gerfy Deborah $157,000 Law Title Insurance Co Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Krumwiede Ronald Curtis $276,000
Previous Owner Otmanowski Steven $225,099
Previous Owner Otmanowski Steven $224,000
Previous Owner Otmanowski Steven $180,000
Previous Owner Brandle Steven R $181,500
Previous Owner Brandle Steven R $171,100
Previous Owner Brandle Steven R $169,150
Previous Owner Gerfy Deborah $30,500
Previous Owner Gerfy Deborah $141,210
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2021 08/13/21 Sold $345,000 -3.9% $182 / Sq Ft
06/28/2021 06/28/21 Pending -- -- --
06/15/2021 06/15/21 For Sale $359,000 -- $189 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,936 $110,073 $30,537 $79,536
2023 $6,582 $98,517 $27,331 $71,186
2022 $6,084 $85,533 $26,563 $58,970
2021 $5,727 $81,530 $25,320 $56,210
2020 $5,700 $80,216 $24,848 $55,368
2019 $5,593 $78,628 $24,356 $54,272
2018 $5,502 $77,285 $23,429 $53,856
2017 $5,354 $74,643 $22,628 $52,015
2016 $5,627 $72,021 $21,833 $50,188
2015 -- $66,594 $21,598 $44,996
2014 -- $66,668 $21,598 $45,070
2013 -- $69,337 $21,814 $47,523
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11123289

Midwest Real Estate Data (MRED)

APN: 09-30-428-005