NOT LISTED FOR SALE

Estimated Value: $497,000 - $597,000

4 Beds
2.5 Baths
2,314 Sq Ft
$239/Sq Ft Est. Value

Last Sold July 22, 2023

Last sale price $525,000 $227 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $3,881/month

7 Days on Market

Highlights

  • Community Lake
  • Property is near a park
  • Formal Dining Room
  • Richmond Intermediate School Rated A
  • Wood Flooring
  • 2 Car Attached Garage

About This Home

As of July 2023

OPEN HOUSES ON JULY 1 & 2 HAVE BEEN CANCELED! Welcome to this stunningly updated home in the charming neighborhood of Lake Charlotte. Situated on over half an acre of land, in a cul-de-sac, this property offers the perfect combination of space, comfort, and natural beauty. With 4 bedrooms, 2 and a half bathrooms, and an array of desirable features, this home is an absolute gem. As you step inside, you'll immediately notice the abundance of natural light that floods every corner of the house, creating a warm and inviting atmosphere. The main floor boasts gorgeous Brazilian hardwood flooring, adding a touch of elegance and sophistication to the interior. The vaulted ceilings further enhance the sense of spaciousness and create an airy ambiance throughout. The kitchen features modern stainless steel appliances, ample counter space, a large island, and stylish cabinetry, providing both functionality and aesthetics. Whether you're hosting a formal dinner or a casual gathering, the layout allows for seamless entertaining and effortless socializing. One of the highlights of this property is its outdoor oasis. Step onto the deck, perfect for relaxing and enjoying the serene surroundings. Two stone patios provide additional space for outdoor dining or lounging, and a cozy fire pit creates an intimate setting for gatherings with family and friends. Imagine spending summer evenings under the stars, sharing stories and making memories around the crackling fire. Each of the four bedrooms is generously sized and designed to provide comfort and privacy. The master suite offers a tranquil retreat, featuring a spacious layout, vaulted ceilings, two closets, and an en-suite bathroom. The remaining bedrooms are versatile and can easily be transformed into a home office, gym, or hobby room to suit your lifestyle. The basement features plenty of finished living space for a home theatre. This home also has a water filtration system, water softener, and on demand hot water heater. Located in the Lake Charlotte subdivision, this home offers a peaceful suburban setting while being conveniently close to a variety of amenities. The new owner of this home will enjoy rights to Lake Charlotte; perfect for fishing, kayaking, ice skating and swimming. The lake has its own private beach access and a playground! Not to mention, Otter Cove is right around the corner! Cool off on those hot summer days at the local waterpark! This home is just a short drive to the vibrant downtown area of St. Charles and Geneva, filled with charming shops, restaurants, and entertainment options. Don't miss this opportunity to own a beautifully updated home on an expansive lot in St. Charles. With its desirable features, abundant natural light, and exquisite outdoor spaces, this property is a true sanctuary for both relaxation and entertainment. Schedule a showing today and let this house welcome you home! Theatre screen and speakers in basement are excluded from the sale.

Last Agent to Sell the Property

Brittany Aaron

eXp Realty License #475189545 Listed on: 06/23/2023

eXp Realty

Last Buyer's Agent

Stephanie Doherty

HomeSmart Connect LLC License #475124265

HomeSmart Connect LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,741

Year Built

  • Built in 1972 | Remodeled in 2013

Lot Details

  • 0.65 Acre Lot
  • Lot Dimensions are 217x130x217x155

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway
  • Parking Space is Owned

Interior Spaces

  • 2,314 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Wood Flooring
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Schools

  • Thompson Middle School
  • St Charles East High School

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas
  • Well
  • Multiple Water Heaters
  • Water Softener is Owned
  • Private or Community Septic Tank

Additional Features

  • Shed
  • Property is near a park

Community Details

  • Association fees include insurance, lake rights
  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,741

Year Built

Built in 1972 | Remodeled in 2013

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1972
  • Age: 51-60 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2013
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2013

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors
  • LivingArea: 2314
  • Other Equipment: Humidifier, Water-Softener Owned, Sump Pump, Multiple Water Heaters
  • Room Type: Foyer
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 529000
  • OtherStructures: Shed(s)
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Steel Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 160
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Other
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: N/A
  • Management Contact Name: N/A
  • Management Phone: 000-000-0000
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance, Lake Rights

Schools

  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 0.648
  • Lot Dimensions: 217X130X217X155
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 7740.94
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 23, 2023
Closed on
Jul 18, 2023
Sold by
Sury Dariusz and Sury Beata
Bought by
Schmidt Dustin and Gilipsky Ashley
Seller's Agent
Brittany Aaron
eXp Realty
Buyer's Agent
Stephanie Doherty
HomeSmart Connect LLC
List Price
$529,000
Sold Price
$525,000
Premium/Discount to List
-$4,000
-0.76%
Views
76
Current Estimated Value
$552,920

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,920
Avg. Annual Appreciation
2.62%
Original Mortgage
$472,500
Outstanding Balance
$462,794
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$91,456

Purchase Details

Listed on
Aug 3, 2013
Closed on
Dec 5, 2013
Sold by
Flanigan James J and Flanigan Sharon M
Bought by
Sury Dariusz and Sury Beata
Seller's Agent
Susie Goldthwaite
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Debora McKay
Coldwell Banker Realty
List Price
$289,900
Sold Price
$269,000
Premium/Discount to List
-$20,900
-7.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.19%
Original Mortgage
$264,127
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 10, 1996
Sold by
Waters James F and Waters Adeline S
Bought by
Flanigan James J and Flanigan Sharon M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,000
Interest Rate
8.09%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schmidt Dustin $525,000 Fidelity National Title
Sury Dariusz $269,000 Chicago Title Insurance Co
Flanigan James J $200,000 Fox Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schmidt Dustin $472,500
Previous Owner Sury Dariusz $158,600
Previous Owner Sury Dariusz $158,600
Previous Owner Sury Dariusz $264,127
Previous Owner Flanigan James J $137,178
Previous Owner Flanigan James J $94,300
Previous Owner Flanigan James J $100,000
Previous Owner Flanigan James J $140,000
Previous Owner Flanigan James J $143,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2023 07/22/23 Sold $525,000 -0.8% $227 / Sq Ft
07/01/2023 07/01/23 Pending -- -- --
06/23/2023 06/23/23 For Sale $529,000 +96.7% $229 / Sq Ft
12/05/2013 12/05/13 Sold $269,000 -3.9% $116 / Sq Ft
11/01/2013 11/01/13 Pending -- -- --
10/24/2013 10/24/13 Price Changed $279,900 -3.4% $121 / Sq Ft
10/08/2013 10/08/13 For Sale $289,900 0.0% $125 / Sq Ft
10/02/2013 10/02/13 Pending -- -- --
09/18/2013 09/18/13 Price Changed $289,900 -3.0% $125 / Sq Ft
08/24/2013 08/24/13 Price Changed $299,000 -3.2% $129 / Sq Ft
08/03/2013 08/03/13 For Sale $309,000 -- $134 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,259 $152,917 $37,240 $115,677
2023 $8,844 $124,690 $33,330 $91,360
2022 $8,215 $113,394 $33,203 $80,191
2021 $7,741 $108,087 $31,649 $76,438
2020 $7,686 $106,072 $31,059 $75,013
2019 $7,545 $103,972 $30,444 $73,528
2018 $7,433 $102,305 $29,285 $73,020
2017 $7,238 $98,807 $28,284 $70,523
2016 $7,614 $95,337 $27,291 $68,046
2015 -- $88,003 $26,997 $61,006
2014 -- $88,119 $26,997 $61,122
2013 -- $91,729 $27,267 $64,462
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11809598

Midwest Real Estate Data (MRED)

APN: 09-30-330-009