Seller's Agent in 2025
Jason Fanning
Re/Max Vision
(508) 450-4718
2 in this area
42 Total Sales
4 Gates Terrace Sterling, MA 01564
Estimated Value: $394,000 - $403,000
5
Beds
2
Baths
2,624
Sq Ft
$152/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Loft
- Jogging Path
- Attic
- Home Office
- Porch
About This Home
As of August 2025Rare two family opportunity in Sterling. Located near the West Boylston town line. Duplex style with three floors on each side. First floors offer open concept Kitchen/dining/living room. Both sides have third floor lofts. Ample parking plus a one car garage. Large open acre lot! This property is eligible under Freddie Mac First Look Initiative through 5/19/2025 (30 days from List Date). Only owner occupant, non-profit and Neighborhood Stabilization Program (NSP) offers will be reviewed and considered during First Look period. Seller will not allow more for than 10 Days for Inspections. Sold in strictly as-is condition. All offers must have Proof of Funds or Pre-Approval dated within last 30 days and a min deposit of $1000. ***HIGHEST AND BEST OFFERS DUE NO LATER THAN 7/11/25 at Noon, multiple offers***
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,422
Year Built
- Built in 1900
Lot Details
- 0.92 Acre Lot
- Gentle Sloping Lot
- Cleared Lot
- Garden
Parking
- 1 Car Garage
- Driveway
- Open Parking
- Off-Street Parking
Home Design
- Duplex
- Stone Foundation
- Frame Construction
- Shingle Roof
- Rubber Roof
Interior Spaces
- 2,624 Sq Ft Home
- Insulated Windows
- Insulated Doors
- Living Room
- Home Office
- Loft
- Storage
- Washer and Electric Dryer Hookup
- Storm Doors
- Range
- Attic
Flooring
- Wood
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- 2 Full Bathrooms
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Dirt Floor
Outdoor Features
- Shed
- Porch
Schools
- Wachusett High School
Utilities
- Ductless Heating Or Cooling System
- Heating System Uses Oil
- Baseboard Heating
- Private Sewer
Additional Features
- Energy-Efficient Thermostat
- Property is near schools
Listing and Financial Details
- Assessor Parcel Number M:00156 L:00017,3431287
Community Details
Overview
- 2 Units
- Near Conservation Area
- Property has 3 Levels
Recreation
- Jogging Path
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 14, 2025
Closed on
Aug 28, 2025
Sold by
Federal Hm Loan Mtg Corp
Bought by
Jpi Solutions Llc
Seller's Agent
Jason Fanning
RE/MAX Vision
Buyer's Agent
Isaac Dube
eXp Realty
List Price
$441,900
Sold Price
$395,500
Premium/Discount to List
-$46,400
-10.5%
Views
413
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,984
Avg. Annual Appreciation
1.85%
Original Mortgage
$463,500
Outstanding Balance
$461,890
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
-$63,406
Purchase Details
Closed on
Mar 21, 2025
Sold by
Guidance Residential Llc and Loancare Llc
Bought by
Federal Hm Loan Mtg Corp
Purchase Details
Closed on
Dec 6, 2024
Sold by
Radi Belkacem and Guidance Residential Llc
Bought by
Guidance Residential Llc
Purchase Details
Closed on
Aug 19, 2021
Sold by
Radi Belkacem
Bought by
Radi Belkacem and Radi Hafsa
Purchase Details
Listed on
Jun 26, 2020
Closed on
Nov 9, 2020
Sold by
Trinchera Phillip and Trinchera Elizabeth
Bought by
Radi Belkacem
Seller's Agent
Christina Sargent
Foster-Healey Real Estate
Buyer's Agent
Rasheed Warab
APEX Realty
List Price
$379,000
Sold Price
$345,000
Premium/Discount to List
-$34,000
-8.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.80%
Original Mortgage
$327,750
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 15, 2014
Closed on
Mar 28, 2014
Sold by
Iacovelli Karen M
Bought by
Trinchera Phillip and Trinchera Elizabeth
Seller's Agent
Diane DeCiccio
Acres Away Realty, Inc.
Buyer's Agent
Sheila Connor
LAER Realty Partners
List Price
$235,000
Sold Price
$235,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.96%
Original Mortgage
$230,743
Interest Rate
4.27%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 2, 2000
Sold by
Brown Charles H and Brown Karein L
Bought by
Santiago Luis A and Andrews Kirsten E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,400
Interest Rate
8.1%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Jpi Solutions Llc | $395,500 | -- | |
| Jpi Solutions Llc | $395,500 | -- | |
| Federal Hm Loan Mtg Corp | -- | None Available | |
| Federal Hm Loan Mtg Corp | -- | None Available | |
| Guidance Residential Llc | $356,538 | None Available | |
| Guidance Residential Llc | $356,538 | None Available | |
| Guidance Residential Llc | $356,538 | None Available | |
| Radi Belkacem | -- | None Available | |
| Radi Belkacem | -- | None Available | |
| Radi Belkacem | -- | None Available | |
| Radi Belkacem | $345,000 | None Available | |
| Radi Belkacem | $345,000 | None Available | |
| Radi Belkacem | $345,000 | None Available | |
| Trinchera Phillip | $235,000 | -- | |
| Trinchera Phillip | $235,000 | -- | |
| Trinchera Phillip | $235,000 | -- | |
| Santiago Luis A | $128,000 | -- | |
| Santiago Luis A | $128,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Jpi Solutions Llc | $463,500 | |
| Closed | Jpi Solutions Llc | $463,500 | |
| Previous Owner | Radi Belkacem | $327,750 | |
| Previous Owner | Trinchera Phillip | $230,743 | |
| Previous Owner | Santiago Luis A | $102,400 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/29/2025 08/29/25 | Sold | $395,500 | +1.4% | $151 / Sq Ft | |
| 07/11/2025 07/11/25 | Pending | -- | -- | -- | |
| 07/08/2025 07/08/25 | Price Changed | $389,900 | -9.3% | $149 / Sq Ft | |
| 06/06/2025 06/06/25 | Price Changed | $429,900 | -2.7% | $164 / Sq Ft | |
| 04/21/2025 04/21/25 | For Sale | $441,900 | +11.7% | $168 / Sq Ft | |
| 04/16/2025 04/16/25 | Off Market | $395,500 | -- | -- | |
| 04/14/2025 04/14/25 | For Sale | $441,900 | +28.1% | $168 / Sq Ft | |
| 11/10/2020 11/10/20 | Sold | $345,000 | -4.1% | $134 / Sq Ft | View Prior Sale |
| 09/29/2020 09/29/20 | Pending | -- | -- | -- | |
| 09/25/2020 09/25/20 | Price Changed | $359,900 | -1.4% | $140 / Sq Ft | |
| 08/31/2020 08/31/20 | Price Changed | $364,900 | -2.4% | $142 / Sq Ft | |
| 07/28/2020 07/28/20 | Price Changed | $374,000 | -1.3% | $145 / Sq Ft | |
| 07/07/2020 07/07/20 | For Sale | $379,000 | 0.0% | $147 / Sq Ft | |
| 06/30/2020 06/30/20 | Pending | -- | -- | -- | |
| 06/26/2020 06/26/20 | For Sale | $379,000 | +61.3% | $147 / Sq Ft | |
| 03/28/2014 03/28/14 | Sold | $235,000 | 0.0% | $99 / Sq Ft | View Prior Sale |
| 02/26/2014 02/26/14 | Pending | -- | -- | -- | |
| 01/15/2014 01/15/14 | For Sale | $235,000 | -- | $99 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,422 | $343,300 | $115,400 | $227,900 |
| 2024 | $4,416 | $331,800 | $115,400 | $216,400 |
| 2023 | $4,503 | $314,900 | $116,600 | $198,300 |
| 2022 | $4,587 | $300,800 | $105,700 | $195,100 |
| 2021 | $4,627 | $280,100 | $103,700 | $176,400 |
| 2020 | $4,065 | $241,800 | $101,400 | $140,400 |
| 2019 | $4,183 | $242,200 | $101,400 | $140,800 |
| 2018 | $3,785 | $215,800 | $95,600 | $120,200 |
| 2017 | $3,595 | $199,400 | $91,800 | $107,600 |
| 2016 | $4,005 | $218,500 | $91,800 | $126,700 |
| 2015 | $3,385 | $195,800 | $89,900 | $105,900 |
| 2014 | $3,183 | $188,000 | $84,300 | $103,700 |
Source: Public Records
Agents Affiliated with this Home
-
Jason Fanning
-
Isaac Dube
Buyer's Agent in 2025
Isaac Dube
eXp Realty
(617) 383-7523
1 in this area
15 Total Sales
-
Christina Sargent
Seller's Agent in 2020
Christina Sargent
Foster-Healey Real Estate
(978) 855-3846
1 in this area
71 Total Sales
-
Rasheed Warab
Buyer's Agent in 2020
Rasheed Warab
APEX Realty
(508) 579-6202
23 Total Sales
-
Diane DeCiccio
Seller's Agent in 2014
Diane DeCiccio
Acres Away Realty, Inc.
(978) 502-6225
3 in this area
38 Total Sales
-
S
Buyer's Agent in 2014
Sheila Connor
Laer Realty
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73359591
APN: STER-000156-000000-000017
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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